TBCRF (Timbercreek Financial) Dividend Payout Ratio: 1.36 (As of Mar. 2026) — 31% Above Median

What is Timbercreek Financial Dividend Payout Ratio?

Timbercreek Financial TBCRF 66 Dividend Payout Ratio is 1.36 as of Mar. 2026, which is 31% above its 10-year median of 1.04. GuruFocus rates TBCRF with a GF Score™ of 66/100 and a GF Value™ of $4.52 (Fairly Valued). The stock has 12 warning signs investors should review. Among 1,168 Banks companies, Timbercreek Financial ranks worse than 98.63% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Timbercreek Financial's Dividend Payout Ratio for the months ended in Mar. 2026 was 1.36.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Timbercreek Financial Corp is 1.47, which seems too high.

The historical rank and industry rank for Timbercreek Financial's Dividend Payout Ratio or its related term are showing as below:

TBCRF' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.25 Med: 1.04 Max: 1.46
Current: 1.46

During the past 13 years, the highest Dividend Payout Ratio of Timbercreek Financial was 1.46. The lowest was 0.25. And the median was 1.04.

TBCRF's Dividend Payout Ratio is ranked worse than
98.63% of 1168 companies
in the Banks industry
Industry Median: 0.32 vs TBCRF: 1.46

As of today (2026-06-26), the Dividend Yield % of Timbercreek Financial is 10.80%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Timbercreek Financial was 11.34%. The lowest was 0.60%. And the median was 7.86%.

Timbercreek Financial's Dividends per Share for the months ended in Mar. 2026 was $0.13.

During the past 10 years, the average Dividends Per Share Growth Rate was 6.90% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Timbercreek Financial was 52.10% per year. The lowest was -38.30% per year. And the median was 0.00% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Timbercreek Financial (OTCPK:TBCRF) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Timbercreek Financial Dividend Payout Ratio Related Terms

Timbercreek Financial Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Timbercreek Financial's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Timbercreek Financial Dividend Payout Ratio Chart

Timbercreek Financial Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Dividend Payout Ratio

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1.14

1.05

0.89

1.25

1.36

Timbercreek Financial Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Dividend Payout Ratio	Get a 7-Day Free Trial															0.96	1.18	1.76	1.71	1.36

TBCRF vs RKT, FNMA, PFSI: Dividend Payout Ratio Comparison

For the Mortgage Finance subindustry, Timbercreek Financial's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Timbercreek Financial Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Timbercreek Financial's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Timbercreek Financial's Dividend Payout Ratio falls into.

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66GF Score

Timbercreek Financial Corp TBCRF

Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

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Timbercreek Financial Dividend Payout Ratio Calculation

Timbercreek Financial's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Dec. 2025 )	/	EPS without NRI (A: Dec. 2025 )
	=	0.5	/	0.368
	=	1.36

Timbercreek Financial's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Mar. 2026 )	/	EPS without NRI (Q: Mar. 2026 )
	=	0.126	/	0.093
	=	1.35

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 1.36 mean?

Timbercreek Financial (TBCRF) has a Dividend Payout Ratio of 1.36 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Timbercreek Financial and its competitors. This is 31% above median its historical median of 1.04. Over the past decade, Timbercreek Financial's Dividend Payout Ratio has ranged from 0.25 to 1.46. According to the industry distribution chart, Timbercreek Financial ranks #1152 out of 1168 companies in the Banks industry, placing it in the top 98.6%.

Is Timbercreek Financial's Dividend Payout Ratio too high?

Timbercreek Financial's current Dividend Payout Ratio of 1.36 is 31% above median its 10-year median of 1.04. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 1.46. The Banks industry median Dividend Payout Ratio is 0.32. Timbercreek Financial's value of 1.36 is 325% above this industry median. Based on the distribution chart, Timbercreek Financial ranks #1152 out of 1168 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Timbercreek Financial has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does Timbercreek Financial's Dividend Payout Ratio compare to RKT and FNMA?

According to the Banks industry distribution chart, Timbercreek Financial ranks #1152 out of 1168 companies for Dividend Payout Ratio. This places Timbercreek Financial in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Timbercreek Financial's value of 1.36 is 325% above this benchmark. Historically, Timbercreek Financial's own Dividend Payout Ratio has ranged from 0.25 to 1.46 over the past decade. While the company's 10-year median is 1.04 vs. the industry median of 0.32, Timbercreek Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for a Banks company?

The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,168 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Timbercreek Financial's current Dividend Payout Ratio of 1.36 is 325% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Timbercreek Financial and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Timbercreek Financial's current Dividend Payout Ratio is 1.36, which is 31% above median its own 10-year median of 1.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Timbercreek Financial stock overvalued right now?

Based on GuruFocus' analysis, Timbercreek Financial (TBCRF) is currently considered Fairly Valued. The stock's GF Value™ is $4.52, compared to a current price of $4.63 — trading 2.3% above its estimated fair value. The current Dividend Payout Ratio is 1.36, which is 31% above median its 10-year median of 1.04 and 325% above the Banks industry median of 0.32. Timbercreek Financial's overall GF Score™ is 66/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For Timbercreek Financial (TBCRF), the current Dividend Payout Ratio is 1.36 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Timbercreek Financial (TBCRF) Overvalued in 2026?

Based on GuruFocus' analysis, Timbercreek Financial stock appears to be overvalued. The current stock price of $4.63 is trading 2.3% above its estimated GF Value™ of $4.52. GuruFocus considers Timbercreek Financial to be Fairly Valued.

Key valuation signals for TBCRF:

Dividend Payout Ratio: 1.36 (31% above median its 10-year median of 1.04)
GF Value™: $4.52 vs. price of $4.63 (2.3% above fair value)
GF Score™: 66/100 with 12 warning signs
Industry Position: 325% above the Banks median (#1152 of 1168)

No single metric tells the full story. See the TBCRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Timbercreek Financial Business Description

Industry Financial Services Banks

Comparable Companies TSX:AI TSX:FC TSX:DLCG TSX:MKP TSXV:BCF TSXV:FDI RKT FNMA NSE:BAJAJHFL PFSI FMCC NSE:LICHSGFIN NSE:PNBHOUSING LSE:OSB NSE:AADHARHFC BOM:535789 LSE:PAG WD BOM:543335 BOM:543259

Other Exchanges 58O:Germany TF:Canada

Address 25 Price Street, Toronto, ON, CAN, M4W 1Z1

Website https://www.timbercreek.com

Timbercreek Financial Corp is a mortgage investment corporation domiciled in Canada. The investment objective of the company is to secure and grow a diversified portfolio of high-quality mortgage and other loan investments, generating an attractive risk adjusted return and monthly dividend payments to shareholders, balanced by a focus on capital preservation. The company is focused on providing financing solutions to qualified real estate investors who require funding and who are generally in a transitional phase of the investment process (such as redevelopment of a property).

66GF Score

Get the complete analysis for TBCRF

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.63

Price

$4.52

GF Value

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