Timbercreek FinancialTBCRF 67 EBITDA Margin % is 33.33% as of Mar. 2026, which is 22% below its 10-year median of 42.67. GuruFocus rates TBCRF with a GF Score™ of 67/100 and a GF Value™ of $4.62 (Fairly Valued). The stock has 12 warning signs investors should review. Among 48 Banks companies, Timbercreek Financial ranks better than 60.42% on this metric.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Timbercreek Financial EBITDA Margin % Related Terms
Timbercreek Financial EBITDA Margin % Historical Data
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The historical data trend for Timbercreek Financial's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TBCRF vs RKT, FNMA, PFSI: EBITDA Margin % Comparison
For the Mortgage Finance subindustry, Timbercreek Financial's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Timbercreek Financial EBITDA Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Timbercreek Financial's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Timbercreek Financial's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Timbercreek Financial (TBCRF) has a EBITDA Margin % of 33.33% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Timbercreek Financial and its competitors. This is 22% below median its historical median of 42.67. Over the past decade, Timbercreek Financial's EBITDA Margin % has ranged from 26.52 to 60.19. According to the industry distribution chart, Timbercreek Financial ranks #19 out of 48 companies in the Banks industry, placing it in the top 39.6%.
Is Timbercreek Financial's EBITDA Margin % too high?
Timbercreek Financial's current EBITDA Margin % of 33.33% is 22% below median its 10-year median of 42.67. Over the past 10 years, this metric has ranged from a low of 26.52 to a high of 60.19. The Banks industry median EBITDA Margin % is 20.82. Timbercreek Financial's value of 33.33% is 60.1% above this industry median. Based on the distribution chart, Timbercreek Financial ranks #19 out of 48 companies in the Banks industry, which is above the industry midpoint. Overall, Timbercreek Financial has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Timbercreek Financial's EBITDA Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, Timbercreek Financial ranks #19 out of 48 companies for EBITDA Margin %. This puts Timbercreek Financial in the upper half of its industry. The industry median EBITDA Margin % is 20.82. Timbercreek Financial's value of 33.33% is 60.1% above this benchmark. Historically, Timbercreek Financial's own EBITDA Margin % has ranged from 26.52 to 60.19 over the past decade. While the company's 10-year median is 42.67 vs. the industry median of 20.82, Timbercreek Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Banks company?
The median EBITDA Margin % among Banks companies is 20.82, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Timbercreek Financial's current EBITDA Margin % of 33.33% is 60.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Timbercreek Financial and its competitors. For the Banks industry, the median EBITDA Margin % is 20.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Timbercreek Financial's current EBITDA Margin % is 33.33%, which is 22% below median its own 10-year median of 42.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Timbercreek Financial stock overvalued right now?
Based on GuruFocus' analysis, Timbercreek Financial (TBCRF) is currently considered Fairly Valued. The stock's GF Value™ is $4.62, compared to a current price of $4.63 — trading 0.1% above its estimated fair value. The current EBITDA Margin % is 33.33%, which is 22% below median its 10-year median of 42.67 and 60.1% above the Banks industry median of 20.82. Timbercreek Financial's overall GF Score™ is 67/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Timbercreek Financial (TBCRF), the current EBITDA Margin % is 33.33% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Timbercreek Financial (TBCRF) Overvalued in 2026?
Based on GuruFocus' analysis, Timbercreek Financial stock appears to be overvalued.
The current stock price of $4.63 is trading 0.1% above its estimated GF Value™ of $4.62.
GuruFocus considers Timbercreek Financial to be Fairly Valued.
Key valuation signals for TBCRF:
EBITDA Margin %: 33.33% (22% below median its 10-year median of 42.67)
GF Value™: $4.62 vs. price of $4.63 (0.1% above fair value)
Industry Position: 60.1% above the Banks median (#19 of 48)
No single metric tells the full story. See the TBCRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Timbercreek Financial Corp is a mortgage investment corporation domiciled in Canada. The investment objective of the company is to secure and grow a diversified portfolio of high-quality mortgage and other loan investments, generating an attractive risk adjusted return and monthly dividend payments to shareholders, balanced by a focus on capital preservation. The company is focused on providing financing solutions to qualified real estate investors who require funding and who are generally in a transitional phase of the investment process (such as redevelopment of a property).
67GF Score
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