TBCRF (Timbercreek Financial) ROCE %: 2.58% (As of Mar. 2026)


TBCRF Timbercreek Financial Corp TBCRF
67 GF Score
Price $4.63
GF Value $4.61
Valuation Fairly Valued
! 12 Warning Signs
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What is Timbercreek Financial ROCE %?

Timbercreek Financial TBCRF 67 ROCE % is 2.58% as of Mar. 2026. GuruFocus rates TBCRF with a GF Score™ of 67/100 and a GF Value™ of $4.61 (Fairly Valued). The stock has 12 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. Timbercreek Financial's annualized ROCE % for the quarter that ended in Mar. 2026 was 2.58%.

Timbercreek Financial  (OTCPK:TBCRF) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

Timbercreek Financial ROCE % Related Terms

Timbercreek Financial ROCE % Historical Data

* Premium members only.

The historical data trend for Timbercreek Financial's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Timbercreek Financial ROCE % Chart

Timbercreek Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROCE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.87 3.52 4.21 3.25 2.52

Timbercreek Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROCE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.48 3.76 2.48 0.32 2.58
TBCRF
67GF Score
Timbercreek Financial Corp TBCRF
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Timbercreek Financial ROCE % Calculation

Timbercreek Financial's annualized ROCE % for the fiscal year that ended in Dec. 2025 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=32.552/( ( (1217.227 - 59.422) + (1437.856 - 10.459) )/ 2 )
=32.552/( (1157.805+1427.397)/ 2 )
=32.552/1292.601
=2.52 %

Timbercreek Financial's ROCE % of for the quarter that ended in Mar. 2026 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=37.86/( ( (1437.856 - 10.459) + (1517.519 - 10.709) )/ 2 )
=37.86/( ( 1427.397 + 1506.81 )/ 2 )
=37.86/1467.1035
=2.58 %

(1) Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of 2.58% mean?
Timbercreek Financial (TBCRF) has a ROCE % of 2.58% as of Mar. 2026.
Is Timbercreek Financial's ROCE % too high?
Timbercreek Financial's current ROCE % is 2.58%. The Banks industry median ROCE % is 3.20. Timbercreek Financial's value of 2.58% is 19.4% below this industry median. Overall, Timbercreek Financial has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Timbercreek Financial's ROCE % compare to RKT and FNMA?
Timbercreek Financial's ROCE % of 2.58% can be compared against companies in the Banks industry. The industry median ROCE % is 3.20. Timbercreek Financial's value of 2.58% is 19.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Banks company?
The median ROCE % among Banks companies is 3.20, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Timbercreek Financial's current ROCE % of 2.58% is 19.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median ROCE % is 3.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Timbercreek Financial's current ROCE % is 2.58%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Timbercreek Financial stock overvalued right now?
Based on GuruFocus' analysis, Timbercreek Financial (TBCRF) is currently considered Fairly Valued. The stock's GF Value™ is $4.61, compared to a current price of $4.63 — trading 0.3% above its estimated fair value. The current ROCE % is 2.58% and 19.4% below the Banks industry median of 3.20. Timbercreek Financial's overall GF Score™ is 67/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Timbercreek Financial (TBCRF), the current ROCE % is 2.58% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Timbercreek Financial (TBCRF) Overvalued in 2026?

Based on GuruFocus' analysis, Timbercreek Financial stock appears to be overvalued. The current stock price of $4.63 is trading 0.3% above its estimated GF Value™ of $4.61. GuruFocus considers Timbercreek Financial to be Fairly Valued.

Key valuation signals for TBCRF:

  • ROCE %: 2.58%
  • GF Value™: $4.61 vs. price of $4.63 (0.3% above fair value)
  • GF Score™: 67/100 with 12 warning signs
  • Industry Position: 19.4% below the Banks median

No single metric tells the full story. See the TBCRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Timbercreek Financial Business Description

Other Exchanges 58O:GermanyTF:Canada
Address 25 Price Street, Toronto, ON, CAN, M4W 1Z1
Timbercreek Financial Corp is a mortgage investment corporation domiciled in Canada. The investment objective of the company is to secure and grow a diversified portfolio of high-quality mortgage and other loan investments, generating an attractive risk adjusted return and monthly dividend payments to shareholders, balanced by a focus on capital preservation. The company is focused on providing financing solutions to qualified real estate investors who require funding and who are generally in a transitional phase of the investment process (such as redevelopment of a property).
67GF Score

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ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.63
Price
$4.61
GF Value