Timbercreek FinancialTBCRF 67 FCF Margin % is 33.13% as of Mar. 2026, which is 45% below its 10-year median of 60.68. GuruFocus rates TBCRF with a GF Score™ of 67/100 and a GF Value™ of $4.61 (Fairly Valued). The stock has 12 warning signs investors should review. Among 1,505 Banks companies, Timbercreek Financial ranks worse than 88.44% on this metric.
The historical rank and industry rank for Timbercreek Financial's FCF Margin % or its related term are showing as below:
TBCRF'
s FCF Margin % Range Over the Past 10 Years
Min: -70.23 Med: 60.68 Max: 143.37
Current: -66.9
During the past 13 years, the highest FCF Margin % of Timbercreek Financial was 143.37%. The lowest was -70.23%. And the median was 60.68%.
TBCRF's FCF Margin % is ranked worse than 88.44% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs TBCRF: -66.90
Timbercreek Financial FCF Margin % Related Terms
Timbercreek Financial FCF Margin % Historical Data
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The historical data trend for Timbercreek Financial's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Timbercreek Financial's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Timbercreek Financial FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Timbercreek Financial's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Timbercreek Financial's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Timbercreek Financial (TBCRF) has a FCF Margin % of 33.13% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Timbercreek Financial and its competitors. This is 45% below median its historical median of 60.68. According to the industry distribution chart, Timbercreek Financial ranks #1331 out of 1505 companies in the Banks industry, placing it in the top 88.4%.
Is Timbercreek Financial's FCF Margin % too high?
Timbercreek Financial's current FCF Margin % of 33.13% is 45% below median its 10-year median of 60.68. The Banks industry median FCF Margin % is 26.55. Timbercreek Financial's value of 33.13% is 24.8% above this industry median. Based on the distribution chart, Timbercreek Financial ranks #1331 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Timbercreek Financial has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Timbercreek Financial's FCF Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, Timbercreek Financial ranks #1331 out of 1505 companies for FCF Margin %. This places Timbercreek Financial in the lower half of its industry. The industry median FCF Margin % is 26.55. Timbercreek Financial's value of 33.13% is 24.8% above this benchmark. While the company's 10-year median is 60.68 vs. the industry median of 26.55, Timbercreek Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Timbercreek Financial's current FCF Margin % of 33.13% is 24.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Timbercreek Financial and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Timbercreek Financial's current FCF Margin % is 33.13%, which is 45% below median its own 10-year median of 60.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Timbercreek Financial stock overvalued right now?
Based on GuruFocus' analysis, Timbercreek Financial (TBCRF) is currently considered Fairly Valued. The stock's GF Value™ is $4.61, compared to a current price of $4.63 — trading 0.3% above its estimated fair value. The current FCF Margin % is 33.13%, which is 45% below median its 10-year median of 60.68 and 24.8% above the Banks industry median of 26.55. Timbercreek Financial's overall GF Score™ is 67/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Timbercreek Financial (TBCRF), the current FCF Margin % is 33.13% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Timbercreek Financial (TBCRF) Overvalued in 2026?
Based on GuruFocus' analysis, Timbercreek Financial stock appears to be overvalued.
The current stock price of $4.63 is trading 0.3% above its estimated GF Value™ of $4.61.
GuruFocus considers Timbercreek Financial to be Fairly Valued.
Key valuation signals for TBCRF:
FCF Margin %: 33.13% (45% below median its 10-year median of 60.68)
GF Value™: $4.61 vs. price of $4.63 (0.3% above fair value)
Industry Position: 24.8% above the Banks median (#1331 of 1505)
No single metric tells the full story. See the TBCRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Timbercreek Financial Corp is a mortgage investment corporation domiciled in Canada. The investment objective of the company is to secure and grow a diversified portfolio of high-quality mortgage and other loan investments, generating an attractive risk adjusted return and monthly dividend payments to shareholders, balanced by a focus on capital preservation. The company is focused on providing financing solutions to qualified real estate investors who require funding and who are generally in a transitional phase of the investment process (such as redevelopment of a property).
67GF Score
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