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During the past 12 months, Home First Finance Co India's average EBITDA Per Share Growth Rate was 30.40% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 26.90% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 30.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 10 years, the highest 3-Year average EBITDA Per Share Growth Rate of Home First Finance Co India was 82.60% per year. The lowest was 26.90% per year. And the median was 37.70% per year.
Home First Finance Co India (NSE:HOMEFIRST) 3-Year EBITDA Growth Rate Explanation
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Home First Finance Co India 3-Year EBITDA Growth Rate Related Terms
NSE:HOMEFIRST vs RKT, FNMA, PFSI: 3-Year EBITDA Growth Rate Comparison
For the Mortgage Finance subindustry, Home First Finance Co India's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Home First Finance Co India 3-Year EBITDA Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Home First Finance Co India's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Home First Finance Co India's 3-Year EBITDA Growth Rate falls into.
Home First Finance Co India 3-Year EBITDA Growth Rate Calculation
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 26.90% mean?
Home First Finance Co India (NSE:HOMEFIRST) has a 3-Year EBITDA Growth Rate of 26.90% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Home First Finance Co India and its competitors. This is 29% below median its historical median of 37.70. Over the past decade, Home First Finance Co India's 3-Year EBITDA Growth Rate has ranged from 26.90 to 82.60. According to the industry distribution chart, Home First Finance Co India ranks #11 out of 44 companies in the Banks industry, placing it in the top 25%.
Is Home First Finance Co India's 3-Year EBITDA Growth Rate too high?
Home First Finance Co India's current 3-Year EBITDA Growth Rate of 26.90% is 29% below median its 10-year median of 37.70. Over the past 10 years, this metric has ranged from a low of 26.90 to a high of 82.60. The Banks industry median 3-Year EBITDA Growth Rate is 10.30. Home First Finance Co India's value of 26.90% is 161.2% above this industry median. Based on the distribution chart, Home First Finance Co India ranks #11 out of 44 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Home First Finance Co India has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Home First Finance Co India's 3-Year EBITDA Growth Rate compare to RKT and FNMA?
According to the Banks industry distribution chart, Home First Finance Co India ranks #11 out of 44 companies for 3-Year EBITDA Growth Rate. This places Home First Finance Co India in the top 25% of its industry — outperforming the majority of peers. The industry median 3-Year EBITDA Growth Rate is 10.30. Home First Finance Co India's value of 26.90% is 161.2% above this benchmark. Historically, Home First Finance Co India's own 3-Year EBITDA Growth Rate has ranged from 26.90 to 82.60 over the past decade. While the company's 10-year median is 37.70 vs. the industry median of 10.30, Home First Finance Co India has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Banks company?
The median 3-Year EBITDA Growth Rate among Banks companies is 10.30, based on 44 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Home First Finance Co India's current 3-Year EBITDA Growth Rate of 26.90% is 161.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Home First Finance Co India and its competitors. For the Banks industry, the median 3-Year EBITDA Growth Rate is 10.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Home First Finance Co India's current 3-Year EBITDA Growth Rate is 26.90%, which is 29% below median its own 10-year median of 37.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home First Finance Co India stock overvalued right now?
Based on GuruFocus' analysis, Home First Finance Co India (NSE:HOMEFIRST) is currently considered Fairly Valued. The stock's GF Value™ is ₹1,262.93, compared to a current price of ₹1,241.30 — trading 1.7% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 26.90%, which is 29% below median its 10-year median of 37.70 and 161.2% above the Banks industry median of 10.30. Home First Finance Co India's overall GF Score™ is 83/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Home First Finance Co India (NSE:HOMEFIRST), the current 3-Year EBITDA Growth Rate is 26.90% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Home First Finance Co India (NSE:HOMEFIRST) Overvalued in 2026?
Based on GuruFocus' analysis, Home First Finance Co India stock appears to be undervalued.
The current stock price of ₹1,241.30 is trading 1.7% below its estimated GF Value™ of ₹1,262.93.
GuruFocus considers Home First Finance Co India to be Fairly Valued.
Key valuation signals for NSE:HOMEFIRST:
3-Year EBITDA Growth Rate: 26.90% (29% below median its 10-year median of 37.70)
GF Value™: ₹1,262.93 vs. price of ₹1,241.30 (1.7% below fair value)
Industry Position: 161.2% above the Banks median (#11 of 44)
No single metric tells the full story. See the NSE:HOMEFIRST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Home First Finance Co India Ltd is a technology-driven housing finance company focused on enabling home ownership for first-time home buyers across India. The Company provides financial services to the affordable housing segment through housing loans, loans for the purchase of commercial properties, and loans against property. It offers home loans for the purchase or construction of residential properties, as well as for the extension and repair of existing housing units. Its product portfolio includes Housing Loans, Shop Loans, Loans against Property, and other mortgage loans. The Company mainly serves first-time home buyers in the low- and middle-income segment, with a focus on emerging urban, semi-urban, and affordable housing markets across India.
83GF Score
Get the complete analysis for NSE:HOMEFIRST
3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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