Inversiones La Construccion (XSGO:ILC) Cash Conversion Cycle: 29.28 (As of Mar. 2026)


XSGO:ILC Inversiones La Construccion SA XSGO:ILC
65 GF Score
Price CLP22,080.00
GF Value CLP12,295.63
Valuation Significantly Overvalued
! 10 Warning Signs
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What is Inversiones La Construccion Cash Conversion Cycle?

Inversiones La Construccion XSGO:ILC -0.97% 65 Cash Conversion Cycle is 29.28 as of Mar. 2026. GuruFocus rates XSGO:ILC with a GF Score™ of 65/100 and a GF Value™ of CLP12,295.63 (Significantly Overvalued). The stock has 10 warning signs investors should review.

Cash Conversion Cycle is one of several measures of management effectiveness. It equals Days Sales Outstanding + Days Inventory - Days Payable.

Inversiones La Construccion's Days Sales Outstanding for the three months ended in Mar. 2026 was 55.66.
Inversiones La Construccion's Days Inventory for the three months ended in Mar. 2026 was 1.49.
Inversiones La Construccion's Days Payable for the three months ended in Mar. 2026 was 27.87.
Therefore, Inversiones La Construccion's Cash Conversion Cycle (CCC) for the three months ended in Mar. 2026 was 29.28.


Inversiones La Construccion  (XSGO:ILC) Cash Conversion Cycle Explanation

Generally, the lower this number is, the better for the company. Although it should be combined with other metrics (such as ROE % and ROA %), it can be especially useful for comparing close competitors, because the company with the lowest CCC is often the one with better management.


Be Aware

CCC is most effective with retail-type companies, which have inventories that are sold to customers. Consulting businesses, software companies and insurance companies are all examples of companies for whom this metric is meaningless.

The CCC is one of several tools that can help you evaluate management, especially if it is calculated for several consecutive time periods and for several competitors. Decreasing or steady CCCs are good, while rising ones should motivate you to dig a bit deeper.


Inversiones La Construccion Cash Conversion Cycle Related Terms


Inversiones La Construccion Cash Conversion Cycle Historical Data

* Premium members only.

The historical data trend for Inversiones La Construccion's Cash Conversion Cycle can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Inversiones La Construccion Cash Conversion Cycle Chart

Inversiones La Construccion Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Conversion Cycle
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.65 30.67 22.51 24.51 26.90

Inversiones La Construccion Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Dec25 Mar26
Cash Conversion Cycle Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28.65 31.82 26.75 0.00 29.28

XSGO:ILC vs AFL, MET, PRU: Cash Conversion Cycle Comparison

For the Insurance - Life subindustry, Inversiones La Construccion's Cash Conversion Cycle, along with its competitors' market caps and Cash Conversion Cycle data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Inversiones La Construccion Cash Conversion Cycle vs Insurance Industry

For the Insurance industry and Financial Services sector, Inversiones La Construccion's Cash Conversion Cycle distribution charts can be found below:

* The bar in red indicates where Inversiones La Construccion's Cash Conversion Cycle falls into.


XSGO:ILC
65GF Score
Inversiones La Construccion SA XSGO:ILC
Cash Conversion Cycle is just one metric. See GF Score™, valuation, warning signs, and more.
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Inversiones La Construccion Cash Conversion Cycle Calculation

Cash Conversion Cycle (CCC) measures how fast a company can convert cash on hand into even more cash on hand. This metric looks at the amount of time needed to sell inventory, the amount of time needed to collect receivables and the length of time the company is afforded to pay its bills without incurring penalties.

Cash Conversion Cycle is one of several measures of management effectiveness.

