Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) Pretax Margin %: 9.42% (As of Mar. 2026) — 62% Below Median

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BSP:QUAL3 Qualicorp Consultoria E Corretora De Seguros SA BSP:QUAL3
68 GF Score
Price R$1.53
GF Value R$1.87
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Qualicorp Consultoria E Corretora De Seguros Pretax Margin %?

Qualicorp Consultoria E Corretora De Seguros BSP:QUAL3 +2.00% 68 Pretax Margin % is 9.42% as of Mar. 2026, which is 62% below its 10-year median of 24.94. GuruFocus rates BSP:QUAL3 with a GF Score™ of 68/100 and a GF Value™ of R$1.87 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 18 Healthcare Plans companies, Qualicorp Consultoria E Corretora De Seguros ranks better than 77.78% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Qualicorp Consultoria E Corretora De Seguros's Pre-Tax Income for the three months ended in Mar. 2026 was R$32 Mil. Qualicorp Consultoria E Corretora De Seguros's Revenue for the three months ended in Mar. 2026 was R$334 Mil. Therefore, Qualicorp Consultoria E Corretora De Seguros's pretax margin for the quarter that ended in Mar. 2026 was 9.42%.

The historical rank and industry rank for Qualicorp Consultoria E Corretora De Seguros's Pretax Margin % or its related term are showing as below:

BSP:QUAL3' s Pretax Margin % Range Over the Past 10 Years
Min: -6.38   Med: 24.94   Max: 31.91
Current: 9.01


BSP:QUAL3's Pretax Margin % is ranked better than
77.78% of 18 companies
in the Healthcare Plans industry
Industry Median: 2.175 vs BSP:QUAL3: 9.01

Qualicorp Consultoria E Corretora De Seguros  (BSP:QUAL3) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Qualicorp Consultoria E Corretora De Seguros Pretax Margin % Related Terms


Qualicorp Consultoria E Corretora De Seguros Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Qualicorp Consultoria E Corretora De Seguros's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qualicorp Consultoria E Corretora De Seguros Pretax Margin % Chart

Qualicorp Consultoria E Corretora De Seguros Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 26.44 7.52 -6.38 0.78 7.47

Qualicorp Consultoria E Corretora De Seguros Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.94 9.90 4.56 12.26 9.42

BSP:QUAL3 vs UNH, CVS, ELV: Pretax Margin % Comparison

For the Healthcare Plans subindustry, Qualicorp Consultoria E Corretora De Seguros's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qualicorp Consultoria E Corretora De Seguros Pretax Margin % vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, Qualicorp Consultoria E Corretora De Seguros's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Qualicorp Consultoria E Corretora De Seguros's Pretax Margin % falls into.


BSP:QUAL3
68GF Score
Qualicorp Consultoria E Corretora De Seguros SA BSP:QUAL3
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Qualicorp Consultoria E Corretora De Seguros Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Qualicorp Consultoria E Corretora De Seguros's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=106.646/1426.845
=7.47 %

Qualicorp Consultoria E Corretora De Seguros's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=31.501/334.459
=9.42 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 9.42% mean?
Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) has a Pretax Margin % of 9.42% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors. This is 62% below median its historical median of 24.94. According to the industry distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #4 out of 18 companies in the Healthcare Plans industry, placing it in the top 22.2%.
Is Qualicorp Consultoria E Corretora De Seguros' Pretax Margin % too high?
Qualicorp Consultoria E Corretora De Seguros' current Pretax Margin % of 9.42% is 62% below median its 10-year median of 24.94. The Healthcare Plans industry median Pretax Margin % is 2.18. Qualicorp Consultoria E Corretora De Seguros' value of 9.42% is 333.1% above this industry median. Based on the distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #4 out of 18 companies in the Healthcare Plans industry, which is in the top quartile — a strong position relative to peers. Overall, Qualicorp Consultoria E Corretora De Seguros has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Qualicorp Consultoria E Corretora De Seguros' Pretax Margin % compare to UNH and CVS?
According to the Healthcare Plans industry distribution chart, Qualicorp Consultoria E Corretora De Seguros ranks #4 out of 18 companies for Pretax Margin %. This places Qualicorp Consultoria E Corretora De Seguros in the top 22% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 2.18. Qualicorp Consultoria E Corretora De Seguros' value of 9.42% is 333.1% above this benchmark. While the company's 10-year median is 24.94 vs. the industry median of 2.18, Qualicorp Consultoria E Corretora De Seguros has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Healthcare Plans company?
The median Pretax Margin % among Healthcare Plans companies is 2.18, based on 18 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qualicorp Consultoria E Corretora De Seguros's current Pretax Margin % of 9.42% is 333.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors. For the Healthcare Plans industry, the median Pretax Margin % is 2.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qualicorp Consultoria E Corretora De Seguros's current Pretax Margin % is 9.42%, which is 62% below median its own 10-year median of 24.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qualicorp Consultoria E Corretora De Seguros stock overvalued right now?
Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$1.87, compared to a current price of R$1.53 — trading 18.2% below its estimated fair value. The current Pretax Margin % is 9.42%, which is 62% below median its 10-year median of 24.94 and 333.1% above the Healthcare Plans industry median of 2.18. Qualicorp Consultoria E Corretora De Seguros' overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3), the current Pretax Margin % is 9.42% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) Overvalued in 2026?

Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros stock appears to be undervalued. The current stock price of R$1.53 is trading 18.2% below its estimated GF Value™ of R$1.87. GuruFocus considers Qualicorp Consultoria E Corretora De Seguros to be Modestly Undervalued.

Key valuation signals for BSP:QUAL3:

  • Pretax Margin %: 9.42% (62% below median its 10-year median of 24.94)
  • GF Value™: R$1.87 vs. price of R$1.53 (18.2% below fair value)
  • GF Score™: 68/100 with 4 warning signs
  • Industry Position: 333.1% above the Healthcare Plans median (#4 of 18)

No single metric tells the full story. See the BSP:QUAL3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qualicorp Consultoria E Corretora De Seguros Business Description

Address Avenida Paulista, No. 1106, 12th Floor, Bela Vista, Sao Paulo, SP, BRA, 01310-100
Qualicorp Consultoria e Corretora de Seguros SA is principally engaged in holding equity interests in other companies and business enterprises of any nature, and the provision of insurance brokerage, agency, consulting, and management services. Along with its subsidiaries, it is involved in the administration, management, and sale of group health plans by membership. The Group has only one reportable segment: the Affinity segment, which is engaged in the support, management, stipulation, brokerage, and intermediation of group plans for members of professional associations such as unions, associations, regional councils, etc.
68GF Score

Get the complete analysis for BSP:QUAL3

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$1.53
Price
R$1.87
GF Value