TBCRF (Timbercreek Financial) Days Inventory: 93.07 (As of Mar. 2026) — 62% Below Median


TBCRF Timbercreek Financial Corp TBCRF
67 GF Score
Price $4.63
GF Value $4.53
Valuation Fairly Valued
! 12 Warning Signs
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What is Timbercreek Financial Days Inventory?

Timbercreek Financial TBCRF 67 Days Inventory is 93.07 as of Mar. 2026, which is 62% below its 10-year median of 247.82. GuruFocus rates TBCRF with a GF Score™ of 67/100 and a GF Value™ of $4.53 (Fairly Valued). The stock has 12 warning signs investors should review. Among 10 Banks companies, Timbercreek Financial ranks worse than 80% on this metric.

Days Inventory is also known as Days Sales of Inventory (DSI). Timbercreek Financial's Average Total Inventories for the three months ended in Mar. 2026 was $16.7 Mil. Timbercreek Financial's Cost of Goods Sold for the three months ended in Mar. 2026 was $16.4 Mil. Hence, Timbercreek Financial's Days Inventory for the three months ended in Mar. 2026 was 93.07.

The historical rank and industry rank for Timbercreek Financial's Days Inventory or its related term are showing as below:

TBCRF' s Days Inventory Range Over the Past 10 Years
Min: 118.32   Med: 247.82   Max: 401.19
Current: 118.32

During the past 13 years, Timbercreek Financial's highest Days Inventory was 401.19. The lowest was 118.32. And the median was 247.82.

TBCRF's Days Inventory is ranked worse than
80% of 10 companies
in the Banks industry
Industry Median: 41.755 vs TBCRF: 118.32

Timbercreek Financial's Days Inventory declined from Mar. 2025 (136.68) to Mar. 2026 (93.07).

Inventory Turnover measures how fast the company turns over its inventory within a year. Timbercreek Financial's Inventory Turnover for the three months ended in Mar. 2026 was 0.98.

Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue. Timbercreek Financial's Inventory-to-Revenue for the three months ended in Mar. 2026 was 0.59.


Timbercreek Financial  (OTCPK:TBCRF) Days Inventory Explanation

Days Inventory indicates the liquidity of the inventory. Generally, a lower Days Inventory is preferred as it indicates a shorter duration to clear off the inventory. An increase of the ratio may indicate the company's sales slowed. Similar ratios related to Days Inventory are:

1. Inventory Turnover measures how fast the company turns over its inventory within a year.

Timbercreek Financial's Inventory Turnover for the three months ended in Mar. 2026 is calculated as

2. Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.

Timbercreek Financial's Inventory to Revenue for the three months ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

A lot of business are seasonable. It makes more sense to compare Days Inventory from the same period in the previous year instead of from the previous quarter.


Timbercreek Financial Days Inventory Related Terms


Timbercreek Financial Days Inventory Historical Data

* Premium members only.

The historical data trend for Timbercreek Financial's Days Inventory can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Timbercreek Financial Days Inventory Chart

Timbercreek Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Inventory
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 146.76 348.20 421.88 123.99

Timbercreek Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Inventory Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 136.68 138.60 131.93 112.48 93.07

TBCRF vs RKT, FNMA, PFSI: Days Inventory Comparison

For the Mortgage Finance subindustry, Timbercreek Financial's Days Inventory, along with its competitors' market caps and Days Inventory data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Timbercreek Financial Days Inventory vs Banks Industry

For the Banks industry and Financial Services sector, Timbercreek Financial's Days Inventory distribution charts can be found below:

* The bar in red indicates where Timbercreek Financial's Days Inventory falls into.


TBCRF
67GF Score
Timbercreek Financial Corp TBCRF
Days Inventory is just one metric. See GF Score™, valuation, warning signs, and more.
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Timbercreek Financial Days Inventory Calculation

Days Inventory indicates the number of days of goods in sales that a company has in the inventory.

