TBCRF (Timbercreek Financial) Cyclically Adjusted PS Ratio: (As of Jul. 30, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TBCRF Timbercreek Financial Corp TBCRF
67 GF Score
Price $4.43
GF Value $4.38
Valuation Fairly Valued
! 11 Warning Signs
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What is Timbercreek Financial Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Timbercreek Financial  (OTCPK:TBCRF) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Timbercreek Financial Cyclically Adjusted PS Ratio Related Terms


Timbercreek Financial Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Timbercreek Financial's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Timbercreek Financial Cyclically Adjusted PS Ratio Chart

Timbercreek Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.98 4.76 4.09 4.09 3.80

Timbercreek Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.29 4.19 3.80 3.67 0.00

TBCRF vs RKT, FNMA, PFSI: Cyclically Adjusted PS Ratio Comparison

For the Mortgage Finance subindustry, Timbercreek Financial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Timbercreek Financial Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Timbercreek Financial's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Timbercreek Financial's Cyclically Adjusted PS Ratio falls into.


TBCRF
67GF Score
Timbercreek Financial Corp TBCRF
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Timbercreek Financial Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Timbercreek Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Timbercreek Financial's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.339/134.0005*134.0005
=0.339

Current CPI (Jun. 2026) = 134.0005.

Timbercreek Financial Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.182 101.765 0.240
201612 0.427 101.449 0.564
201703 0.198 102.634 0.259
201706 0.194 103.029 0.252
201709 0.222 103.345 0.288
201712 0.449 103.345 0.582
201803 0.286 105.004 0.365
201806 0.230 105.557 0.292
201809 0.269 105.636 0.341
201812 0.214 105.399 0.272
201903 0.295 106.979 0.370
201906 0.277 107.690 0.345
201909 0.256 107.611 0.319
201912 0.266 107.769 0.331
202003 0.272 107.927 0.338
202006 0.285 108.401 0.352
202009 0.293 108.164 0.363
202012 0.298 108.559 0.368
202103 0.261 110.298 0.317
202106 0.304 111.720 0.365
202109 0.278 112.905 0.330
202112 0.272 113.774 0.320
202203 0.280 117.646 0.319
202206 0.289 120.806 0.321
202209 0.364 120.648 0.404
202212 0.391 120.964 0.433
202303 0.345 122.702 0.377
202306 0.340 124.203 0.367
202309 0.341 125.230 0.365
202312 0.367 125.072 0.393
202403 0.346 126.258 0.367
202406 0.312 127.522 0.328
202409 0.346 127.285 0.364
202412 0.351 127.364 0.369
202503 0.291 129.181 0.302
202506 0.322 129.892 0.332
202509 0.324 130.287 0.333
202512 0.353 130.366 0.363
202603 0.343 132.262 0.348
202606 0.339 134.001 0.339

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Timbercreek Financial (TBCRF) Overvalued in 2026?

Based on GuruFocus' analysis, Timbercreek Financial stock appears to be overvalued. The current stock price of $4.43 is trading 1.1% above its estimated GF Value™ of $4.38. GuruFocus considers Timbercreek Financial to be Fairly Valued.

Key valuation signals for TBCRF:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: $4.38 vs. price of $4.43 (1.1% above fair value)
  • GF Score™: 67/100 with 11 warning signs

No single metric tells the full story. See the TBCRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Timbercreek Financial Business Description

Other Exchanges 58O:GermanyTF:Canada
Address 25 Price Street, Toronto, ON, CAN, M4W 1Z1
Timbercreek Financial Corp is a mortgage investment corporation domiciled in Canada. The investment objective of the company is to secure and grow a diversified portfolio of high-quality mortgage and other loan investments, generating an attractive risk adjusted return and monthly dividend payments to shareholders, balanced by a focus on capital preservation. The company is focused on providing financing solutions to qualified real estate investors who require funding and who are generally in a transitional phase of the investment process (such as redevelopment of a property).
67GF Score

Get the complete analysis for TBCRF

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.43
Price
$4.38
GF Value