Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) Selling, General, & Admin. Expense: R$175 Mil (TTM As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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BSP:QUAL3 Qualicorp Consultoria E Corretora De Seguros SA BSP:QUAL3
67 GF Score
Price R$1.62
GF Value R$1.84
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Qualicorp Consultoria E Corretora De Seguros Selling, General, & Admin. Expense?

Qualicorp Consultoria E Corretora De Seguros BSP:QUAL3 -2.41% 67 Selling, General, & Admin. Expense is R$175 Mil as of Mar. 2026. GuruFocus rates BSP:QUAL3 with a GF Score™ of 67/100 and a GF Value™ of R$1.84 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Qualicorp Consultoria E Corretora De Seguros's selling, general, & admin. expense for the three months ended in Mar. 2026 was R$41 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Mar. 2026 was R$175 Mil.


Qualicorp Consultoria E Corretora De Seguros  (BSP:QUAL3) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Qualicorp Consultoria E Corretora De Seguros Selling, General, & Admin. Expense Related Terms


Qualicorp Consultoria E Corretora De Seguros Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Qualicorp Consultoria E Corretora De Seguros's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qualicorp Consultoria E Corretora De Seguros Selling, General, & Admin. Expense Chart

Qualicorp Consultoria E Corretora De Seguros Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 304.74 269.20 251.25 220.82 180.51

Qualicorp Consultoria E Corretora De Seguros Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 48.05 44.98 44.90 43.79 40.99

BSP:QUAL3 vs UNH, CVS, ELV: Selling, General, & Admin. Expense Comparison

For the Healthcare Plans subindustry, Qualicorp Consultoria E Corretora De Seguros's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qualicorp Consultoria E Corretora De Seguros Selling, General, & Admin. Expense vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, Qualicorp Consultoria E Corretora De Seguros's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Qualicorp Consultoria E Corretora De Seguros's Selling, General, & Admin. Expense falls into.


BSP:QUAL3
67GF Score
Qualicorp Consultoria E Corretora De Seguros SA BSP:QUAL3
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Qualicorp Consultoria E Corretora De Seguros Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$175 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of R$175 Mil mean?
Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) has a Selling, General, & Admin. Expense of R$175 Mil as of Mar. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors.
Is Qualicorp Consultoria E Corretora De Seguros' Selling, General, & Admin. Expense too high?
Qualicorp Consultoria E Corretora De Seguros' current Selling, General, & Admin. Expense is R$175 Mil. Overall, Qualicorp Consultoria E Corretora De Seguros has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Qualicorp Consultoria E Corretora De Seguros' Selling, General, & Admin. Expense compare to UNH and CVS?
Qualicorp Consultoria E Corretora De Seguros' Selling, General, & Admin. Expense of R$175 Mil can be compared against companies in the Healthcare Plans industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Healthcare Plans company?
A good Selling, General, & Admin. Expense depends on the Healthcare Plans industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Qualicorp Consultoria E Corretora De Seguros and its competitors. Qualicorp Consultoria E Corretora De Seguros's current Selling, General, & Admin. Expense is R$175 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qualicorp Consultoria E Corretora De Seguros stock overvalued right now?
Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$1.84, compared to a current price of R$1.62 — trading 12% below its estimated fair value. The current Selling, General, & Admin. Expense is R$175 Mil. Qualicorp Consultoria E Corretora De Seguros' overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3), the current Selling, General, & Admin. Expense is R$175 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qualicorp Consultoria E Corretora De Seguros (BSP:QUAL3) Overvalued in 2026?

Based on GuruFocus' analysis, Qualicorp Consultoria E Corretora De Seguros stock appears to be undervalued. The current stock price of R$1.62 is trading 12% below its estimated GF Value™ of R$1.84. GuruFocus considers Qualicorp Consultoria E Corretora De Seguros to be Modestly Undervalued.

Key valuation signals for BSP:QUAL3:

  • Selling, General, & Admin. Expense: R$175 Mil
  • GF Value™: R$1.84 vs. price of R$1.62 (12% below fair value)
  • GF Score™: 67/100 with 4 warning signs

No single metric tells the full story. See the BSP:QUAL3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qualicorp Consultoria E Corretora De Seguros Business Description

Address Avenida Paulista, No. 1106, 12th Floor, Bela Vista, Sao Paulo, SP, BRA, 01310-100
Qualicorp Consultoria e Corretora de Seguros SA is principally engaged in holding equity interests in other companies and business enterprises of any nature, and the provision of insurance brokerage, agency, consulting, and management services. Along with its subsidiaries, it is involved in the administration, management, and sale of group health plans by membership. The Group has only one reportable segment: the Affinity segment, which is engaged in the support, management, stipulation, brokerage, and intermediation of group plans for members of professional associations such as unions, associations, regional councils, etc.
67GF Score

Get the complete analysis for BSP:QUAL3

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$1.62
Price
R$1.84
GF Value