Home First Finance Co India has the GF Score of 83, which implies that the company
might have
Good outperformance potential.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes Home First Finance Co India
might have
Good outperformance potential.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
Home First Finance Co India (NSE:HOMEFIRST) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
Home First Finance Co India GF Score Related Terms
NSE:HOMEFIRST vs RKT, FNMA, PFSI: GF Score Comparison
For the Mortgage Finance subindustry, Home First Finance Co India's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Home First Finance Co India GF Score vs Banks Industry
For the Banks industry and Financial Services sector, Home First Finance Co India's GF Score distribution charts can be found below:
* The bar in red indicates where Home First Finance Co India's GF Score falls into.
Home First Finance Co India (NSE:HOMEFIRST) has a GF Score of 83 as of Jul. 11, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Home First Finance Co India and its competitors. This is 77% above median its historical median of 47.00. Over the past decade, Home First Finance Co India's GF Score has ranged from 5.00 to 87.00.
Is Home First Finance Co India's GF Score too high?
Home First Finance Co India's current GF Score of 83 is 77% above median its 10-year median of 47.00. Over the past 10 years, this metric has ranged from a low of 5.00 to a high of 87.00. Overall, Home First Finance Co India has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Home First Finance Co India's GF Score compare to RKT and FNMA?
Home First Finance Co India's GF Score of 83 can be compared against companies in the Banks industry. Historically, Home First Finance Co India's own GF Score has ranged from 5.00 to 87.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Home First Finance Co India and its competitors. Home First Finance Co India's current GF Score is 83, which is 77% above median its own 10-year median of 47.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home First Finance Co India stock overvalued right now?
Based on GuruFocus' analysis, Home First Finance Co India (NSE:HOMEFIRST) is currently considered Fairly Valued. The stock's GF Value™ is ₹1,336.99, compared to a current price of ₹1,222.70 — trading 8.5% below its estimated fair value. The current GF Score is 83, which is 77% above median its 10-year median of 47.00. Home First Finance Co India's overall GF Score™ is 83/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Home First Finance Co India (NSE:HOMEFIRST), the current GF Score is 83 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Home First Finance Co India (NSE:HOMEFIRST) Overvalued in 2026?
Based on GuruFocus' analysis, Home First Finance Co India stock appears to be undervalued.
The current stock price of ₹1,222.70 is trading 8.5% below its estimated GF Value™ of ₹1,336.99.
GuruFocus considers Home First Finance Co India to be Fairly Valued.
Key valuation signals for NSE:HOMEFIRST:
GF Score: 83 (77% above median its 10-year median of 47.00)
GF Value™: ₹1,336.99 vs. price of ₹1,222.70 (8.5% below fair value)
No single metric tells the full story. See the NSE:HOMEFIRST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Home First Finance Co India Ltd is a technology-driven housing finance company focused on enabling home ownership for first-time home buyers across India. The Company provides financial services to the affordable housing segment through housing loans, loans for the purchase of commercial properties, and loans against property. It offers home loans for the purchase or construction of residential properties, as well as for the extension and repair of existing housing units. Its product portfolio includes Housing Loans, Shop Loans, Loans against Property, and other mortgage loans. The Company mainly serves first-time home buyers in the low- and middle-income segment, with a focus on emerging urban, semi-urban, and affordable housing markets across India.
83GF Score
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