Timbercreek FinancialTBCRF 66 Days Payable is 51.44 as of Mar. 2026, which is 1% above its 10-year median of 51.07. GuruFocus rates TBCRF with a GF Score™ of 66/100 and a GF Value™ of $4.52 (Fairly Valued). The stock has 12 warning signs investors should review. Among 33 Banks companies, Timbercreek Financial ranks better than 69.7% on this metric.
Timbercreek Financial Days Payable Historical Data
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The historical data trend for Timbercreek Financial's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Timbercreek Financial's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Timbercreek Financial Days Payable vs Banks Industry
For the Banks industry and Financial Services sector, Timbercreek Financial's Days Payable distribution charts can be found below:
* The bar in red indicates where Timbercreek Financial's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Timbercreek Financial's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Timbercreek Financial (TBCRF) has a Days Payable of 51.44 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Timbercreek Financial and its competitors. This is near median its historical median of 51.07. Over the past decade, Timbercreek Financial's Days Payable has ranged from 33.94 to 58.89. According to the industry distribution chart, Timbercreek Financial ranks #10 out of 33 companies in the Banks industry, placing it in the top 30.3%.
Is Timbercreek Financial's Days Payable too high?
Timbercreek Financial's current Days Payable of 51.44 is near median its 10-year median of 51.07. Over the past 10 years, this metric has ranged from a low of 33.94 to a high of 58.89. The Banks industry median Days Payable is 32.94. Timbercreek Financial's value of 51.44 is 56.2% above this industry median. Based on the distribution chart, Timbercreek Financial ranks #10 out of 33 companies in the Banks industry, which is above the industry midpoint. Overall, Timbercreek Financial has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Timbercreek Financial's Days Payable compare to RKT and FNMA?
According to the Banks industry distribution chart, Timbercreek Financial ranks #10 out of 33 companies for Days Payable. This puts Timbercreek Financial in the upper half of its industry. The industry median Days Payable is 32.94. Timbercreek Financial's value of 51.44 is 56.2% above this benchmark. Historically, Timbercreek Financial's own Days Payable has ranged from 33.94 to 58.89 over the past decade. While the company's 10-year median is 51.07 vs. the industry median of 32.94, Timbercreek Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Banks company?
The median Days Payable among Banks companies is 32.94, based on 33 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Timbercreek Financial's current Days Payable of 51.44 is 56.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Timbercreek Financial and its competitors. For the Banks industry, the median Days Payable is 32.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Timbercreek Financial's current Days Payable is 51.44, which is near median its own 10-year median of 51.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Timbercreek Financial stock overvalued right now?
Based on GuruFocus' analysis, Timbercreek Financial (TBCRF) is currently considered Fairly Valued. The stock's GF Value™ is $4.52, compared to a current price of $4.63 — trading 2.3% above its estimated fair value. The current Days Payable is 51.44, which is near median its 10-year median of 51.07 and 56.2% above the Banks industry median of 32.94. Timbercreek Financial's overall GF Score™ is 66/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Timbercreek Financial (TBCRF), the current Days Payable is 51.44 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Timbercreek Financial (TBCRF) Overvalued in 2026?
Based on GuruFocus' analysis, Timbercreek Financial stock appears to be overvalued.
The current stock price of $4.63 is trading 2.3% above its estimated GF Value™ of $4.52.
GuruFocus considers Timbercreek Financial to be Fairly Valued.
Key valuation signals for TBCRF:
Days Payable: 51.44 (near median its 10-year median of 51.07)
GF Value™: $4.52 vs. price of $4.63 (2.3% above fair value)
Industry Position: 56.2% above the Banks median (#10 of 33)
No single metric tells the full story. See the TBCRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Timbercreek Financial Corp is a mortgage investment corporation domiciled in Canada. The investment objective of the company is to secure and grow a diversified portfolio of high-quality mortgage and other loan investments, generating an attractive risk adjusted return and monthly dividend payments to shareholders, balanced by a focus on capital preservation. The company is focused on providing financing solutions to qualified real estate investors who require funding and who are generally in a transitional phase of the investment process (such as redevelopment of a property).
66GF Score
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