Home First Finance Co India (NSE:HOMEFIRST) ROE % Adjusted to Book Value: 6.32% (As of Mar. 2026)


NSE:HOMEFIRST Home First Finance Co India Ltd NSE:HOMEFIRST
85 GF Score
Price ₹1,205.20
GF Value ₹1,334.01
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Home First Finance Co India ROE % Adjusted to Book Value?

Home First Finance Co India NSE:HOMEFIRST +0.34% 85 ROE % Adjusted to Book Value is 6.32% as of Mar. 2026. GuruFocus rates NSE:HOMEFIRST with a GF Score™ of 85/100 and a GF Value™ of ₹1,334.01 (Modestly Undervalued). The stock has 6 warning signs investors should review.

Home First Finance Co India's ROE % for the quarter that ended in Mar. 2026 was 13.72%. Home First Finance Co India's PB Ratio for the quarter that ended in Mar. 2026 was 2.17. Home First Finance Co India's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 6.32%.


Home First Finance Co India ROE % Adjusted to Book Value Related Terms


Home First Finance Co India ROE % Adjusted to Book Value Historical Data

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The historical data trend for Home First Finance Co India's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Home First Finance Co India ROE % Adjusted to Book Value Chart

Home First Finance Co India Annual Data
Trend Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only 2.94 3.74 4.14 4.55 7.24

Home First Finance Co India Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.59 0.00 4.18 0.00 6.32

NSE:HOMEFIRST vs RKT, FNMA, PFSI: ROE % Adjusted to Book Value Comparison

For the Mortgage Finance subindustry, Home First Finance Co India's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Home First Finance Co India ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Home First Finance Co India's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Home First Finance Co India's ROE % Adjusted to Book Value falls into.


NSE:HOMEFIRST
85GF Score
Home First Finance Co India Ltd NSE:HOMEFIRST
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Home First Finance Co India ROE % Adjusted to Book Value Calculation

Home First Finance Co India's ROE % Adjusted to Book Value for the fiscal year that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=15.71% / 2.17
=7.24%

Home First Finance Co India's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=13.72% / 2.17
=6.32%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 6.32% mean?
Home First Finance Co India (NSE:HOMEFIRST) has a ROE % Adjusted to Book Value of 6.32% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Home First Finance Co India and its competitors.
Is Home First Finance Co India's ROE % Adjusted to Book Value too high?
Home First Finance Co India's current ROE % Adjusted to Book Value is 6.32%. Overall, Home First Finance Co India has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Home First Finance Co India's ROE % Adjusted to Book Value compare to RKT and FNMA?
Home First Finance Co India's ROE % Adjusted to Book Value of 6.32% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Home First Finance Co India and its competitors. Home First Finance Co India's current ROE % Adjusted to Book Value is 6.32%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home First Finance Co India stock overvalued right now?
Based on GuruFocus' analysis, Home First Finance Co India (NSE:HOMEFIRST) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹1,334.01, compared to a current price of ₹1,205.20 — trading 9.7% below its estimated fair value. The current ROE % Adjusted to Book Value is 6.32%. Home First Finance Co India's overall GF Score™ is 85/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Home First Finance Co India (NSE:HOMEFIRST), the current ROE % Adjusted to Book Value is 6.32% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Home First Finance Co India (NSE:HOMEFIRST) Overvalued in 2026?

Based on GuruFocus' analysis, Home First Finance Co India stock appears to be undervalued. The current stock price of ₹1,205.20 is trading 9.7% below its estimated GF Value™ of ₹1,334.01. GuruFocus considers Home First Finance Co India to be Modestly Undervalued.

Key valuation signals for NSE:HOMEFIRST:

  • ROE % Adjusted to Book Value: 6.32%
  • GF Value™: ₹1,334.01 vs. price of ₹1,205.20 (9.7% below fair value)
  • GF Score™: 85/100 with 6 warning signs

No single metric tells the full story. See the NSE:HOMEFIRST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Home First Finance Co India Business Description

Other Exchanges 543259:India
Address 511, Acme Plaza, Andheri Kurla Road, Opposite Sangam Cinema, Near Metro Station, J B Nagar, Andheri (East, Mumbai, MH, IND, 400 059
Home First Finance Co India Ltd is a technology-driven housing finance company focused on enabling home ownership for first-time home buyers across India. The Company provides financial services to the affordable housing segment through housing loans, loans for the purchase of commercial properties, and loans against property. It offers home loans for the purchase or construction of residential properties, as well as for the extension and repair of existing housing units. Its product portfolio includes Housing Loans, Shop Loans, Loans against Property, and other mortgage loans. The Company mainly serves first-time home buyers in the low- and middle-income segment, with a focus on emerging urban, semi-urban, and affordable housing markets across India.
85GF Score

Get the complete analysis for NSE:HOMEFIRST

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,205.20
Price
₹1,334.01
GF Value