Timbercreek Financial's Days Sales Outstanding for the
three
months ended in Mar. 2026 was 0.
Timbercreek Financial's Days Inventory for the
three
months ended in Mar. 2026 was 93.07.
Timbercreek Financial's Days Payable for the
three
months ended in Mar. 2026 was 51.44.
Therefore, Timbercreek Financial's Cash Conversion Cycle (CCC) for the
three
months ended in Mar. 2026 was 41.63.
Generally, the lower this number is, the better for the company. Although it should be combined with other metrics (such as ROE % and ROA %), it can be especially useful for comparing close competitors, because the company with the lowest CCC is often the one with better management.
Be Aware
CCC is most effective with retail-type companies, which have inventories that are sold to customers. Consulting businesses, software companies and insurance companies are all examples of companies for whom this metric is meaningless.
The CCC is one of several tools that can help you evaluate management, especially if it is calculated for several consecutive time periods and for several competitors. Decreasing or steady CCCs are good, while rising ones should motivate you to dig a bit deeper.
Timbercreek Financial Cash Conversion Cycle Related Terms
Timbercreek Financial Cash Conversion Cycle Historical Data
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The historical data trend for Timbercreek Financial's Cash Conversion Cycle can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TBCRF vs RKT, FNMA, PFSI: Cash Conversion Cycle Comparison
For the Mortgage Finance subindustry, Timbercreek Financial's Cash Conversion Cycle, along with its competitors' market caps and Cash Conversion Cycle data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Timbercreek Financial Cash Conversion Cycle vs Banks Industry
For the Banks industry and Financial Services sector, Timbercreek Financial's Cash Conversion Cycle distribution charts can be found below:
* The bar in red indicates where Timbercreek Financial's Cash Conversion Cycle falls into.
Cash Conversion Cycle (CCC) measures how fast a company can convert cash on hand into even more cash on hand. This metric looks at the amount of time needed to sell inventory, the amount of time needed to collect receivables and the length of time the company is afforded to pay its bills without incurring penalties.
Cash Conversion Cycle is one of several measures of management effectiveness.
Timbercreek Financial's Cash Conversion Cycle for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Timbercreek Financial (TBCRF) has a Cash Conversion Cycle of 41.63 as of Mar. 2026. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on Timbercreek Financial and its competitors.
Is Timbercreek Financial's Cash Conversion Cycle too high?
Timbercreek Financial's current Cash Conversion Cycle is 41.63. The Banks industry median Cash Conversion Cycle is 0.23. Timbercreek Financial's value of 41.63 is 18402.2% above this industry median. Overall, Timbercreek Financial has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Timbercreek Financial's Cash Conversion Cycle compare to RKT and FNMA?
Timbercreek Financial's Cash Conversion Cycle of 41.63 can be compared against companies in the Banks industry. The industry median Cash Conversion Cycle is 0.23. Timbercreek Financial's value of 41.63 is 18402.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Conversion Cycle for a Banks company?
The median Cash Conversion Cycle among Banks companies is 0.23, based on 44 companies in the industry. Companies in the top quartile (top 25%) have a Cash Conversion Cycle significantly above this median, while those in the bottom quartile fall well below. However, Cash Conversion Cycle should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Timbercreek Financial's current Cash Conversion Cycle of 41.63 is 18402.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Conversion Cycle mean?
A high Cash Conversion Cycle can signal that a stock is expensive relative to its fundamentals. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on Timbercreek Financial and its competitors. For the Banks industry, the median Cash Conversion Cycle is 0.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Timbercreek Financial's current Cash Conversion Cycle is 41.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Timbercreek Financial stock overvalued right now?
Based on GuruFocus' analysis, Timbercreek Financial (TBCRF) is currently considered Fairly Valued. The stock's GF Value™ is $4.53, compared to a current price of $4.63 — trading 2.1% above its estimated fair value. The current Cash Conversion Cycle is 41.63 and 18402.2% above the Banks industry median of 0.23. Timbercreek Financial's overall GF Score™ is 67/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Conversion Cycle calculated?
Cash Conversion Cycle is calculated from a company's financial statements. For Timbercreek Financial (TBCRF), the current Cash Conversion Cycle is 41.63 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Timbercreek Financial (TBCRF) Overvalued in 2026?
Based on GuruFocus' analysis, Timbercreek Financial stock appears to be overvalued.
The current stock price of $4.63 is trading 2.1% above its estimated GF Value™ of $4.53.
GuruFocus considers Timbercreek Financial to be Fairly Valued.
Key valuation signals for TBCRF:
Cash Conversion Cycle: 41.63
GF Value™: $4.53 vs. price of $4.63 (2.1% above fair value)
Industry Position: 18402.2% above the Banks median
No single metric tells the full story. See the TBCRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Timbercreek Financial Corp is a mortgage investment corporation domiciled in Canada. The investment objective of the company is to secure and grow a diversified portfolio of high-quality mortgage and other loan investments, generating an attractive risk adjusted return and monthly dividend payments to shareholders, balanced by a focus on capital preservation. The company is focused on providing financing solutions to qualified real estate investors who require funding and who are generally in a transitional phase of the investment process (such as redevelopment of a property).
67GF Score
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Cash Conversion Cycle is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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