Timbercreek Financial (OTCPK:TBCRF) Forward PE Ratio Explanation
The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
Timbercreek Financial Forward PE Ratio Related Terms
Timbercreek Financial Forward PE Ratio Historical Data
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The historical data trend for Timbercreek Financial's Forward PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Timbercreek Financial Forward PE Ratio Chart
Timbercreek Financial Annual Data
Trend
2021-12
2022-12
2023-12
2024-12
2025-12
Forward PE Ratio
13.30
9.47
8.33
9.37
10.51
Timbercreek Financial Quarterly Data
2021-12
2022-03
2022-06
2022-09
2022-12
2023-03
2023-06
2023-09
2023-12
2024-03
2024-06
2024-09
2024-12
2025-03
2025-06
2025-09
2025-12
2026-03
Forward PE Ratio
13.30
13.11
11.71
10.37
9.47
10.06
9.13
8.76
8.33
10.62
12.12
11.55
9.37
9.88
11.36
9.98
10.51
10.11
TBCRF vs RKT, FNMA, PFSI: Forward PE Ratio Comparison
For the Mortgage Finance subindustry, Timbercreek Financial's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Timbercreek Financial Forward PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Timbercreek Financial's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where Timbercreek Financial's Forward PE Ratio falls into.
Timbercreek Financial Forward PE Ratio Calculation
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
Timbercreek Financial (TBCRF) has a Forward PE Ratio of 10.74 as of Jul. 09, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Timbercreek Financial and its competitors. According to the industry distribution chart, Timbercreek Financial ranks #398 out of 816 companies in the Banks industry, placing it in the top 48.8%.
Is Timbercreek Financial's Forward PE Ratio too high?
Timbercreek Financial's current Forward PE Ratio is 10.74. The Banks industry median Forward PE Ratio is 10.99. Timbercreek Financial's value of 10.74 is 2.3% below this industry median. Based on the distribution chart, Timbercreek Financial ranks #398 out of 816 companies in the Banks industry, which is above the industry midpoint. Overall, Timbercreek Financial has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Timbercreek Financial's Forward PE Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Timbercreek Financial ranks #398 out of 816 companies for Forward PE Ratio. This puts Timbercreek Financial in the upper half of its industry. The industry median Forward PE Ratio is 10.99. Timbercreek Financial's value of 10.74 is 2.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for a Banks company?
The median Forward PE Ratio among Banks companies is 10.99, based on 816 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Timbercreek Financial's current Forward PE Ratio of 10.74 is 2.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Timbercreek Financial and its competitors. For the Banks industry, the median Forward PE Ratio is 10.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Timbercreek Financial's current Forward PE Ratio is 10.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Timbercreek Financial stock overvalued right now?
Based on GuruFocus' analysis, Timbercreek Financial (TBCRF) is currently considered Fairly Valued. The stock's GF Value™ is $4.51, compared to a current price of $4.57 — trading 1.4% above its estimated fair value. The current Forward PE Ratio is 10.74 and 2.3% below the Banks industry median of 10.99. Timbercreek Financial's overall GF Score™ is 67/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For Timbercreek Financial (TBCRF), the current Forward PE Ratio is 10.74 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Timbercreek Financial (TBCRF) Overvalued in 2026?
Based on GuruFocus' analysis, Timbercreek Financial stock appears to be overvalued.
The current stock price of $4.57 is trading 1.4% above its estimated GF Value™ of $4.51.
GuruFocus considers Timbercreek Financial to be Fairly Valued.
Key valuation signals for TBCRF:
Forward PE Ratio: 10.74
GF Value™: $4.51 vs. price of $4.57 (1.4% above fair value)
Industry Position: 2.3% below the Banks median (#398 of 816)
No single metric tells the full story. See the TBCRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Timbercreek Financial Corp is a mortgage investment corporation domiciled in Canada. The investment objective of the company is to secure and grow a diversified portfolio of high-quality mortgage and other loan investments, generating an attractive risk adjusted return and monthly dividend payments to shareholders, balanced by a focus on capital preservation. The company is focused on providing financing solutions to qualified real estate investors who require funding and who are generally in a transitional phase of the investment process (such as redevelopment of a property).
67GF Score
Get the complete analysis for TBCRF
Forward PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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