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Timbercreek FinancialTBCRF -1.84%66 EV-to-EBIT is 27.39 as of Jul. 20, 2026, which is 23% above its 10-year median of 22.20. GuruFocus rates TBCRF with a GF Score™ of 66/100 and a GF Value™ of $4.44 (Fairly Valued). The stock has 12 warning signs investors should review. Among 36 Banks companies, Timbercreek Financial ranks worse than 55.56% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Timbercreek Financial's Enterprise Value for the quarter that ended in Mar. 2026 was $855.6 Mil.
Timbercreek Financial's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $29.5 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Timbercreek Financial's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Timbercreek Financial EV-to-EBIT vs Banks Industry
For the Banks industry and Financial Services sector, Timbercreek Financial's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Timbercreek Financial's EV-to-EBIT falls into.
Timbercreek Financial's current Enterprise Value is $807.8 Mil.
Timbercreek Financial's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $29.5 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Timbercreek Financial (TBCRF) has a EV-to-EBIT of 27.39 as of Jul. 20, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Timbercreek Financial and its competitors. This is 23% above median its historical median of 22.20. Over the past decade, Timbercreek Financial's EV-to-EBIT has ranged from 13.90 to 32.29. According to the industry distribution chart, Timbercreek Financial ranks #20 out of 36 companies in the Banks industry, placing it in the top 55.6%.
Is Timbercreek Financial's EV-to-EBIT too high?
Timbercreek Financial's current EV-to-EBIT of 27.39 is 23% above median its 10-year median of 22.20. Over the past 10 years, this metric has ranged from a low of 13.90 to a high of 32.29. The Banks industry median EV-to-EBIT is 26.65. Timbercreek Financial's value of 27.39 is 2.8% above this industry median. Based on the distribution chart, Timbercreek Financial ranks #20 out of 36 companies in the Banks industry, which is below the industry midpoint. Overall, Timbercreek Financial has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Timbercreek Financial's EV-to-EBIT compare to RKT and FNMA?
According to the Banks industry distribution chart, Timbercreek Financial ranks #20 out of 36 companies for EV-to-EBIT. This places Timbercreek Financial in the lower half of its industry. The industry median EV-to-EBIT is 26.65. Timbercreek Financial's value of 27.39 is 2.8% above this benchmark. Historically, Timbercreek Financial's own EV-to-EBIT has ranged from 13.90 to 32.29 over the past decade. While the company's 10-year median is 22.20 vs. the industry median of 26.65, Timbercreek Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Banks company?
The median EV-to-EBIT among Banks companies is 26.65, based on 36 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Timbercreek Financial's current EV-to-EBIT of 27.39 is 2.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Timbercreek Financial and its competitors. For the Banks industry, the median EV-to-EBIT is 26.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Timbercreek Financial's current EV-to-EBIT is 27.39, which is 23% above median its own 10-year median of 22.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Timbercreek Financial stock overvalued right now?
Based on GuruFocus' analysis, Timbercreek Financial (TBCRF) is currently considered Fairly Valued. The stock's GF Value™ is $4.44, compared to a current price of $4.49 — trading 1.1% above its estimated fair value. The current EV-to-EBIT is 27.39, which is 23% above median its 10-year median of 22.20 and 2.8% above the Banks industry median of 26.65. Timbercreek Financial's overall GF Score™ is 66/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Timbercreek Financial (TBCRF), the current EV-to-EBIT is 27.39 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Timbercreek Financial (TBCRF) Overvalued in 2026?
Based on GuruFocus' analysis, Timbercreek Financial stock appears to be overvalued.
The current stock price of $4.49 is trading 1.1% above its estimated GF Value™ of $4.44.
GuruFocus considers Timbercreek Financial to be Fairly Valued.
Key valuation signals for TBCRF:
EV-to-EBIT: 27.39 (23% above median its 10-year median of 22.20)
GF Value™: $4.44 vs. price of $4.49 (1.1% above fair value)
Industry Position: 2.8% above the Banks median (#20 of 36)
No single metric tells the full story. See the TBCRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Timbercreek Financial Corp is a mortgage investment corporation domiciled in Canada. The investment objective of the company is to secure and grow a diversified portfolio of high-quality mortgage and other loan investments, generating an attractive risk adjusted return and monthly dividend payments to shareholders, balanced by a focus on capital preservation. The company is focused on providing financing solutions to qualified real estate investors who require funding and who are generally in a transitional phase of the investment process (such as redevelopment of a property).
66GF Score
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