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Timbercreek FinancialTBCRF 67 Earnings Yield (Joel Greenblatt) % is 3.42% as of Mar. 2026, which is 24% below its 10-year median of 4.50. GuruFocus rates TBCRF with a GF Score™ of 67/100 and a GF Value™ of $4.40 (Fairly Valued). The stock has 11 warning signs investors should review. Among 1,294 Banks companies, Timbercreek Financial ranks better than 98.69% on this metric.
Timbercreek Financial's Enterprise Value for the quarter that ended in Mar. 2026 was $855.6 Mil.
Timbercreek Financial's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was $29.5 Mil. Timbercreek Financial's Earnings Yield (Joel Greenblatt) for the quarter that ended in Mar. 2026 was 3.42%.
The historical rank and industry rank for Timbercreek Financial's Earnings Yield (Joel Greenblatt) % or its related term are showing as below:
TBCRF'
s Earnings Yield (Joel Greenblatt) % Range Over the Past 10 Years
Min: 3.1 Med: 4.5 Max: 7.19
Current: 3.55
During the past 13 years, the highest Earnings Yield (Joel Greenblatt) of Timbercreek Financial was 7.19%. The lowest was 3.10%. And the median was 4.50%.
TBCRF's Earnings Yield (Joel Greenblatt) % is ranked better than 98.69% of 1294
companies
in the Banks industry
Industry Median: 0
vs TBCRF: 3.55
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. Timbercreek Financial's Forward Rate of Return (Yacktman) % for the quarter that ended in Mar. 2026 was 7.67%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.
Joel Greenblatt defines the earnings yield using the above equation because it more accurately reflects the company's profitability relative to its stock price. Items like interest payment and tax etc. are not directly related to the company's operational profitability.
Enterprise Value instead of market cap (share price) is used in the calculation because it is the real price stock and bond investors together pay for the company.
Be Aware
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
Timbercreek Financial Earnings Yield (Joel Greenblatt) % Related Terms
Timbercreek Financial Earnings Yield (Joel Greenblatt) % Historical Data
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The historical data trend for Timbercreek Financial's Earnings Yield (Joel Greenblatt) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Timbercreek Financial's Earnings Yield (Joel Greenblatt) %, along with its competitors' market caps and Earnings Yield (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Timbercreek Financial Earnings Yield (Joel Greenblatt) % vs Banks Industry
For the Banks industry and Financial Services sector, Timbercreek Financial's Earnings Yield (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where Timbercreek Financial's Earnings Yield (Joel Greenblatt) % falls into.
In his book, The Little That Beat the Market, hedge fund manager Joel Greenblatt defines Earnings Yield as operating income divided by enterprise value.
Timbercreek Financials Earnings Yield (Joel Greenblatt) for the fiscal year that ended in Dec. 2025 is calculated as
Timbercreek Financial's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $29.5 Mil.
What does a Earnings Yield (Joel Greenblatt) % of 3.42% mean?
Timbercreek Financial (TBCRF) has a Earnings Yield (Joel Greenblatt) % of 3.42% as of Mar. 2026. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Timbercreek Financial and its competitors. This is 24% below median its historical median of 4.50. Over the past decade, Timbercreek Financial's Earnings Yield (Joel Greenblatt) % has ranged from 3.10 to 7.19. According to the industry distribution chart, Timbercreek Financial ranks #17 out of 1294 companies in the Banks industry, placing it in the top 1.3%.
Is Timbercreek Financial's Earnings Yield (Joel Greenblatt) % too high?
Timbercreek Financial's current Earnings Yield (Joel Greenblatt) % of 3.42% is 24% below median its 10-year median of 4.50. Over the past 10 years, this metric has ranged from a low of 3.10 to a high of 7.19. Based on the distribution chart, Timbercreek Financial ranks #17 out of 1294 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Timbercreek Financial has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Timbercreek Financial's Earnings Yield (Joel Greenblatt) % compare to RKT and FNMA?
According to the Banks industry distribution chart, Timbercreek Financial ranks #17 out of 1294 companies for Earnings Yield (Joel Greenblatt) %. This places Timbercreek Financial in the top 1% of its industry — outperforming the majority of peers. Historically, Timbercreek Financial's own Earnings Yield (Joel Greenblatt) % has ranged from 3.10 to 7.19 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield (Joel Greenblatt) % for a Banks company?
A good Earnings Yield (Joel Greenblatt) % depends on the Banks industry context. However, Earnings Yield (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield (Joel Greenblatt) % mean?
A high Earnings Yield (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Timbercreek Financial and its competitors. Timbercreek Financial's current Earnings Yield (Joel Greenblatt) % is 3.42%, which is 24% below median its own 10-year median of 4.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Timbercreek Financial stock overvalued right now?
Based on GuruFocus' analysis, Timbercreek Financial (TBCRF) is currently considered Fairly Valued. The stock's GF Value™ is $4.40, compared to a current price of $4.36 — trading 0.9% below its estimated fair value. The current Earnings Yield (Joel Greenblatt) % is 3.42%, which is 24% below median its 10-year median of 4.50. Timbercreek Financial's overall GF Score™ is 67/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield (Joel Greenblatt) % calculated?
Earnings Yield (Joel Greenblatt) % is calculated from a company's financial statements. For Timbercreek Financial (TBCRF), the current Earnings Yield (Joel Greenblatt) % is 3.42% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Timbercreek Financial (TBCRF) Overvalued in 2026?
Based on GuruFocus' analysis, Timbercreek Financial stock appears to be undervalued.
The current stock price of $4.36 is trading 0.9% below its estimated GF Value™ of $4.40.
GuruFocus considers Timbercreek Financial to be Fairly Valued.
Key valuation signals for TBCRF:
Earnings Yield (Joel Greenblatt) %: 3.42% (24% below median its 10-year median of 4.50)
GF Value™: $4.40 vs. price of $4.36 (0.9% below fair value)
No single metric tells the full story. See the TBCRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Timbercreek Financial Corp is a mortgage investment corporation domiciled in Canada. The investment objective of the company is to secure and grow a diversified portfolio of high-quality mortgage and other loan investments, generating an attractive risk adjusted return and monthly dividend payments to shareholders, balanced by a focus on capital preservation. The company is focused on providing financing solutions to qualified real estate investors who require funding and who are generally in a transitional phase of the investment process (such as redevelopment of a property).
67GF Score
Get the complete analysis for TBCRF
Earnings Yield (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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