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Timbercreek FinancialTBCRF -2.90%69 Equity-to-Asset is 0.30 as of Jun. 2026, which is 23% below its 10-year median of 0.39. GuruFocus rates TBCRF with a GF Score™ of 69/100 and a GF Value™ of $4.74 (Fairly Valued). The stock has 12 warning signs investors should review. Among 1,525 Banks companies, Timbercreek Financial ranks better than 96.46% on this metric.
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Timbercreek Financial Equity-to-Asset Related Terms
Timbercreek Financial Equity-to-Asset Historical Data
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The historical data trend for Timbercreek Financial's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TBCRF vs RKT, FNMA, PFSI: Equity-to-Asset Comparison
For the Mortgage Finance subindustry, Timbercreek Financial's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Timbercreek Financial Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Timbercreek Financial's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Timbercreek Financial's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Timbercreek Financial's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Timbercreek Financial (TBCRF) has a Equity-to-Asset of 0.30 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Timbercreek Financial and its competitors. This is 23% below median its historical median of 0.39. Over the past decade, Timbercreek Financial's Equity-to-Asset has ranged from 0.30 to 0.43. According to the industry distribution chart, Timbercreek Financial ranks #54 out of 1525 companies in the Banks industry, placing it in the top 3.5%.
Is Timbercreek Financial's Equity-to-Asset too high?
Timbercreek Financial's current Equity-to-Asset of 0.30 is 23% below median its 10-year median of 0.39. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 0.43. The Banks industry median Equity-to-Asset is 0.10. Timbercreek Financial's value of 0.30 is 200% above this industry median. Based on the distribution chart, Timbercreek Financial ranks #54 out of 1525 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Timbercreek Financial has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Timbercreek Financial's Equity-to-Asset compare to RKT and FNMA?
According to the Banks industry distribution chart, Timbercreek Financial ranks #54 out of 1525 companies for Equity-to-Asset. This places Timbercreek Financial in the top 4% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. Timbercreek Financial's value of 0.30 is 200% above this benchmark. Historically, Timbercreek Financial's own Equity-to-Asset has ranged from 0.30 to 0.43 over the past decade. While the company's 10-year median is 0.39 vs. the industry median of 0.10, Timbercreek Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Timbercreek Financial's current Equity-to-Asset of 0.30 is 200% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Timbercreek Financial and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Timbercreek Financial's current Equity-to-Asset is 0.30, which is 23% below median its own 10-year median of 0.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Timbercreek Financial stock overvalued right now?
Based on GuruFocus' analysis, Timbercreek Financial (TBCRF) is currently considered Fairly Valued. The stock's GF Value™ is $4.74, compared to a current price of $4.35 — trading 8.2% below its estimated fair value. The current Equity-to-Asset is 0.30, which is 23% below median its 10-year median of 0.39 and 200% above the Banks industry median of 0.10. Timbercreek Financial's overall GF Score™ is 69/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Timbercreek Financial (TBCRF), the current Equity-to-Asset is 0.30 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Timbercreek Financial (TBCRF) Overvalued in 2026?
Based on GuruFocus' analysis, Timbercreek Financial stock appears to be undervalued.
The current stock price of $4.35 is trading 8.2% below its estimated GF Value™ of $4.74.
GuruFocus considers Timbercreek Financial to be Fairly Valued.
Key valuation signals for TBCRF:
Equity-to-Asset: 0.30 (23% below median its 10-year median of 0.39)
GF Value™: $4.74 vs. price of $4.35 (8.2% below fair value)
Industry Position: 200% above the Banks median (#54 of 1525)
No single metric tells the full story. See the TBCRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Timbercreek Financial Corp is a mortgage investment corporation domiciled in Canada. The investment objective of the company is to secure and grow a diversified portfolio of high-quality mortgage and other loan investments, generating an attractive risk adjusted return and monthly dividend payments to shareholders, balanced by a focus on capital preservation. The company is focused on providing financing solutions to qualified real estate investors who require funding and who are generally in a transitional phase of the investment process (such as redevelopment of a property).
69GF Score
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