* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Home First Finance Co India's PEG Ratio or its related term are showing as below:
NSE:HOMEFIRST'
s PEG Ratio Range Over the Past 10 Years
Min: 0.53 Med: 0.85 Max: 1.34
Current: 0.9
During the past 9 years, Home First Finance Co India's highest PEG Ratio was 1.34. The lowest was 0.53. And the median was 0.85.
NSE:HOMEFIRST's PEG Ratio is ranked better than 71.99% of 1228
companies
in the Banks industry
Industry Median: 1.52
vs NSE:HOMEFIRST: 0.90
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Home First Finance Co India (NSE:HOMEFIRST) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Home First Finance Co India PEG Ratio Related Terms
Home First Finance Co India PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:HOMEFIRST vs RKT, FNMA, PFSI: PEG Ratio Comparison
For the Mortgage Finance subindustry, Home First Finance Co India's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Home First Finance Co India PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Home First Finance Co India's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Home First Finance Co India's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Home First Finance Co India (NSE:HOMEFIRST) has a PEG Ratio of 0.90 as of Jul. 09, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Home First Finance Co India and its competitors. This is near median its historical median of 0.85. Over the past decade, Home First Finance Co India's PEG Ratio has ranged from 0.53 to 1.34. According to the industry distribution chart, Home First Finance Co India ranks #344 out of 1228 companies in the Banks industry, placing it in the top 28%.
Is Home First Finance Co India's PEG Ratio too high?
Home First Finance Co India's current PEG Ratio of 0.90 is near median its 10-year median of 0.85. Over the past 10 years, this metric has ranged from a low of 0.53 to a high of 1.34. The Banks industry median PEG Ratio is 1.52. Home First Finance Co India's value of 0.90 is 40.8% below this industry median. Based on the distribution chart, Home First Finance Co India ranks #344 out of 1228 companies in the Banks industry, which is above the industry midpoint. Overall, Home First Finance Co India has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Home First Finance Co India's PEG Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Home First Finance Co India ranks #344 out of 1228 companies for PEG Ratio. This puts Home First Finance Co India in the upper half of its industry. The industry median PEG Ratio is 1.52. Home First Finance Co India's value of 0.90 is 40.8% below this benchmark. Historically, Home First Finance Co India's own PEG Ratio has ranged from 0.53 to 1.34 over the past decade. While the company's 10-year median is 0.85 vs. the industry median of 1.52, Home First Finance Co India has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Home First Finance Co India's current PEG Ratio of 0.90 is 40.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Home First Finance Co India and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Home First Finance Co India's current PEG Ratio is 0.90, which is near median its own 10-year median of 0.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home First Finance Co India stock overvalued right now?
Based on GuruFocus' analysis, Home First Finance Co India (NSE:HOMEFIRST) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹1,337.82, compared to a current price of ₹1,199.80 — trading 10.3% below its estimated fair value. The current PEG Ratio is 0.90, which is near median its 10-year median of 0.85 and 40.8% below the Banks industry median of 1.52. Home First Finance Co India's overall GF Score™ is 83/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Home First Finance Co India (NSE:HOMEFIRST), the current PEG Ratio is 0.90 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Home First Finance Co India (NSE:HOMEFIRST) Overvalued in 2026?
Based on GuruFocus' analysis, Home First Finance Co India stock appears to be undervalued.
The current stock price of ₹1,199.80 is trading 10.3% below its estimated GF Value™ of ₹1,337.82.
GuruFocus considers Home First Finance Co India to be Modestly Undervalued.
Key valuation signals for NSE:HOMEFIRST:
PEG Ratio: 0.90 (near median its 10-year median of 0.85)
GF Value™: ₹1,337.82 vs. price of ₹1,199.80 (10.3% below fair value)
Industry Position: 40.8% below the Banks median (#344 of 1228)
No single metric tells the full story. See the NSE:HOMEFIRST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Home First Finance Co India Ltd is a technology-driven housing finance company focused on enabling home ownership for first-time home buyers across India. The Company provides financial services to the affordable housing segment through housing loans, loans for the purchase of commercial properties, and loans against property. It offers home loans for the purchase or construction of residential properties, as well as for the extension and repair of existing housing units. Its product portfolio includes Housing Loans, Shop Loans, Loans against Property, and other mortgage loans. The Company mainly serves first-time home buyers in the low- and middle-income segment, with a focus on emerging urban, semi-urban, and affordable housing markets across India.
83GF Score
Get the complete analysis for NSE:HOMEFIRST
PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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