TBCRF (Timbercreek Financial) Scaled Net Operating Assets: 0.65 (As of Mar. 2026)


TBCRF Timbercreek Financial Corp TBCRF
66 GF Score
Price $4.63
GF Value $4.52
Valuation Fairly Valued
! 12 Warning Signs
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What is Timbercreek Financial Scaled Net Operating Assets?

Timbercreek Financial TBCRF 66 Scaled Net Operating Assets is 0.65 as of Mar. 2026. GuruFocus rates TBCRF with a GF Score™ of 66/100 and a GF Value™ of $4.52 (Fairly Valued). The stock has 12 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Timbercreek Financial's operating assets for the quarter that ended in Mar. 2026 was $1,513.6 Mil. Timbercreek Financial's operating liabilities for the quarter that ended in Mar. 2026 was $576.2 Mil. Timbercreek Financial's Total Assets for the quarter that ended in Dec. 2025 was $1,437.9 Mil. Therefore, Timbercreek Financial's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.65.


Timbercreek Financial Scaled Net Operating Assets Historical Data

* Premium members only.

The historical data trend for Timbercreek Financial's Scaled Net Operating Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Timbercreek Financial Scaled Net Operating Assets Chart

Timbercreek Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Scaled Net Operating Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.74 0.70 0.58 0.64 0.77

Timbercreek Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Scaled Net Operating Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.66 0.69 0.59 0.74 0.65

TBCRF vs RKT, FNMA, PFSI: Scaled Net Operating Assets Comparison

For the Mortgage Finance subindustry, Timbercreek Financial's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Timbercreek Financial Scaled Net Operating Assets vs Banks Industry

For the Banks industry and Financial Services sector, Timbercreek Financial's Scaled Net Operating Assets distribution charts can be found below:

* The bar in red indicates where Timbercreek Financial's Scaled Net Operating Assets falls into.


TBCRF
66GF Score
Timbercreek Financial Corp TBCRF
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Timbercreek Financial Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Timbercreek Financial's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(1432.651-498.664)/1217.227
=0.77

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=1437.856 - 5.205
=1432.651

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=957.788 - 459.018 - 0.106
=498.664

Timbercreek Financial's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(1513.555-576.173)/1437.856
=0.65

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=1517.519 - 3.964
=1513.555

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1037.671 - 461.284 - 0.214
=576.173

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.65 mean?
Timbercreek Financial (TBCRF) has a Scaled Net Operating Assets of 0.65 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Timbercreek Financial and its competitors.
Is Timbercreek Financial's Scaled Net Operating Assets too high?
Timbercreek Financial's current Scaled Net Operating Assets is 0.65. Overall, Timbercreek Financial has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Timbercreek Financial's Scaled Net Operating Assets compare to RKT and FNMA?
Timbercreek Financial's Scaled Net Operating Assets of 0.65 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Timbercreek Financial and its competitors. Timbercreek Financial's current Scaled Net Operating Assets is 0.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Timbercreek Financial stock overvalued right now?
Based on GuruFocus' analysis, Timbercreek Financial (TBCRF) is currently considered Fairly Valued. The stock's GF Value™ is $4.52, compared to a current price of $4.63 — trading 2.3% above its estimated fair value. The current Scaled Net Operating Assets is 0.65. Timbercreek Financial's overall GF Score™ is 66/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Timbercreek Financial (TBCRF), the current Scaled Net Operating Assets is 0.65 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Timbercreek Financial (TBCRF) Overvalued in 2026?

Based on GuruFocus' analysis, Timbercreek Financial stock appears to be overvalued. The current stock price of $4.63 is trading 2.3% above its estimated GF Value™ of $4.52. GuruFocus considers Timbercreek Financial to be Fairly Valued.

Key valuation signals for TBCRF:

  • Scaled Net Operating Assets: 0.65
  • GF Value™: $4.52 vs. price of $4.63 (2.3% above fair value)
  • GF Score™: 66/100 with 12 warning signs

No single metric tells the full story. See the TBCRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Timbercreek Financial Business Description

Other Exchanges 58O:GermanyTF:Canada
Address 25 Price Street, Toronto, ON, CAN, M4W 1Z1
Timbercreek Financial Corp is a mortgage investment corporation domiciled in Canada. The investment objective of the company is to secure and grow a diversified portfolio of high-quality mortgage and other loan investments, generating an attractive risk adjusted return and monthly dividend payments to shareholders, balanced by a focus on capital preservation. The company is focused on providing financing solutions to qualified real estate investors who require funding and who are generally in a transitional phase of the investment process (such as redevelopment of a property).
66GF Score

Get the complete analysis for TBCRF

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.63
Price
$4.52
GF Value