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During the past 12 months, Timbercreek Financial's average EBITDA Per Share Growth Rate was -30.00% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was -11.30% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 2.50% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was -1.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Timbercreek Financial was 301.60% per year. The lowest was -12.20% per year. And the median was 0.90% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Timbercreek Financial 3-Year EBITDA Growth Rate Related Terms
TBCRF vs RKT, FNMA, PFSI: 3-Year EBITDA Growth Rate Comparison
For the Mortgage Finance subindustry, Timbercreek Financial's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Timbercreek Financial 3-Year EBITDA Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Timbercreek Financial's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Timbercreek Financial's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of -11.30% mean?
Timbercreek Financial (TBCRF) has a 3-Year EBITDA Growth Rate of -11.30% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Timbercreek Financial and its competitors. According to the industry distribution chart, Timbercreek Financial ranks #34 out of 43 companies in the Banks industry, placing it in the top 79.1%.
Is Timbercreek Financial's 3-Year EBITDA Growth Rate too high?
Timbercreek Financial's current 3-Year EBITDA Growth Rate is -11.30%. Based on the distribution chart, Timbercreek Financial ranks #34 out of 43 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Timbercreek Financial has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Timbercreek Financial's 3-Year EBITDA Growth Rate compare to RKT and FNMA?
According to the Banks industry distribution chart, Timbercreek Financial ranks #34 out of 43 companies for 3-Year EBITDA Growth Rate. This places Timbercreek Financial in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 8.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Banks company?
The median 3-Year EBITDA Growth Rate among Banks companies is 8.50, based on 43 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Timbercreek Financial and its competitors. For the Banks industry, the median 3-Year EBITDA Growth Rate is 8.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Timbercreek Financial's current 3-Year EBITDA Growth Rate is -11.30%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Timbercreek Financial stock overvalued right now?
Based on GuruFocus' analysis, Timbercreek Financial (TBCRF) is currently considered Modestly Undervalued. The stock's GF Value™ is $4.91, compared to a current price of $4.39 — trading 10.6% below its estimated fair value. The current 3-Year EBITDA Growth Rate is -11.30%. Timbercreek Financial's overall GF Score™ is 69/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Timbercreek Financial (TBCRF), the current 3-Year EBITDA Growth Rate is -11.30% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Timbercreek Financial (TBCRF) Overvalued in 2026?
Based on GuruFocus' analysis, Timbercreek Financial stock appears to be undervalued.
The current stock price of $4.39 is trading 10.6% below its estimated GF Value™ of $4.91.
GuruFocus considers Timbercreek Financial to be Modestly Undervalued.
Key valuation signals for TBCRF:
3-Year EBITDA Growth Rate: -11.30%
GF Value™: $4.91 vs. price of $4.39 (10.6% below fair value)
No single metric tells the full story. See the TBCRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Timbercreek Financial Corp is a mortgage investment corporation domiciled in Canada. The investment objective of the company is to secure and grow a diversified portfolio of high-quality mortgage and other loan investments, generating an attractive risk adjusted return and monthly dividend payments to shareholders, balanced by a focus on capital preservation. The company is focused on providing financing solutions to qualified real estate investors who require funding and who are generally in a transitional phase of the investment process (such as redevelopment of a property).
69GF Score
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3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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