Home First Finance Co India (NSE:HOMEFIRST) Debt-to-Equity: N/A (As of Jun. 2026)

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NSE:HOMEFIRST Home First Finance Co India Ltd NSE:HOMEFIRST
83 GF Score
Price ₹1,198.30
GF Value ₹1,370.11
Valuation Modestly Undervalued
! 7 Warning Signs
View Full Analysis

What is Home First Finance Co India Debt-to-Equity?

Home First Finance Co India's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ₹0 Mil. Home First Finance Co India's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ₹0 Mil. Home First Finance Co India's Total Stockholders Equity for the quarter that ended in Jun. 2026 was ₹0 Mil.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Home First Finance Co India's Debt-to-Equity or its related term are showing as below:

NSE:HOMEFIRST' s Debt-to-Equity Range Over the Past 10 Years
Min: 2.1   Med: 2.67   Max: 3.87
Current: 2.43

During the past 9 years, the highest Debt-to-Equity Ratio of Home First Finance Co India was 3.87. The lowest was 2.10. And the median was 2.67.

NSE:HOMEFIRST's Debt-to-Equity is ranked worse than
88.4% of 1414 companies
in the Banks industry
Industry Median: 0.58 vs NSE:HOMEFIRST: 2.43

Home First Finance Co India  (NSE:HOMEFIRST) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Home First Finance Co India Debt-to-Equity Related Terms

Home First Finance Co India Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Home First Finance Co India's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Home First Finance Co India Debt-to-Equity Chart

Home First Finance Co India Annual Data
Trend Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only 2.20 2.65 3.44 3.79 2.43

Home First Finance Co India Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A 2.41 N/A 2.43 N/A

NSE:HOMEFIRST vs RKT, FNMA, PFSI: Debt-to-Equity Comparison

For the Mortgage Finance subindustry, Home First Finance Co India's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Home First Finance Co India Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Home First Finance Co India's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Home First Finance Co India's Debt-to-Equity falls into.


NSE:HOMEFIRST
83GF Score
Home First Finance Co India Ltd NSE:HOMEFIRST
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Home First Finance Co India Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Home First Finance Co India's Debt to Equity Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0 + 105900.48) / 43565.39
=2.43

Home First Finance Co India's Debt to Equity Ratio for the quarter that ended in Jun. 2026 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0 + 0) / 0
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Home First Finance Co India (NSE:HOMEFIRST) Overvalued in 2026?

Based on GuruFocus' analysis, Home First Finance Co India stock appears to be undervalued. The current stock price of ₹1,198.30 is trading 12.5% below its estimated GF Value™ of ₹1,370.11. GuruFocus considers Home First Finance Co India to be Modestly Undervalued.

Key valuation signals for NSE:HOMEFIRST:

  • Debt-to-Equity: N/A
  • GF Value™: ₹1,370.11 vs. price of ₹1,198.30 (12.5% below fair value)
  • GF Score™: 83/100 with 7 warning signs

No single metric tells the full story. See the NSE:HOMEFIRST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Home First Finance Co India Business Description

Other Exchanges 543259:India
Address 511, Acme Plaza, Andheri Kurla Road, Opposite Sangam Cinema, Near Metro Station, J B Nagar, Andheri (East, Mumbai, MH, IND, 400 059
Home First Finance Co India Ltd is a technology-driven housing finance company focused on enabling home ownership for first-time home buyers across India. The Company provides financial services to the affordable housing segment through housing loans, loans for the purchase of commercial properties, and loans against property. It offers home loans for the purchase or construction of residential properties, as well as for the extension and repair of existing housing units. Its product portfolio includes Housing Loans, Shop Loans, Loans against Property, and other mortgage loans. The Company mainly serves first-time home buyers in the low- and middle-income segment, with a focus on emerging urban, semi-urban, and affordable housing markets across India.
83GF Score

Get the complete analysis for NSE:HOMEFIRST

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,198.30
Price
₹1,370.11
GF Value