Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) EBIT: R$386 Mil (TTM As of Mar. 2026)


BSP:QUAL3 Qualicorp Consultoria E Corretora De Seguros SA BSP:QUAL3
66 GF Score
Price R$1.92
GF Value R$1.87
Valuation Fairly Valued
! 4 Warning Signs
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What is Qualicorp Consultoria E Corretora De Seguros EBIT?

Qualicorp Consultoria E Corretora De Seguros BSP:QUAL3 +2.13% 66 EBIT is R$386 Mil as of Mar. 2026. GuruFocus rates BSP:QUAL3 with a GF Score™ of 66/100 and a GF Value™ of R$1.87 (Fairly Valued). The stock has 4 warning signs investors should review.

Qualicorp Consultoria E Corretora De Seguros's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was R$99 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was R$386 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Qualicorp Consultoria E Corretora De Seguros's annualized ROC % for the quarter that ended in Mar. 2026 was 9.21%. Qualicorp Consultoria E Corretora De Seguros's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 1,490.51%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Qualicorp Consultoria E Corretora De Seguros's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 29.31%.

Qualicorp Consultoria E Corretora De Seguros  (BSP:QUAL3) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Qualicorp Consultoria E Corretora De Seguros's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=536.404 * ( 1 - 32.97% )/( (3848.888 + 3955.625)/ 2 )
=359.5516012/3902.2565
=9.21 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=3938.536 - 215.347 - ( 926.38 - max(0, 1349.739 - 1224.04+926.38))
=3848.888

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=3977.357 - 136.472 - ( 1022.414 - max(0, 1396.095 - 1281.355+1022.414))
=3955.625

Note: The Operating Income data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

Qualicorp Consultoria E Corretora De Seguros's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 is calculated as:

ROC (Joel Greenblatt) %(Q: Mar. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Dec. 2025  Q: Mar. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=396.804/( ( (27.743 + max(-474.933, 0)) + (25.501 + max(-507.257, 0)) )/ 2 )
=396.804/( ( 27.743 + 25.501 )/ 2 )
=396.804/26.622
=1,490.51 %

where Working Capital is:

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(117.319 + 0 + 91.324) - (215.347 + 0 + 468.229)
=-474.933

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(101.952 + 0 + 68.624) - (136.472 + 0 + 541.361)
=-507.257

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Qualicorp Consultoria E Corretora De Seguros's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=386.107/1317.243
=29.31 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qualicorp Consultoria E Corretora De Seguros EBIT Related Terms

Qualicorp Consultoria E Corretora De Seguros EBIT Historical Data

* Premium members only.

The historical data trend for Qualicorp Consultoria E Corretora De Seguros's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qualicorp Consultoria E Corretora De Seguros EBIT Chart

Qualicorp Consultoria E Corretora De Seguros Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 634.18 411.06 216.50 272.54 363.91

Qualicorp Consultoria E Corretora De Seguros Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 86.84 102.15 73.24 111.52 99.20

BSP:QUAL3 vs UNH, CVS, ELV: EBIT Comparison

For the Healthcare Plans subindustry, Qualicorp Consultoria E Corretora De Seguros's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Qualicorp Consultoria E Corretora De Seguros EV-to-EBIT vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, Qualicorp Consultoria E Corretora De Seguros's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Qualicorp Consultoria E Corretora De Seguros's EV-to-EBIT falls into.


BSP:QUAL3
66GF Score
Qualicorp Consultoria E Corretora De Seguros SA BSP:QUAL3
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Qualicorp Consultoria E Corretora De Seguros EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$386 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of R$386 Mil mean?
Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) has a EBIT of R$386 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Qualicorp Consultoria E Corretora De Seguros.
Is Qualicorp Consultoria E Corretora De Seguros' EBIT too high?
Qualicorp Consultoria E Corretora De Seguros' current EBIT is R$386 Mil. Overall, Qualicorp Consultoria E Corretora De Seguros has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qualicorp Consultoria E Corretora De Seguros' EBIT compare to UNH and CVS?
Qualicorp Consultoria E Corretora De Seguros' EBIT of R$386 Mil can be compared against companies in the Healthcare Plans industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Healthcare Plans company?
A good EBIT depends on the Healthcare Plans industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Qualicorp Consultoria E Corretora De Seguros. Qualicorp Consultoria E Corretora De Seguros's current EBIT is R$386 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qualicorp Consultoria E Corretora De Seguros stock overvalued right now?
Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) is currently considered Fairly Valued. The stock's GF Value™ is R$1.87, compared to a current price of R$1.92 — trading 2.7% above its estimated fair value. The current EBIT is R$386 Mil. Qualicorp Consultoria E Corretora De Seguros' overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3), the current EBIT is R$386 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) Overvalued in 2026?

Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros stock appears to be overvalued. The current stock price of R$1.92 is trading 2.7% above its estimated GF Value™ of R$1.87. GuruFocus considers Qualicorp Consultoria E Corretora De Seguros to be Fairly Valued.

Key valuation signals for BSP:QUAL3:

  • EBIT: R$386 Mil
  • GF Value™: R$1.87 vs. price of R$1.92 (2.7% above fair value)
  • GF Score™: 66/100 with 4 warning signs

No single metric tells the full story. See the BSP:QUAL3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Qualicorp Consultoria E Corretora De Seguros Business Description

Address Avenida Paulista, No. 1106, 12th Floor, Bela Vista, Sao Paulo, SP, BRA, 01310-100
Qualicorp Consultoria e Corretora de Seguros SA is principally engaged in holding equity interests in other companies and business enterprises of any nature, and the provision of insurance brokerage, agency, consulting, and management services. Along with its subsidiaries, it is involved in the administration, management, and sale of group health plans by membership. The Group has only one reportable segment: the Affinity segment, which is engaged in the support, management, stipulation, brokerage, and intermediation of group plans for members of professional associations such as unions, associations, regional councils, etc.
66GF Score

Get the complete analysis for BSP:QUAL3

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$1.92
Price
R$1.87
GF Value