GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » SALAFIN (Groupe BMCE) (CAS:SLF) » Definitions » Shiller PE Ratio

SALAFIN (Groupe BMCE) (CAS:SLF) Shiller PE Ratio : 15.71 (As of Jun. 26, 2025)


View and export this data going back to 2007. Start your Free Trial

What is SALAFIN (Groupe BMCE) Shiller PE Ratio?

As of today (2025-06-26), SALAFIN (Groupe BMCE)'s current share price is MAD650.00. SALAFIN (Groupe BMCE)'s E10 for the fiscal year that ended in Dec24 was MAD41.38. SALAFIN (Groupe BMCE)'s Shiller PE Ratio for today is 15.71.

The historical rank and industry rank for SALAFIN (Groupe BMCE)'s Shiller PE Ratio or its related term are showing as below:

CAS:SLF' s Shiller PE Ratio Range Over the Past 10 Years
Min: 8.9   Med: 14.21   Max: 19.13
Current: 14.98

During the past 13 years, SALAFIN (Groupe BMCE)'s highest Shiller PE Ratio was 19.13. The lowest was 8.90. And the median was 14.21.

CAS:SLF's Shiller PE Ratio is ranked better than
50.31% of 326 companies
in the Credit Services industry
Industry Median: 15.135 vs CAS:SLF: 14.98

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

SALAFIN (Groupe BMCE)'s adjusted earnings per share data of for the fiscal year that ended in Dec24 was MAD30.000. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is MAD41.38 for the trailing ten years ended in Dec24.

Shiller PE for Stocks: The True Measure of Stock Valuation


SALAFIN (Groupe BMCE) Shiller PE Ratio Historical Data

The historical data trend for SALAFIN (Groupe BMCE)'s Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

SALAFIN (Groupe BMCE) Shiller PE Ratio Chart

SALAFIN (Groupe BMCE) Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.50 16.27 13.57 12.50 13.24

SALAFIN (Groupe BMCE) Semi-Annual Data
Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.57 - 12.50 - 13.24

Competitive Comparison of SALAFIN (Groupe BMCE)'s Shiller PE Ratio

For the Credit Services subindustry, SALAFIN (Groupe BMCE)'s Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SALAFIN (Groupe BMCE)'s Shiller PE Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, SALAFIN (Groupe BMCE)'s Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where SALAFIN (Groupe BMCE)'s Shiller PE Ratio falls into.


;
;

SALAFIN (Groupe BMCE) Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

SALAFIN (Groupe BMCE)'s Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=650.00/41.38
=15.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SALAFIN (Groupe BMCE)'s E10 for the fiscal year that ended in Dec24 is calculated as:

For example, SALAFIN (Groupe BMCE)'s adjusted earnings per share data for the fiscal year that ended in Dec24 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec24 (Change)*Current CPI (Dec24)
=30/133.1571*133.1571
=30.000

Current CPI (Dec24) = 133.1571.

SALAFIN (Groupe BMCE) Annual Data

Earnings per Share (Diluted) CPI Adj_EPS
201512 0.000 99.792 0.000
201612 58.000 101.863 75.819
201712 59.000 104.011 75.533
201812 43.000 105.998 54.018
201912 44.000 108.420 54.039
202012 -5.000 109.897 -6.058
202112 27.000 117.630 30.564
202212 27.000 125.222 28.711
202312 29.000 129.419 29.838
202412 30.000 133.157 30.000

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


SALAFIN (Groupe BMCE)  (CAS:SLF) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


SALAFIN (Groupe BMCE) Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of SALAFIN (Groupe BMCE)'s Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


SALAFIN (Groupe BMCE) Business Description

Traded in Other Exchanges
N/A
Address
Immeuble Zenith Millenium 8, Sidi Maarouf, Casablanca, MAR
SALAFIN (Groupe BMCE) is a Morocco-based company. It is a finance company. It offers consumer credit services. The company operates through various business segments that are Personal Credit, which include personal loan, and mortgage credit; Auto Financing, which provides car loans; and Revolving Credit.