Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) Cyclically Adjusted PS Ratio: 0.19 (As of Aug. 08, 2026) — 68% Below Median

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BSP:QUAL3 Qualicorp Consultoria E Corretora De Seguros SA BSP:QUAL3
68 GF Score
Price R$1.61
GF Value R$1.85
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Qualicorp Consultoria E Corretora De Seguros Cyclically Adjusted PS Ratio?

Qualicorp Consultoria E Corretora De Seguros BSP:QUAL3 +4.55% 68 Cyclically Adjusted PS Ratio is 0.19 as of Aug. 08, 2026, which is 68% below its 10-year median of 0.59. GuruFocus rates BSP:QUAL3 with a GF Score™ of 68/100 and a GF Value™ of R$1.85 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 13 Healthcare Plans companies, Qualicorp Consultoria E Corretora De Seguros ranks better than 92.31% on this metric.

As of today (2026-08-08), Qualicorp Consultoria E Corretora De Seguros's current share price is R$1.61. Qualicorp Consultoria E Corretora De Seguros's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was R$8.68. Qualicorp Consultoria E Corretora De Seguros's Cyclically Adjusted PS Ratio for today is 0.19.

The historical rank and industry rank for Qualicorp Consultoria E Corretora De Seguros's Cyclically Adjusted PS Ratio or its related term are showing as below:

BSP:QUAL3' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.16   Med: 0.59   Max: 6.88
Current: 0.16

During the past years, Qualicorp Consultoria E Corretora De Seguros's highest Cyclically Adjusted PS Ratio was 6.88. The lowest was 0.16. And the median was 0.59.

BSP:QUAL3's Cyclically Adjusted PS Ratio is ranked better than
92.31% of 13 companies
in the Healthcare Plans industry
Industry Median: 0.56 vs BSP:QUAL3: 0.16

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Qualicorp Consultoria E Corretora De Seguros's adjusted revenue per share data for the three months ended in Mar. 2026 was R$1.178. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is R$8.68 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Qualicorp Consultoria E Corretora De Seguros  (BSP:QUAL3) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Qualicorp Consultoria E Corretora De Seguros Cyclically Adjusted PS Ratio Related Terms


Qualicorp Consultoria E Corretora De Seguros Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Qualicorp Consultoria E Corretora De Seguros's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qualicorp Consultoria E Corretora De Seguros Cyclically Adjusted PS Ratio Chart

Qualicorp Consultoria E Corretora De Seguros Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.10 0.69 0.39 0.17 0.26

Qualicorp Consultoria E Corretora De Seguros Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.21 0.21 0.29 0.26 0.24

BSP:QUAL3 vs UNH, CVS, ELV: Cyclically Adjusted PS Ratio Comparison

For the Healthcare Plans subindustry, Qualicorp Consultoria E Corretora De Seguros's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qualicorp Consultoria E Corretora De Seguros Cyclically Adjusted PS Ratio vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, Qualicorp Consultoria E Corretora De Seguros's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Qualicorp Consultoria E Corretora De Seguros's Cyclically Adjusted PS Ratio falls into.


BSP:QUAL3
68GF Score
Qualicorp Consultoria E Corretora De Seguros SA BSP:QUAL3
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Qualicorp Consultoria E Corretora De Seguros Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Qualicorp Consultoria E Corretora De Seguros's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=1.61/8.68
=0.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qualicorp Consultoria E Corretora De Seguros's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Qualicorp Consultoria E Corretora De Seguros's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.178/175.0655*175.0655
=1.178

Current CPI (Mar. 2026) = 175.0655.

Qualicorp Consultoria E Corretora De Seguros Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 1.649 108.851 2.652
201609 1.819 109.986 2.895
201612 1.702 110.802 2.689
201703 1.749 111.869 2.737
201706 1.801 112.115 2.812
201709 1.920 112.777 2.980
201712 1.592 114.068 2.443
201803 1.645 114.868 2.507
201806 1.680 117.038 2.513
201809 1.726 117.881 2.563
201812 1.609 118.340 2.380
201903 1.642 120.124 2.393
201906 1.751 120.977 2.534
201909 1.823 121.292 2.631
201912 1.903 123.436 2.699
202003 1.776 124.092 2.506
202006 1.706 123.557 2.417
202009 1.849 125.095 2.588
202012 1.804 129.012 2.448
202103 1.843 131.660 2.451
202106 1.821 133.871 2.381
202109 1.925 137.913 2.444
202112 1.875 141.992 2.312
202203 1.807 146.537 2.159
202206 1.756 149.784 2.052
202209 1.821 147.800 2.157
202212 1.625 150.207 1.894
202303 1.642 153.352 1.874
202306 1.560 154.519 1.767
202309 1.588 155.464 1.788
202312 1.473 157.148 1.641
202403 1.443 159.372 1.585
202406 1.427 161.052 1.551
202409 1.358 162.342 1.464
202412 1.332 164.740 1.415
202503 1.280 168.102 1.333
202506 1.263 169.670 1.303
202509 1.277 170.739 1.309
202512 1.284 171.765 1.309
202603 1.178 175.066 1.178

