Home First Finance Co India (NSE:HOMEFIRST) EV-to-EBITDA: 33.77 (As of Aug. 24, 2026) — Near Median

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NSE:HOMEFIRST Home First Finance Co India Ltd NSE:HOMEFIRST
84 GF Score
Price ₹1,193.70
GF Value ₹1,377.25
Valuation Modestly Undervalued
! 7 Warning Signs
View Full Analysis

What is Home First Finance Co India EV-to-EBITDA?

Home First Finance Co India NSE:HOMEFIRST +0.53% 84 EV-to-EBITDA is 33.77 as of Aug. 24, 2026, which is 2% above its 10-year median of 33.08. GuruFocus rates NSE:HOMEFIRST with a GF Score™ of 84/100 and a GF Value™ of ₹1,377.25 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 37 Banks companies, Home First Finance Co India ranks worse than 72.97% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Home First Finance Co India's enterprise value is ₹222,194 Mil. Home First Finance Co India's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was ₹6,580 Mil. Therefore, Home First Finance Co India's EV-to-EBITDA for today is 33.77.

The historical rank and industry rank for Home First Finance Co India's EV-to-EBITDA or its related term are showing as below:

NSE:HOMEFIRST' s EV-to-EBITDA Range Over the Past 10 Years
Min: 17.04   Med: 33.08   Max: 57.04
Current: 33.77

During the past 9 years, the highest EV-to-EBITDA of Home First Finance Co India was 57.04. The lowest was 17.04. And the median was 33.08.

NSE:HOMEFIRST's EV-to-EBITDA is ranked worse than
72.97% of 37 companies
in the Banks industry
Industry Median: 16.99 vs NSE:HOMEFIRST: 33.77

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-08-24), Home First Finance Co India's stock price is ₹1193.70. Home First Finance Co India's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was ₹55.280. Therefore, Home First Finance Co India's PE Ratio (TTM) for today is 21.59.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


Home First Finance Co India  (NSE:HOMEFIRST) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Home First Finance Co India's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1193.70/55.280
=21.59

Home First Finance Co India's share price for today is ₹1193.70.
Home First Finance Co India's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹55.280.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


Home First Finance Co India EV-to-EBITDA Related Terms


Home First Finance Co India EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Home First Finance Co India's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Home First Finance Co India EV-to-EBITDA Chart

Home First Finance Co India Annual Data
Trend Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only 37.44 33.35 32.63 32.39 25.05

Home First Finance Co India Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 31.31 41.71 20.38 25.05 18.07

NSE:HOMEFIRST vs RKT, FNMA, PFSI: EV-to-EBITDA Comparison

For the Mortgage Finance subindustry, Home First Finance Co India's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Home First Finance Co India EV-to-EBITDA vs Banks Industry

For the Banks industry and Financial Services sector, Home First Finance Co India's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Home First Finance Co India's EV-to-EBITDA falls into.


NSE:HOMEFIRST
84GF Score
Home First Finance Co India Ltd NSE:HOMEFIRST
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Home First Finance Co India EV-to-EBITDA Calculation

Home First Finance Co India's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=222193.804/6579.87
=33.77

Home First Finance Co India's current Enterprise Value is ₹222,194 Mil.
Home First Finance Co India's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹6,580 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 33.77 mean?
Home First Finance Co India (NSE:HOMEFIRST) has a EV-to-EBITDA of 33.77 as of Aug. 24, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Home First Finance Co India. This is near median its historical median of 33.08. Over the past decade, Home First Finance Co India's EV-to-EBITDA has ranged from 17.04 to 57.04. According to the industry distribution chart, Home First Finance Co India ranks #27 out of 37 companies in the Banks industry, placing it in the top 73%.
Is Home First Finance Co India's EV-to-EBITDA too high?
Home First Finance Co India's current EV-to-EBITDA of 33.77 is near median its 10-year median of 33.08. Over the past 10 years, this metric has ranged from a low of 17.04 to a high of 57.04. The Banks industry median EV-to-EBITDA is 16.99. Home First Finance Co India's value of 33.77 is 98.8% above this industry median. Based on the distribution chart, Home First Finance Co India ranks #27 out of 37 companies in the Banks industry, which is below the industry midpoint. Overall, Home First Finance Co India has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Home First Finance Co India's EV-to-EBITDA compare to RKT and FNMA?
According to the Banks industry distribution chart, Home First Finance Co India ranks #27 out of 37 companies for EV-to-EBITDA. This places Home First Finance Co India in the lower half of its industry. The industry median EV-to-EBITDA is 16.99. Home First Finance Co India's value of 33.77 is 98.8% above this benchmark. Historically, Home First Finance Co India's own EV-to-EBITDA has ranged from 17.04 to 57.04 over the past decade. While the company's 10-year median is 33.08 vs. the industry median of 16.99, Home First Finance Co India has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Banks company?
The median EV-to-EBITDA among Banks companies is 16.99, based on 37 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Home First Finance Co India's current EV-to-EBITDA of 33.77 is 98.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Home First Finance Co India. For the Banks industry, the median EV-to-EBITDA is 16.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Home First Finance Co India's current EV-to-EBITDA is 33.77, which is near median its own 10-year median of 33.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home First Finance Co India stock overvalued right now?
Based on GuruFocus' analysis, Home First Finance Co India (NSE:HOMEFIRST) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹1,377.25, compared to a current price of ₹1,193.70 — trading 13.3% below its estimated fair value. The current EV-to-EBITDA is 33.77, which is near median its 10-year median of 33.08 and 98.8% above the Banks industry median of 16.99. Home First Finance Co India's overall GF Score™ is 84/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Home First Finance Co India (NSE:HOMEFIRST), the current EV-to-EBITDA is 33.77 as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Home First Finance Co India (NSE:HOMEFIRST) Overvalued in 2026?

Based on GuruFocus' analysis, Home First Finance Co India stock appears to be undervalued. The current stock price of ₹1,193.70 is trading 13.3% below its estimated GF Value™ of ₹1,377.25. GuruFocus considers Home First Finance Co India to be Modestly Undervalued.

Key valuation signals for NSE:HOMEFIRST:

  • EV-to-EBITDA: 33.77 (near median its 10-year median of 33.08)
  • GF Value™: ₹1,377.25 vs. price of ₹1,193.70 (13.3% below fair value)
  • GF Score™: 84/100 with 7 warning signs
  • Industry Position: 98.8% above the Banks median (#27 of 37)

No single metric tells the full story. See the NSE:HOMEFIRST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Home First Finance Co India Business Description

Other Exchanges 543259:India
Address 511, Acme Plaza, Andheri Kurla Road, Opposite Sangam Cinema, Near Metro Station, J B Nagar, Andheri (East, Mumbai, MH, IND, 400 059
Home First Finance Co India Ltd is a technology-driven housing finance company focused on enabling home ownership for first-time home buyers across India. The Company provides financial services to the affordable housing segment through housing loans, loans for the purchase of commercial properties, and loans against property. It offers home loans for the purchase or construction of residential properties, as well as for the extension and repair of existing housing units. Its product portfolio includes Housing Loans, Shop Loans, Loans against Property, and other mortgage loans. The Company mainly serves first-time home buyers in the low- and middle-income segment, with a focus on emerging urban, semi-urban, and affordable housing markets across India.
84GF Score

Get the complete analysis for NSE:HOMEFIRST

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,193.70
Price
₹1,377.25
GF Value