Home First Finance Co India (NSE:HOMEFIRST) Liabilities-to-Assets : 0.71 (As of Jun. 2026)

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NSE:HOMEFIRST Home First Finance Co India Ltd NSE:HOMEFIRST
83 GF Score
Price ₹1,257.70
GF Value ₹1,261.58
Valuation Fairly Valued
! 7 Warning Signs
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What is Home First Finance Co India Liabilities-to-Assets?

Home First Finance Co India NSE:HOMEFIRST +5.80% 83 Liabilities-to-Assets is 0.71 as of Jun. 2026. GuruFocus rates NSE:HOMEFIRST with a GF Score™ of 83/100 and a GF Value™ of ₹1,261.58 (Fairly Valued). The stock has 7 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Home First Finance Co India's Total Liabilities for the quarter that ended in Jun. 2026 was ₹110,938 Mil. Home First Finance Co India's Total Assets for the quarter that ended in Jun. 2026 was ₹155,765 Mil. Therefore, Home First Finance Co India's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.71.


Home First Finance Co India  (NSE:HOMEFIRST) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Home First Finance Co India Liabilities-to-Assets Related Terms


Home First Finance Co India Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Home First Finance Co India's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Home First Finance Co India Liabilities-to-Assets Chart

Home First Finance Co India Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.69 0.73 0.78 0.80 0.71

Home First Finance Co India Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.72 0.71 0.71 0.71 0.71

NSE:HOMEFIRST vs RKT, FNMA, PFSI: Liabilities-to-Assets Comparison

For the Mortgage Finance subindustry, Home First Finance Co India's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Home First Finance Co India Liabilities-to-Assets vs Banks Industry

For the Banks industry and Financial Services sector, Home First Finance Co India's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Home First Finance Co India's Liabilities-to-Assets falls into.


NSE:HOMEFIRST
83GF Score
Home First Finance Co India Ltd NSE:HOMEFIRST
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Home First Finance Co India Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Home First Finance Co India's Liabilities-to-Assets Ratio for the fiscal year that ended in Mar. 2026 is calculated as:

Liabilities-to-Assets (A: Mar. 2026 )=Total Liabilities/Total Assets
=108836.52/152401.91
=0.71

Home First Finance Co India's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 is calculated as

Liabilities-to-Assets (Q: Jun. 2026 )=Total Liabilities/Total Assets
=110937.9/155765.1
=0.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.71 mean?
Home First Finance Co India (NSE:HOMEFIRST) has a Liabilities-to-Assets of 0.71 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Home First Finance Co India and its competitors.
Is Home First Finance Co India's Liabilities-to-Assets too high?
Home First Finance Co India's current Liabilities-to-Assets is 0.71. Overall, Home First Finance Co India has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Home First Finance Co India's Liabilities-to-Assets compare to RKT and FNMA?
Home First Finance Co India's Liabilities-to-Assets of 0.71 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Home First Finance Co India and its competitors. Home First Finance Co India's current Liabilities-to-Assets is 0.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home First Finance Co India stock overvalued right now?
Based on GuruFocus' analysis, Home First Finance Co India (NSE:HOMEFIRST) is currently considered Fairly Valued. The stock's GF Value™ is ₹1,261.58, compared to a current price of ₹1,257.70 — trading 0.3% below its estimated fair value. The current Liabilities-to-Assets is 0.71. Home First Finance Co India's overall GF Score™ is 83/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Home First Finance Co India (NSE:HOMEFIRST), the current Liabilities-to-Assets is 0.71 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Home First Finance Co India (NSE:HOMEFIRST) Overvalued in 2026?

Based on GuruFocus' analysis, Home First Finance Co India stock appears to be undervalued. The current stock price of ₹1,257.70 is trading 0.3% below its estimated GF Value™ of ₹1,261.58. GuruFocus considers Home First Finance Co India to be Fairly Valued.

Key valuation signals for NSE:HOMEFIRST:

  • Liabilities-to-Assets: 0.71
  • GF Value™: ₹1,261.58 vs. price of ₹1,257.70 (0.3% below fair value)
  • GF Score™: 83/100 with 7 warning signs

No single metric tells the full story. See the NSE:HOMEFIRST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Home First Finance Co India Business Description

Other Exchanges 543259:India
Address 511, Acme Plaza, Andheri Kurla Road, Opposite Sangam Cinema, Near Metro Station, J B Nagar, Andheri (East, Mumbai, MH, IND, 400 059
Home First Finance Co India Ltd is a technology-driven housing finance company focused on enabling home ownership for first-time home buyers across India. The Company provides financial services to the affordable housing segment through housing loans, loans for the purchase of commercial properties, and loans against property. It offers home loans for the purchase or construction of residential properties, as well as for the extension and repair of existing housing units. Its product portfolio includes Housing Loans, Shop Loans, Loans against Property, and other mortgage loans. The Company mainly serves first-time home buyers in the low- and middle-income segment, with a focus on emerging urban, semi-urban, and affordable housing markets across India.
83GF Score

Get the complete analysis for NSE:HOMEFIRST

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,257.70
Price
₹1,261.58
GF Value