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.19 mean?
Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) has a Cyclically Adjusted PS Ratio of 0.19 as of Aug. 08, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors. This is 68% below median its historical median of 0.59. Over the past decade, Qualicorp Consultoria E Corretora De Seguros' Cyclically Adjusted PS Ratio has ranged from 0.16 to 6.88. According to the industry distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #1 out of 13 companies in the Healthcare Plans industry, placing it in the top 7.7%.
Is Qualicorp Consultoria E Corretora De Seguros' Cyclically Adjusted PS Ratio too high?
Qualicorp Consultoria E Corretora De Seguros' current Cyclically Adjusted PS Ratio of 0.19 is 68% below median its 10-year median of 0.59. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 6.88. The Healthcare Plans industry median Cyclically Adjusted PS Ratio is 0.56. Qualicorp Consultoria E Corretora De Seguros' value of 0.19 is 66.1% below this industry median. Based on the distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #1 out of 13 companies in the Healthcare Plans industry, which is in the top quartile — a strong position relative to peers. Overall, Qualicorp Consultoria E Corretora De Seguros has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Qualicorp Consultoria E Corretora De Seguros' Cyclically Adjusted PS Ratio compare to UNH and CVS?
According to the Healthcare Plans industry distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #1 out of 13 companies for Cyclically Adjusted PS Ratio. This places Qualicorp Consultoria E Corretora De Seguros in the top 8% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 0.56. Qualicorp Consultoria E Corretora De Seguros' value of 0.19 is 66.1% below this benchmark. Historically, Qualicorp Consultoria E Corretora De Seguros' own Cyclically Adjusted PS Ratio has ranged from 0.16 to 6.88 over the past decade. While the company's 10-year median is 0.59 vs. the industry median of 0.56, Qualicorp Consultoria E Corretora De Seguros has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Healthcare Plans company?
The median Cyclically Adjusted PS Ratio among Healthcare Plans companies is 0.56, based on 13 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qualicorp Consultoria E Corretora De Seguros's current Cyclically Adjusted PS Ratio of 0.19 is 66.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors. For the Healthcare Plans industry, the median Cyclically Adjusted PS Ratio is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qualicorp Consultoria E Corretora De Seguros's current Cyclically Adjusted PS Ratio is 0.19, which is 68% below median its own 10-year median of 0.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qualicorp Consultoria E Corretora De Seguros stock overvalued right now?
Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$1.85, compared to a current price of R$1.61 — trading 13% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.19, which is 68% below median its 10-year median of 0.59 and 66.1% below the Healthcare Plans industry median of 0.56. Qualicorp Consultoria E Corretora De Seguros' overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3), the current Cyclically Adjusted PS Ratio is 0.19 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) Overvalued in 2026?

Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros stock appears to be undervalued. The current stock price of R$1.61 is trading 13% below its estimated GF Value™ of R$1.85. GuruFocus considers Qualicorp Consultoria E Corretora De Seguros to be Modestly Undervalued.

Key valuation signals for BSP:QUAL3:

  • Cyclically Adjusted PS Ratio: 0.19 (68% below median its 10-year median of 0.59)
  • GF Value™: R$1.85 vs. price of R$1.61 (13% below fair value)
  • GF Score™: 68/100 with 4 warning signs
  • Industry Position: 66.1% below the Healthcare Plans median (#1 of 13)

No single metric tells the full story. See the BSP:QUAL3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qualicorp Consultoria E Corretora De Seguros Business Description

Address Avenida Paulista, No. 1106, 12th Floor, Bela Vista, Sao Paulo, SP, BRA, 01310-100
Qualicorp Consultoria e Corretora de Seguros SA is principally engaged in holding equity interests in other companies and business enterprises of any nature, and the provision of insurance brokerage, agency, consulting, and management services. Along with its subsidiaries, it is involved in the administration, management, and sale of group health plans by membership. The Group has only one reportable segment: the Affinity segment, which is engaged in the support, management, stipulation, brokerage, and intermediation of group plans for members of professional associations such as unions, associations, regional councils, etc.
68GF Score

Get the complete analysis for BSP:QUAL3

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$1.61
Price
R$1.85
GF Value