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SALAFIN (Groupe BMCE) (CAS:SLF) Enterprise Value : MAD3,411.8 Mil (As of Jun. 17, 2025)


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What is SALAFIN (Groupe BMCE) Enterprise Value?

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, SALAFIN (Groupe BMCE)'s Enterprise Value is MAD3,411.8 Mil. SALAFIN (Groupe BMCE)'s Revenue for the trailing twelve months (TTM) ended in Dec. 2024 was MAD392.2 Mil. Therefore, SALAFIN (Groupe BMCE)'s EV-to-Revenue ratio for today is 8.70.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, SALAFIN (Groupe BMCE)'s Enterprise Value is MAD3,411.8 Mil. SALAFIN (Groupe BMCE)'s Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2024 was MAD-239.4 Mil. Therefore, SALAFIN (Groupe BMCE)'s EV-to-FCF ratio for today is -14.25.


SALAFIN (Groupe BMCE) Enterprise Value Historical Data

The historical data trend for SALAFIN (Groupe BMCE)'s Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

SALAFIN (Groupe BMCE) Enterprise Value Chart

SALAFIN (Groupe BMCE) Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3,369.55 4,037.85 3,524.81 3,122.58 3,035.84

SALAFIN (Groupe BMCE) Semi-Annual Data
Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,524.81 3,460.47 3,122.58 2,912.82 3,035.84

Competitive Comparison of SALAFIN (Groupe BMCE)'s Enterprise Value

For the Credit Services subindustry, SALAFIN (Groupe BMCE)'s Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SALAFIN (Groupe BMCE)'s Enterprise Value Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, SALAFIN (Groupe BMCE)'s Enterprise Value distribution charts can be found below:

* The bar in red indicates where SALAFIN (Groupe BMCE)'s Enterprise Value falls into.


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SALAFIN (Groupe BMCE) Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

SALAFIN (Groupe BMCE)'s Enterprise Value for the fiscal year that ended in Dec. 2024 is calculated as

SALAFIN (Groupe BMCE)'s Enterprise Value for the quarter that ended in Dec. 2024 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


SALAFIN (Groupe BMCE)  (CAS:SLF) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

SALAFIN (Groupe BMCE)'s EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=3411.840/392.198
=8.70

SALAFIN (Groupe BMCE)'s current Enterprise Value is MAD3,411.8 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. SALAFIN (Groupe BMCE)'s Revenue for the trailing twelve months (TTM) ended in Dec. 2024 was MAD392.2 Mil.

2. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

SALAFIN (Groupe BMCE)'s EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=3411.840/-239.391
=-14.25

SALAFIN (Groupe BMCE)'s current Enterprise Value is MAD3,411.8 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. SALAFIN (Groupe BMCE)'s Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2024 was MAD-239.4 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


SALAFIN (Groupe BMCE) Enterprise Value Related Terms

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SALAFIN (Groupe BMCE) Business Description

Traded in Other Exchanges
N/A
Address
Immeuble Zenith Millenium 8, Sidi Maarouf, Casablanca, MAR
SALAFIN (Groupe BMCE) is a Morocco-based company. It is a finance company. It offers consumer credit services. The company operates through various business segments that are Personal Credit, which include personal loan, and mortgage credit; Auto Financing, which provides car loans; and Revolving Credit.