Home First Finance Co India (NSE:HOMEFIRST) ROCE %: 4.33% (As of Mar. 2026)

What is Home First Finance Co India ROCE %?

Home First Finance Co India NSE:HOMEFIRST +2.42% 84 ROCE % is 4.33% as of Mar. 2026. GuruFocus rates NSE:HOMEFIRST with a GF Score™ of 84/100 and a GF Value™ of ₹1,336.75 (Modestly Undervalued). The stock has 6 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. Home First Finance Co India's annualized ROCE % for the quarter that ended in Mar. 2026 was 4.33%.

Home First Finance Co India (NSE:HOMEFIRST) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

Home First Finance Co India ROCE % Related Terms

Home First Finance Co India ROCE % Historical Data

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The historical data trend for Home First Finance Co India's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Home First Finance Co India ROCE % Chart

Home First Finance Co India Annual Data

Trend

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Mar25

Mar26

ROCE %

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6.35

6.45

5.73

4.94

5.51

Home First Finance Co India Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
ROCE %	Get a 7-Day Free Trial															3.67	4.23	4.10	4.75	4.33

84GF Score

Home First Finance Co India Ltd NSE:HOMEFIRST

ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.

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Home First Finance Co India ROCE % Calculation

Home First Finance Co India's annualized ROCE % for the fiscal year that ended in Mar. 2026 is calculated as:

ROCE %	=	EBIT	/	( (Capital Employed	+	Capital Employed)	/ count )
		(A: Mar. 2026 )		(A: Mar. 2025 )		(A: Mar. 2026 )
	=	EBIT	/	( ( (Total Assets - Total Current Liabilities)	+	(Total Assets - Total Current Liabilities) )	/ count )
		(A: Mar. 2026 )		(A: Mar. 2025 )		(A: Mar. 2026 )
	=	7462.72	/	( ( (122116.72 - 1049.68)	+	(151665.38 - 1898.11) )	/ 2 )
	=	7462.72	/	( (121067.04	+	149767.27)	/ 2 )
	=	7462.72	/	135417.155
	=	5.51 %

Home First Finance Co India's ROCE % of for the quarter that ended in Mar. 2026 is calculated as:

ROCE %	=	EBIT ⁽¹⁾	/	( (Capital Employed	+	Capital Employed)	/ count )
		(Q: Mar. 2026 )		(Q: Dec. 2025 )		(Q: Mar. 2026 )
	=	EBIT	/	( ( (Total Assets - Total Current Liabilities)	+	(Total Assets - Total Current Liabilities) )	/ count )
		(Q: Mar. 2026 )		(Q: Dec. 2025 )		(Q: Mar. 2026 )
	=	6481.6	/	( ( (0 - 0)	+	(151665.38 - 1898.11) )	/ 1 )
	=	6481.6	/	( ( 0	+	149767.27 )	/ 1 )
	=	6481.6	/	149767.27
	=	4.33 %

(1) Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

Frequently Asked Questions Learn more about ROCE % →

What does a ROCE % of 4.33% mean?

Home First Finance Co India (NSE:HOMEFIRST) has a ROCE % of 4.33% as of Mar. 2026.

Is Home First Finance Co India's ROCE % too high?

Home First Finance Co India's current ROCE % is 4.33%. The Banks industry median ROCE % is 3.20. Home First Finance Co India's value of 4.33% is 35.3% above this industry median. Overall, Home First Finance Co India has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Home First Finance Co India's ROCE % compare to RKT and FNMA?

Home First Finance Co India's ROCE % of 4.33% can be compared against companies in the Banks industry. The industry median ROCE % is 3.20. Home First Finance Co India's value of 4.33% is 35.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good ROCE % for a Banks company?

The median ROCE % among Banks companies is 3.20, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Home First Finance Co India's current ROCE % of 4.33% is 35.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high ROCE % mean?

A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median ROCE % is 3.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Home First Finance Co India's current ROCE % is 4.33%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Home First Finance Co India stock overvalued right now?

Based on GuruFocus' analysis, Home First Finance Co India (NSE:HOMEFIRST) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹1,336.75, compared to a current price of ₹1,191.70 — trading 10.9% below its estimated fair value. The current ROCE % is 4.33% and 35.3% above the Banks industry median of 3.20. Home First Finance Co India's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is ROCE % calculated?

ROCE % is calculated from a company's financial statements. For Home First Finance Co India (NSE:HOMEFIRST), the current ROCE % is 4.33% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Home First Finance Co India (NSE:HOMEFIRST) Overvalued in 2026?

Based on GuruFocus' analysis, Home First Finance Co India stock appears to be undervalued. The current stock price of ₹1,191.70 is trading 10.9% below its estimated GF Value™ of ₹1,336.75. GuruFocus considers Home First Finance Co India to be Modestly Undervalued.

Key valuation signals for NSE:HOMEFIRST:

ROCE %: 4.33%
GF Value™: ₹1,336.75 vs. price of ₹1,191.70 (10.9% below fair value)
GF Score™: 84/100 with 6 warning signs
Industry Position: 35.3% above the Banks median

No single metric tells the full story. See the NSE:HOMEFIRST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Home First Finance Co India Business Description

Industry Financial Services Banks

Comparable Companies BOM:511196 BOM:541988 BOM:543335 BOM:544044 BOM:535322 BOM:535789 NSE:AADHARHFC BOM:523862 BOM:511676 BOM:534680 RKT FNMA NSE:BAJAJHFL PFSI FMCC NSE:LICHSGFIN NSE:PNBHOUSING LSE:OSB LSE:PAG WD

Other Exchanges 543259:India

Address 511, Acme Plaza, Andheri Kurla Road, Opposite Sangam Cinema, Near Metro Station, J B Nagar, Andheri (East, Mumbai, MH, IND, 400 059

Website https://www.homefirstindia.com

Home First Finance Co India Ltd is a technology-driven housing finance company focused on enabling home ownership for first-time home buyers across India. The Company provides financial services to the affordable housing segment through housing loans, loans for the purchase of commercial properties, and loans against property. It offers home loans for the purchase or construction of residential properties, as well as for the extension and repair of existing housing units. Its product portfolio includes Housing Loans, Shop Loans, Loans against Property, and other mortgage loans. The Company mainly serves first-time home buyers in the low- and middle-income segment, with a focus on emerging urban, semi-urban, and affordable housing markets across India.

84GF Score

Get the complete analysis for NSE:HOMEFIRST

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,191.70

Price

₹1,336.75

GF Value

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