Timbercreek FinancialTBCRF 67 Quick Ratio is 2.34 as of Mar. 2026, which is 79% above its 10-year median of 1.31. GuruFocus rates TBCRF with a GF Score™ of 67/100 and a GF Value™ of $4.62 (Fairly Valued). The stock has 12 warning signs investors should review. Among 47 Banks companies, Timbercreek Financial ranks worse than 55.32% on this metric.
Timbercreek Financial has a quick ratio of 2.34. It generally indicates good short-term financial strength.
The historical rank and industry rank for Timbercreek Financial's Quick Ratio or its related term are showing as below:
TBCRF'
s Quick Ratio Range Over the Past 10 Years
Min: 0.01 Med: 1.31 Max: 5.65
Current: 2.34
During the past 13 years, Timbercreek Financial's highest Quick Ratio was 5.65. The lowest was 0.01. And the median was 1.31.
TBCRF's Quick Ratio is ranked worse than 55.32% of 47
companies
in the Banks industry
Industry Median: 4.82
vs TBCRF: 2.34
Timbercreek Financial (OTCPK:TBCRF) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Timbercreek Financial Quick Ratio Related Terms
Timbercreek Financial Quick Ratio Historical Data
* Premium members only.
The historical data trend for Timbercreek Financial's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Timbercreek Financial's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Timbercreek Financial Quick Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Timbercreek Financial's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Timbercreek Financial's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Timbercreek Financial's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Timbercreek Financial (TBCRF) has a Quick Ratio of 2.34 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Timbercreek Financial and its competitors. This is 79% above median its historical median of 1.31. Over the past decade, Timbercreek Financial's Quick Ratio has ranged from 0.01 to 5.65. According to the industry distribution chart, Timbercreek Financial ranks #26 out of 47 companies in the Banks industry, placing it in the top 55.3%.
Is Timbercreek Financial's Quick Ratio too high?
Timbercreek Financial's current Quick Ratio of 2.34 is 79% above median its 10-year median of 1.31. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 5.65. The Banks industry median Quick Ratio is 4.82. Timbercreek Financial's value of 2.34 is 51.5% below this industry median. Based on the distribution chart, Timbercreek Financial ranks #26 out of 47 companies in the Banks industry, which is below the industry midpoint. Overall, Timbercreek Financial has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Timbercreek Financial's Quick Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Timbercreek Financial ranks #26 out of 47 companies for Quick Ratio. This places Timbercreek Financial in the lower half of its industry. The industry median Quick Ratio is 4.82. Timbercreek Financial's value of 2.34 is 51.5% below this benchmark. Historically, Timbercreek Financial's own Quick Ratio has ranged from 0.01 to 5.65 over the past decade. While the company's 10-year median is 1.31 vs. the industry median of 4.82, Timbercreek Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Banks company?
The median Quick Ratio among Banks companies is 4.82, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Timbercreek Financial's current Quick Ratio of 2.34 is 51.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Timbercreek Financial and its competitors. For the Banks industry, the median Quick Ratio is 4.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Timbercreek Financial's current Quick Ratio is 2.34, which is 79% above median its own 10-year median of 1.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Timbercreek Financial stock overvalued right now?
Based on GuruFocus' analysis, Timbercreek Financial (TBCRF) is currently considered Fairly Valued. The stock's GF Value™ is $4.62, compared to a current price of $4.63 — trading 0.1% above its estimated fair value. The current Quick Ratio is 2.34, which is 79% above median its 10-year median of 1.31 and 51.5% below the Banks industry median of 4.82. Timbercreek Financial's overall GF Score™ is 67/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Timbercreek Financial (TBCRF), the current Quick Ratio is 2.34 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Timbercreek Financial (TBCRF) Overvalued in 2026?
Based on GuruFocus' analysis, Timbercreek Financial stock appears to be overvalued.
The current stock price of $4.63 is trading 0.1% above its estimated GF Value™ of $4.62.
GuruFocus considers Timbercreek Financial to be Fairly Valued.
Key valuation signals for TBCRF:
Quick Ratio: 2.34 (79% above median its 10-year median of 1.31)
GF Value™: $4.62 vs. price of $4.63 (0.1% above fair value)
Industry Position: 51.5% below the Banks median (#26 of 47)
No single metric tells the full story. See the TBCRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Timbercreek Financial Corp is a mortgage investment corporation domiciled in Canada. The investment objective of the company is to secure and grow a diversified portfolio of high-quality mortgage and other loan investments, generating an attractive risk adjusted return and monthly dividend payments to shareholders, balanced by a focus on capital preservation. The company is focused on providing financing solutions to qualified real estate investors who require funding and who are generally in a transitional phase of the investment process (such as redevelopment of a property).
67GF Score
Get the complete analysis for TBCRF
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