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TBCRF (Timbercreek Financial) PB Ratio : 0.82 (As of Dec. 14, 2024)


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What is Timbercreek Financial PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-12-14), Timbercreek Financial's share price is $5.10. Timbercreek Financial's Book Value per Share for the quarter that ended in Sep. 2024 was $6.21. Hence, Timbercreek Financial's PB Ratio of today is 0.82.

Good Sign:

Timbercreek Financial Corp stock PB Ratio (=0.87) is close to 1-year low of 0.79

The historical rank and industry rank for Timbercreek Financial's PB Ratio or its related term are showing as below:

TBCRF' s PB Ratio Range Over the Past 10 Years
Min: 0.72   Med: 0.99   Max: 1.17
Current: 0.86

During the past 13 years, Timbercreek Financial's highest PB Ratio was 1.17. The lowest was 0.72. And the median was 0.99.

TBCRF's PB Ratio is ranked better than
56.48% of 1528 companies
in the Banks industry
Industry Median: 0.935 vs TBCRF: 0.86

During the past 12 months, Timbercreek Financial's average Book Value Per Share Growth Rate was -0.20% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -0.10% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -1.00% per year. During the past 10 years, the average Book Value Per Share Growth Rate was -0.90% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Timbercreek Financial was -0.10% per year. The lowest was -10.80% per year. And the median was -1.30% per year.

Back to Basics: PB Ratio


Timbercreek Financial PB Ratio Historical Data

The historical data trend for Timbercreek Financial's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Timbercreek Financial PB Ratio Chart

Timbercreek Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 1.04 1.17 0.86 0.75

Timbercreek Financial Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.81 0.75 0.93 1.04 0.97

Competitive Comparison of Timbercreek Financial's PB Ratio

For the Mortgage Finance subindustry, Timbercreek Financial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Timbercreek Financial's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Timbercreek Financial's PB Ratio distribution charts can be found below:

* The bar in red indicates where Timbercreek Financial's PB Ratio falls into.



Timbercreek Financial PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Timbercreek Financial's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Sep. 2024)
=5.10/6.212
=0.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Timbercreek Financial  (OTCPK:TBCRF) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Timbercreek Financial PB Ratio Related Terms

Thank you for viewing the detailed overview of Timbercreek Financial's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Timbercreek Financial Business Description

Traded in Other Exchanges
Address
25 Price Street, Toronto, ON, CAN, M4W 1Z1
Timbercreek Financial Corp is a Canada-based non-banking commercial real estate lender. The company provides shorter-duration, customized financing solutions to professional real estate investors. It invests directly in a diversified portfolio of structured mortgage loans predominantly secured by stabilized, income-producing commercial real estates, such as multi-residential, office and retail buildings located in urban markets across Canada. The company's objective is to preserve investor capital and provide risk adjusted returns by lending mainly against income producing real estate, mitigate concentration risk by diversifying geographically by asset type and borrower and ensure loan to value ratios.