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Timbercreek FinancialTBCRF 67 EV-to-EBITDA is 27.47 as of Jul. 22, 2026, which is 24% above its 10-year median of 22.20. GuruFocus rates TBCRF with a GF Score™ of 67/100 and a GF Value™ of $4.43 (Fairly Valued). The stock has 12 warning signs investors should review. Among 35 Banks companies, Timbercreek Financial ranks worse than 60% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Timbercreek Financial's enterprise value is $810.1 Mil.
Timbercreek Financial's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was $29.5 Mil. Therefore, Timbercreek Financial's EV-to-EBITDA for today is 27.47.
The historical rank and industry rank for Timbercreek Financial's EV-to-EBITDA or its related term are showing as below:
TBCRF'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 13.9 Med: 22.2 Max: 32.29
Current: 27.24
During the past 13 years, the highest EV-to-EBITDA of Timbercreek Financial was 32.29. The lowest was 13.90. And the median was 22.20.
TBCRF's EV-to-EBITDA is ranked worse than 60% of 35
companies
in the Banks industry
Industry Median: 16.61
vs TBCRF: 27.24
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Timbercreek Financial's PE Ratio (TTM) for today is calculated as:
Timbercreek Financial's share price for today is $4.414.
Timbercreek Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.270.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
Timbercreek Financial EV-to-EBITDA Historical Data
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The historical data trend for Timbercreek Financial's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Timbercreek Financial's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Timbercreek Financial EV-to-EBITDA vs Banks Industry
For the Banks industry and Financial Services sector, Timbercreek Financial's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Timbercreek Financial's EV-to-EBITDA falls into.
Timbercreek Financial's current Enterprise Value is $810.1 Mil.
Timbercreek Financial's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $29.5 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Timbercreek Financial (TBCRF) has a EV-to-EBITDA of 27.47 as of Jul. 22, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Timbercreek Financial. This is 24% above median its historical median of 22.20. Over the past decade, Timbercreek Financial's EV-to-EBITDA has ranged from 13.90 to 32.29. According to the industry distribution chart, Timbercreek Financial ranks #21 out of 35 companies in the Banks industry, placing it in the top 60%.
Is Timbercreek Financial's EV-to-EBITDA too high?
Timbercreek Financial's current EV-to-EBITDA of 27.47 is 24% above median its 10-year median of 22.20. Over the past 10 years, this metric has ranged from a low of 13.90 to a high of 32.29. The Banks industry median EV-to-EBITDA is 16.61. Timbercreek Financial's value of 27.47 is 65.4% above this industry median. Based on the distribution chart, Timbercreek Financial ranks #21 out of 35 companies in the Banks industry, which is below the industry midpoint. Overall, Timbercreek Financial has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Timbercreek Financial's EV-to-EBITDA compare to RKT and FNMA?
According to the Banks industry distribution chart, Timbercreek Financial ranks #21 out of 35 companies for EV-to-EBITDA. This places Timbercreek Financial in the lower half of its industry. The industry median EV-to-EBITDA is 16.61. Timbercreek Financial's value of 27.47 is 65.4% above this benchmark. Historically, Timbercreek Financial's own EV-to-EBITDA has ranged from 13.90 to 32.29 over the past decade. While the company's 10-year median is 22.20 vs. the industry median of 16.61, Timbercreek Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Banks company?
The median EV-to-EBITDA among Banks companies is 16.61, based on 35 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Timbercreek Financial's current EV-to-EBITDA of 27.47 is 65.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Timbercreek Financial. For the Banks industry, the median EV-to-EBITDA is 16.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Timbercreek Financial's current EV-to-EBITDA is 27.47, which is 24% above median its own 10-year median of 22.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Timbercreek Financial stock overvalued right now?
Based on GuruFocus' analysis, Timbercreek Financial (TBCRF) is currently considered Fairly Valued. The stock's GF Value™ is $4.43, compared to a current price of $4.41 — trading 0.4% below its estimated fair value. The current EV-to-EBITDA is 27.47, which is 24% above median its 10-year median of 22.20 and 65.4% above the Banks industry median of 16.61. Timbercreek Financial's overall GF Score™ is 67/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Timbercreek Financial (TBCRF), the current EV-to-EBITDA is 27.47 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Timbercreek Financial (TBCRF) Overvalued in 2026?
Based on GuruFocus' analysis, Timbercreek Financial stock appears to be undervalued.
The current stock price of $4.41 is trading 0.4% below its estimated GF Value™ of $4.43.
GuruFocus considers Timbercreek Financial to be Fairly Valued.
Key valuation signals for TBCRF:
EV-to-EBITDA: 27.47 (24% above median its 10-year median of 22.20)
GF Value™: $4.43 vs. price of $4.41 (0.4% below fair value)
Industry Position: 65.4% above the Banks median (#21 of 35)
No single metric tells the full story. See the TBCRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Timbercreek Financial Corp is a mortgage investment corporation domiciled in Canada. The investment objective of the company is to secure and grow a diversified portfolio of high-quality mortgage and other loan investments, generating an attractive risk adjusted return and monthly dividend payments to shareholders, balanced by a focus on capital preservation. The company is focused on providing financing solutions to qualified real estate investors who require funding and who are generally in a transitional phase of the investment process (such as redevelopment of a property).
67GF Score
Get the complete analysis for TBCRF
EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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