Timbercreek FinancialTBCRF 67 5-Year Yield-on-Cost % is 11.07 as of Jul. 07, 2026, which is 41% above its 10-year median of 7.87. GuruFocus rates TBCRF with a GF Score™ of 67/100 and a GF Value™ of $4.52 (Fairly Valued). The stock has 12 warning signs investors should review. Among 1,255 Banks companies, Timbercreek Financial ranks better than 88.37% on this metric.
Timbercreek Financial's yield on cost for the quarter that ended in Mar. 2026 was 11.07.
The historical rank and industry rank for Timbercreek Financial's 5-Year Yield-on-Cost % or its related term are showing as below:
TBCRF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.6 Med: 7.87 Max: 11.34
Current: 11.07
During the past 13 years, Timbercreek Financial's highest Yield on Cost was 11.34. The lowest was 0.60. And the median was 7.87.
TBCRF's 5-Year Yield-on-Cost % is ranked better than 88.37% of 1255
companies
in the Banks industry
Industry Median: 3.9
vs TBCRF: 11.07
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Timbercreek Financial 5-Year Yield-on-Cost % Related Terms
TBCRF vs RKT, FNMA, PFSI: 5-Year Yield-on-Cost % Comparison
For the Mortgage Finance subindustry, Timbercreek Financial's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Timbercreek Financial 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Timbercreek Financial's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Timbercreek Financial's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Timbercreek Financial (TBCRF) has a 5-Year Yield-on-Cost % of 11.07 as of Jul. 07, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Timbercreek Financial and its competitors. This is 41% above median its historical median of 7.87. Over the past decade, Timbercreek Financial's 5-Year Yield-on-Cost % has ranged from 0.60 to 11.34. According to the industry distribution chart, Timbercreek Financial ranks #146 out of 1255 companies in the Banks industry, placing it in the top 11.6%.
Is Timbercreek Financial's 5-Year Yield-on-Cost % too high?
Timbercreek Financial's current 5-Year Yield-on-Cost % of 11.07 is 41% above median its 10-year median of 7.87. Over the past 10 years, this metric has ranged from a low of 0.60 to a high of 11.34. The Banks industry median 5-Year Yield-on-Cost % is 3.90. Timbercreek Financial's value of 11.07 is 183.8% above this industry median. Based on the distribution chart, Timbercreek Financial ranks #146 out of 1255 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Timbercreek Financial has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Timbercreek Financial's 5-Year Yield-on-Cost % compare to RKT and FNMA?
According to the Banks industry distribution chart, Timbercreek Financial ranks #146 out of 1255 companies for 5-Year Yield-on-Cost %. This places Timbercreek Financial in the top 12% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.90. Timbercreek Financial's value of 11.07 is 183.8% above this benchmark. Historically, Timbercreek Financial's own 5-Year Yield-on-Cost % has ranged from 0.60 to 11.34 over the past decade. While the company's 10-year median is 7.87 vs. the industry median of 3.90, Timbercreek Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.90, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Timbercreek Financial's current 5-Year Yield-on-Cost % of 11.07 is 183.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Timbercreek Financial and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Timbercreek Financial's current 5-Year Yield-on-Cost % is 11.07, which is 41% above median its own 10-year median of 7.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Timbercreek Financial stock overvalued right now?
Based on GuruFocus' analysis, Timbercreek Financial (TBCRF) is currently considered Fairly Valued. The stock's GF Value™ is $4.52, compared to a current price of $4.50 — trading 0.4% below its estimated fair value. The current 5-Year Yield-on-Cost % is 11.07, which is 41% above median its 10-year median of 7.87 and 183.8% above the Banks industry median of 3.90. Timbercreek Financial's overall GF Score™ is 67/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Timbercreek Financial (TBCRF), the current 5-Year Yield-on-Cost % is 11.07 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Timbercreek Financial (TBCRF) Overvalued in 2026?
Based on GuruFocus' analysis, Timbercreek Financial stock appears to be undervalued.
The current stock price of $4.50 is trading 0.4% below its estimated GF Value™ of $4.52.
GuruFocus considers Timbercreek Financial to be Fairly Valued.
Key valuation signals for TBCRF:
5-Year Yield-on-Cost %: 11.07 (41% above median its 10-year median of 7.87)
GF Value™: $4.52 vs. price of $4.50 (0.4% below fair value)
Industry Position: 183.8% above the Banks median (#146 of 1255)
No single metric tells the full story. See the TBCRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Timbercreek Financial Corp is a mortgage investment corporation domiciled in Canada. The investment objective of the company is to secure and grow a diversified portfolio of high-quality mortgage and other loan investments, generating an attractive risk adjusted return and monthly dividend payments to shareholders, balanced by a focus on capital preservation. The company is focused on providing financing solutions to qualified real estate investors who require funding and who are generally in a transitional phase of the investment process (such as redevelopment of a property).
67GF Score
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