Timbercreek Financial's Days Inventory for the fiscal year that ended in Dec. 2025 is calculated as

Days Inventory (A: Dec. 2025 )
=Average Total Inventories / Cost of Goods Sold*Days in Period
=( (Total Inventories (A: Dec. 2024 ) + Total Inventories (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (22.816 + 16.69) / 2 ) / 58.148*365
=19.753 / 58.148*365
=123.99

Timbercreek Financial's Days Inventory for the quarter that ended in Mar. 2026 is calculated as:

Days Inventory (Q: Mar. 2026 )
=Average Total Inventories / Cost of Goods Sold*Days in Period
=( (Total Inventories (Q: Dec. 2025 ) + Total Inventories (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (16.69 + 16.781) / 2 ) / 16.408*365 / 4
=16.7355 / 16.408*365 / 4
=93.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Inventory →
What does a Days Inventory of 93.07 mean?
Timbercreek Financial (TBCRF) has a Days Inventory of 93.07 as of Mar. 2026. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on Timbercreek Financial and its competitors. This is 62% below median its historical median of 247.82. Over the past decade, Timbercreek Financial's Days Inventory has ranged from 118.32 to 401.19. According to the industry distribution chart, Timbercreek Financial ranks #8 out of 10 companies in the Banks industry, placing it in the top 80%.
Is Timbercreek Financial's Days Inventory too high?
Timbercreek Financial's current Days Inventory of 93.07 is 62% below median its 10-year median of 247.82. Over the past 10 years, this metric has ranged from a low of 118.32 to a high of 401.19. The Banks industry median Days Inventory is 41.76. Timbercreek Financial's value of 93.07 is 122.9% above this industry median. Based on the distribution chart, Timbercreek Financial ranks #8 out of 10 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Timbercreek Financial has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Timbercreek Financial's Days Inventory compare to RKT and FNMA?
According to the Banks industry distribution chart, Timbercreek Financial ranks #8 out of 10 companies for Days Inventory. This places Timbercreek Financial in the lower half of its industry. The industry median Days Inventory is 41.76. Timbercreek Financial's value of 93.07 is 122.9% above this benchmark. Historically, Timbercreek Financial's own Days Inventory has ranged from 118.32 to 401.19 over the past decade. While the company's 10-year median is 247.82 vs. the industry median of 41.76, Timbercreek Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Inventory for a Banks company?
The median Days Inventory among Banks companies is 41.76, based on 10 companies in the industry. Companies in the top quartile (top 25%) have a Days Inventory significantly above this median, while those in the bottom quartile fall well below. However, Days Inventory should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Timbercreek Financial's current Days Inventory of 93.07 is 122.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Inventory mean?
A high Days Inventory can signal that a stock is expensive relative to its fundamentals. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on Timbercreek Financial and its competitors. For the Banks industry, the median Days Inventory is 41.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Timbercreek Financial's current Days Inventory is 93.07, which is 62% below median its own 10-year median of 247.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Timbercreek Financial stock overvalued right now?
Based on GuruFocus' analysis, Timbercreek Financial (TBCRF) is currently considered Fairly Valued. The stock's GF Value™ is $4.53, compared to a current price of $4.63 — trading 2.1% above its estimated fair value. The current Days Inventory is 93.07, which is 62% below median its 10-year median of 247.82 and 122.9% above the Banks industry median of 41.76. Timbercreek Financial's overall GF Score™ is 67/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Inventory calculated?
Days Inventory is calculated from a company's financial statements. For Timbercreek Financial (TBCRF), the current Days Inventory is 93.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Timbercreek Financial (TBCRF) Overvalued in 2026?

Based on GuruFocus' analysis, Timbercreek Financial stock appears to be overvalued. The current stock price of $4.63 is trading 2.1% above its estimated GF Value™ of $4.53. GuruFocus considers Timbercreek Financial to be Fairly Valued.

Key valuation signals for TBCRF:

  • Days Inventory: 93.07 (62% below median its 10-year median of 247.82)
  • GF Value™: $4.53 vs. price of $4.63 (2.1% above fair value)
  • GF Score™: 67/100 with 12 warning signs
  • Industry Position: 122.9% above the Banks median (#8 of 10)

No single metric tells the full story. See the TBCRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Timbercreek Financial Business Description

Other Exchanges 58O:GermanyTF:Canada
Address 25 Price Street, Toronto, ON, CAN, M4W 1Z1
Timbercreek Financial Corp is a mortgage investment corporation domiciled in Canada. The investment objective of the company is to secure and grow a diversified portfolio of high-quality mortgage and other loan investments, generating an attractive risk adjusted return and monthly dividend payments to shareholders, balanced by a focus on capital preservation. The company is focused on providing financing solutions to qualified real estate investors who require funding and who are generally in a transitional phase of the investment process (such as redevelopment of a property).
67GF Score

Get the complete analysis for TBCRF

Days Inventory is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.63
Price
$4.53
GF Value