Inversiones La Construccion's Cash Conversion Cycle for the fiscal year that ended in Dec. 2025 is calculated as

Cash Conversion Cycle=Days Sales Outstanding +Days Inventory-Days Payable
=52.32+1.62-27.04
=26.90

Inversiones La Construccion's Cash Conversion Cycle for the quarter that ended in Mar. 2026 is calculated as:

Cash Conversion Cycle=Days Sales Outstanding+Days Inventory-Days Payable
=55.66+1.49-27.87
=29.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash Conversion Cycle →
What does a Cash Conversion Cycle of 29.28 mean?
Inversiones La Construccion (XSGO:ILC) has a Cash Conversion Cycle of 29.28 as of Mar. 2026. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on Inversiones La Construccion and its competitors.
Is Inversiones La Construccion's Cash Conversion Cycle too high?
Inversiones La Construccion's current Cash Conversion Cycle is 29.28. The Insurance industry median Cash Conversion Cycle is 7.68. Inversiones La Construccion's value of 29.28 is 281.5% above this industry median. Overall, Inversiones La Construccion has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Inversiones La Construccion's Cash Conversion Cycle compare to AFL and MET?
Inversiones La Construccion's Cash Conversion Cycle of 29.28 can be compared against companies in the Insurance industry. The industry median Cash Conversion Cycle is 7.68. Inversiones La Construccion's value of 29.28 is 281.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Conversion Cycle for an Insurance company?
The median Cash Conversion Cycle among Insurance companies is 7.68, based on 64 companies in the industry. Companies in the top quartile (top 25%) have a Cash Conversion Cycle significantly above this median, while those in the bottom quartile fall well below. However, Cash Conversion Cycle should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Inversiones La Construccion's current Cash Conversion Cycle of 29.28 is 281.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Conversion Cycle mean?
A high Cash Conversion Cycle can signal that a stock is expensive relative to its fundamentals. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on Inversiones La Construccion and its competitors. For the Insurance industry, the median Cash Conversion Cycle is 7.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Inversiones La Construccion's current Cash Conversion Cycle is 29.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inversiones La Construccion stock overvalued right now?
Based on GuruFocus' analysis, Inversiones La Construccion (XSGO:ILC) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP12,295.63, compared to a current price of CLP22,080.00 — trading 79.6% above its estimated fair value. The current Cash Conversion Cycle is 29.28 and 281.5% above the Insurance industry median of 7.68. Inversiones La Construccion's overall GF Score™ is 65/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Conversion Cycle calculated?
Cash Conversion Cycle is calculated from a company's financial statements. For Inversiones La Construccion (XSGO:ILC), the current Cash Conversion Cycle is 29.28 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Inversiones La Construccion (XSGO:ILC) Overvalued in 2026?

Based on GuruFocus' analysis, Inversiones La Construccion stock appears to be overvalued. The current stock price of CLP22,080.00 is trading 79.6% above its estimated GF Value™ of CLP12,295.63. GuruFocus considers Inversiones La Construccion to be Significantly Overvalued.

Key valuation signals for XSGO:ILC:

  • Cash Conversion Cycle: 29.28
  • GF Value™: CLP12,295.63 vs. price of CLP22,080.00 (79.6% above fair value)
  • GF Score™: 65/100 with 10 warning signs
  • Industry Position: 281.5% above the Insurance median

No single metric tells the full story. See the XSGO:ILC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Inversiones La Construccion Business Description

Address Apoquindo Avenue 6750, 20th Floor, Las Condes, Santiago, CHL
Inversiones La Construccion SA is a Chile-based holding company with its presence in Chile and Peru. Along with its subsidiaries, the company operates in the following business segments: AFP, ISAPRE, Insurance, Health, Banking, and Others. The majority of the group's revenue is generated from the Insurance segment, which provides individual, group, disability, and survivorship insurance, and life annuity products. The AFP segment includes the administration of pension funds; the ISAPRE segment includes the administration of health contributions; the Health segment provides health benefits and benefits, either directly or through the financing of these related or complementary activities; and the Bank segment represents results from the group's banking business.
65GF Score

Get the complete analysis for XSGO:ILC

Cash Conversion Cycle is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP22,080.00
Price
CLP12,295.63
GF Value