Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) E10: R$1.08 (As of Mar. 2026)

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BSP:QUAL3 Qualicorp Consultoria E Corretora De Seguros SA BSP:QUAL3
68 GF Score
Price R$1.53
GF Value R$1.87
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Qualicorp Consultoria E Corretora De Seguros E10?

Qualicorp Consultoria E Corretora De Seguros BSP:QUAL3 +2.00% 68 E10 is R$1.08 as of Mar. 2026. GuruFocus rates BSP:QUAL3 with a GF Score™ of 68/100 and a GF Value™ of R$1.87 (Modestly Undervalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Qualicorp Consultoria E Corretora De Seguros's adjusted earnings per share data for the three months ended in Mar. 2026 was R$0.066. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is R$1.08 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Qualicorp Consultoria E Corretora De Seguros's average E10 Growth Rate was -12.90% per year. During the past 3 years, the average E10 Growth Rate was -1.10% per year. During the past 5 years, the average E10 Growth Rate was 5.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Qualicorp Consultoria E Corretora De Seguros was 18.60% per year. The lowest was -1.10% per year. And the median was 8.00% per year.

As of today (2026-07-23), Qualicorp Consultoria E Corretora De Seguros's current stock price is R$1.53. Qualicorp Consultoria E Corretora De Seguros's E10 for the quarter that ended in Mar. 2026 was R$1.08. Qualicorp Consultoria E Corretora De Seguros's Shiller PE Ratio of today is 1.42.

During the past 13 years, the highest Shiller PE Ratio of Qualicorp Consultoria E Corretora De Seguros was 61.08. The lowest was 1.10. And the median was 4.20.


Qualicorp Consultoria E Corretora De Seguros  (BSP:QUAL3) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Qualicorp Consultoria E Corretora De Seguros's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=1.53/1.08
=1.42

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Qualicorp Consultoria E Corretora De Seguros was 61.08. The lowest was 1.10. And the median was 4.20.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Qualicorp Consultoria E Corretora De Seguros E10 Related Terms


Qualicorp Consultoria E Corretora De Seguros E10 Historical Data

* Premium members only.

The historical data trend for Qualicorp Consultoria E Corretora De Seguros's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qualicorp Consultoria E Corretora De Seguros E10 Chart

Qualicorp Consultoria E Corretora De Seguros Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.12 1.20 1.25 1.23 1.16

Qualicorp Consultoria E Corretora De Seguros Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.24 1.22 1.19 1.16 1.08

BSP:QUAL3 vs UNH, CVS, ELV: E10 Comparison

For the Healthcare Plans subindustry, Qualicorp Consultoria E Corretora De Seguros's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qualicorp Consultoria E Corretora De Seguros Shiller PE Ratio vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, Qualicorp Consultoria E Corretora De Seguros's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Qualicorp Consultoria E Corretora De Seguros's Shiller PE Ratio falls into.


BSP:QUAL3
68GF Score
Qualicorp Consultoria E Corretora De Seguros SA BSP:QUAL3
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Qualicorp Consultoria E Corretora De Seguros E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Qualicorp Consultoria E Corretora De Seguros's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.066/175.0655*175.0655
=0.066

Current CPI (Mar. 2026) = 175.0655.

Qualicorp Consultoria E Corretora De Seguros Quarterly Data

per share eps CPI Adj_EPS
201606 0.230 108.851 0.370
201609 0.219 109.986 0.349
201612 0.238 110.802 0.376
201703 0.365 111.869 0.571
201706 0.229 112.115 0.358
201709 0.379 112.777 0.588
201712 0.283 114.068 0.434
201803 0.352 114.868 0.536
201806 0.312 117.038 0.467
201809 0.386 117.881 0.573
201812 0.275 118.340 0.407
201903 0.341 120.124 0.497
201906 0.367 120.977 0.531
201909 0.390 121.292 0.563
201912 0.225 123.436 0.319
202003 0.241 124.092 0.340
202006 0.445 123.557 0.631
202009 0.459 125.095 0.642
202012 0.238 129.012 0.323
202103 0.403 131.660 0.536
202106 0.318 133.871 0.416
202109 0.398 137.913 0.505
202112 0.182 141.992 0.224
202203 0.266 146.537 0.318
202206 0.177 149.784 0.207
202209 0.177 147.800 0.210
202212 -0.287 150.207 -0.334
202303 0.060 153.352 0.068
202306 0.049 154.519 0.056
202309 -0.194 155.464 -0.218
202312 -0.210 157.148 -0.234
202403 0.060 159.372 0.066
202406 0.048 161.052 0.052
202409 0.038 162.342 0.041
202412 -0.122 164.740 -0.130
202503 0.050 168.102 0.052
202506 0.064 169.670 0.066
202509 0.042 170.739 0.043
202512 -0.118 171.765 -0.120
202603 0.066 175.066 0.066

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of R$1.08 mean?
Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) has a E10 of R$1.08 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors.
Is Qualicorp Consultoria E Corretora De Seguros' E10 too high?
Qualicorp Consultoria E Corretora De Seguros' current E10 is R$1.08. Overall, Qualicorp Consultoria E Corretora De Seguros has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Qualicorp Consultoria E Corretora De Seguros' E10 compare to UNH and CVS?
Qualicorp Consultoria E Corretora De Seguros' E10 of R$1.08 can be compared against companies in the Healthcare Plans industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Healthcare Plans company?
A good E10 depends on the Healthcare Plans industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors. Qualicorp Consultoria E Corretora De Seguros's current E10 is R$1.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qualicorp Consultoria E Corretora De Seguros stock overvalued right now?
Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$1.87, compared to a current price of R$1.53 — trading 18.2% below its estimated fair value. The current E10 is R$1.08. Qualicorp Consultoria E Corretora De Seguros' overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3), the current E10 is R$1.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) Overvalued in 2026?

Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros stock appears to be undervalued. The current stock price of R$1.53 is trading 18.2% below its estimated GF Value™ of R$1.87. GuruFocus considers Qualicorp Consultoria E Corretora De Seguros to be Modestly Undervalued.

Key valuation signals for BSP:QUAL3:

  • E10: R$1.08
  • GF Value™: R$1.87 vs. price of R$1.53 (18.2% below fair value)
  • GF Score™: 68/100 with 4 warning signs

No single metric tells the full story. See the BSP:QUAL3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qualicorp Consultoria E Corretora De Seguros Business Description

Address Avenida Paulista, No. 1106, 12th Floor, Bela Vista, Sao Paulo, SP, BRA, 01310-100
Qualicorp Consultoria e Corretora de Seguros SA is principally engaged in holding equity interests in other companies and business enterprises of any nature, and the provision of insurance brokerage, agency, consulting, and management services. Along with its subsidiaries, it is involved in the administration, management, and sale of group health plans by membership. The Group has only one reportable segment: the Affinity segment, which is engaged in the support, management, stipulation, brokerage, and intermediation of group plans for members of professional associations such as unions, associations, regional councils, etc.
68GF Score

Get the complete analysis for BSP:QUAL3

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$1.53
Price
R$1.87
GF Value