Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) Net Debt Paydown Yield % : 87.07% (As of Jul. 29, 2026)

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BSP:QUAL3 Qualicorp Consultoria E Corretora De Seguros SA BSP:QUAL3
68 GF Score
Price R$1.45
GF Value R$1.86
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Qualicorp Consultoria E Corretora De Seguros Net Debt Paydown Yield %?

Qualicorp Consultoria E Corretora De Seguros BSP:QUAL3 +2.84% 68 Net Debt Paydown Yield % is 87.07% as of Jul. 29, 2026. GuruFocus rates BSP:QUAL3 with a GF Score™ of 68/100 and a GF Value™ of R$1.86 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 15 Healthcare Plans companies, Qualicorp Consultoria E Corretora De Seguros ranks better than 93.33% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Qualicorp Consultoria E Corretora De Seguros's Net Debt Paydown Yield % was 87.07%.


Qualicorp Consultoria E Corretora De Seguros  (BSP:QUAL3) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Qualicorp Consultoria E Corretora De Seguros Net Debt Paydown Yield % Related Terms


Qualicorp Consultoria E Corretora De Seguros Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Qualicorp Consultoria E Corretora De Seguros's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qualicorp Consultoria E Corretora De Seguros Net Debt Paydown Yield % Chart

Qualicorp Consultoria E Corretora De Seguros Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -10.80 -28.15 2.24 64.64 61.32

Qualicorp Consultoria E Corretora De Seguros Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 69.55 77.85 63.66 61.32 57.37

BSP:QUAL3 vs UNH, CVS, ELV: Net Debt Paydown Yield % Comparison

For the Healthcare Plans subindustry, Qualicorp Consultoria E Corretora De Seguros's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qualicorp Consultoria E Corretora De Seguros Net Debt Paydown Yield % vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, Qualicorp Consultoria E Corretora De Seguros's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Qualicorp Consultoria E Corretora De Seguros's Net Debt Paydown Yield % falls into.


BSP:QUAL3
68GF Score
Qualicorp Consultoria E Corretora De Seguros SA BSP:QUAL3
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Qualicorp Consultoria E Corretora De Seguros Net Debt Paydown Yield % Calculation

Qualicorp Consultoria E Corretora De Seguros's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 1920.29-1577.92 )/596.77788
=57.37 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 87.07% mean?
Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) has a Net Debt Paydown Yield % of 87.07% as of Jul. 29, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors. According to the industry distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #1 out of 15 companies in the Healthcare Plans industry, placing it in the top 6.7%.
Is Qualicorp Consultoria E Corretora De Seguros' Net Debt Paydown Yield % too high?
Qualicorp Consultoria E Corretora De Seguros' current Net Debt Paydown Yield % is 87.07%. Based on the distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #1 out of 15 companies in the Healthcare Plans industry, which is in the top quartile — a strong position relative to peers. Overall, Qualicorp Consultoria E Corretora De Seguros has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Qualicorp Consultoria E Corretora De Seguros' Net Debt Paydown Yield % compare to UNH and CVS?
According to the Healthcare Plans industry distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #1 out of 15 companies for Net Debt Paydown Yield %. This places Qualicorp Consultoria E Corretora De Seguros in the top 7% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Healthcare Plans company?
A good Net Debt Paydown Yield % depends on the Healthcare Plans industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors. Qualicorp Consultoria E Corretora De Seguros's current Net Debt Paydown Yield % is 87.07%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qualicorp Consultoria E Corretora De Seguros stock overvalued right now?
Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$1.86, compared to a current price of R$1.45 — trading 22% below its estimated fair value. The current Net Debt Paydown Yield % is 87.07%. Qualicorp Consultoria E Corretora De Seguros' overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3), the current Net Debt Paydown Yield % is 87.07% as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) Overvalued in 2026?

Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros stock appears to be undervalued. The current stock price of R$1.45 is trading 22% below its estimated GF Value™ of R$1.86. GuruFocus considers Qualicorp Consultoria E Corretora De Seguros to be Modestly Undervalued.

Key valuation signals for BSP:QUAL3:

  • Net Debt Paydown Yield %: 87.07%
  • GF Value™: R$1.86 vs. price of R$1.45 (22% below fair value)
  • GF Score™: 68/100 with 4 warning signs

No single metric tells the full story. See the BSP:QUAL3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qualicorp Consultoria E Corretora De Seguros Business Description

Address Avenida Paulista, No. 1106, 12th Floor, Bela Vista, Sao Paulo, SP, BRA, 01310-100
Qualicorp Consultoria e Corretora de Seguros SA is principally engaged in holding equity interests in other companies and business enterprises of any nature, and the provision of insurance brokerage, agency, consulting, and management services. Along with its subsidiaries, it is involved in the administration, management, and sale of group health plans by membership. The Group has only one reportable segment: the Affinity segment, which is engaged in the support, management, stipulation, brokerage, and intermediation of group plans for members of professional associations such as unions, associations, regional councils, etc.
68GF Score

Get the complete analysis for BSP:QUAL3

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$1.45
Price
R$1.86
GF Value