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Richard Sloan from the University of Michigan was first to document what is referred to as the "accrual anomaly". His 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones.
As of Jun. 2026, Inversiones La Construccion has a Sloan Ratio of 1.96%, indicating the company is in the safe zone and there is no funny business with accruals.
Inversiones La Construccion (XSGO:ILC) Sloan Ratio % Explanation
A former University of Michigan researcher, Richard Sloan's 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones. In fact, for the 40-year period between 1962 and 2001, buying the lowest accrual companies and shorting the highest accrual companies resulted in an average annual compounded return of 18%, more than double the S&P 500's 7.4% annual return over the same period.
If the Sloan Ratio is between -10% and 10%, the company is in the safe zone and there is no funny business with accruals.
If the Sloan Ratio is less than between -25% and -10% on the negative side, and between 10% and 25% on the positive side, this is a warning stage of accrual build up.
If the Sloan Ratio is less than -25% or greater than 25%, and this ratio is consistent over several quarters or even years, be careful. Earnings are highly likely to be made up of accruals.
As of Jun. 2026, Inversiones La Construccion has a Sloan Ratio of 1.96%, indicating the company is in the safe zone and there is no funny business with accruals.
Inversiones La Construccion Sloan Ratio % Related Terms
Inversiones La Construccion Sloan Ratio % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSGO:ILC vs MET, AFL, PRU: Sloan Ratio % Comparison
For the Insurance - Life subindustry, Inversiones La Construccion's Sloan Ratio %, along with its competitors' market caps and Sloan Ratio % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Inversiones La Construccion Sloan Ratio % vs Insurance Industry
For the Insurance industry and Financial Services sector, Inversiones La Construccion's Sloan Ratio % distribution charts can be found below:
* The bar in red indicates where Inversiones La Construccion's Sloan Ratio % falls into.
Inversiones La Construccion Sloan Ratio % Calculation
Earnings contain a lot of non cash earnings which is called accruals. The Sloan ratio is a way to identify firms with low non-cash or accrual-derived earnings relative to their cash flow.
Inversiones La Construccion's Net Income for the trailing twelve months (TTM) ended in Jun. 2026 was 72436.225 (Sep. 2025 ) + 93507.218 (Dec. 2025 ) + 89143.442 (Mar. 2026 ) + 75872.903 (Jun. 2026 ) = CLP330,960 Mil.
Inversiones La Construccion's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was -52688.441 (Sep. 2025 ) + 110532.444 (Dec. 2025 ) + -33601.063 (Mar. 2026 ) + -83251.703 (Jun. 2026 ) = CLP-59,009 Mil.
Inversiones La Construccion's Cash Flow from Investing for the trailing twelve months (TTM) ended in Jun. 2026 was 51199.37 (Sep. 2025 ) + 39508.196 (Dec. 2025 ) + -110851.878 (Mar. 2026 ) + 22686.094 (Jun. 2026 ) = CLP2,542 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Inversiones La Construccion (XSGO:ILC) has a Sloan Ratio % of 1.96% as of Jun. 2026. Sloan ratio measures earnings quality based on the amount of accruals. View historical data on Inversiones La Construccion and its competitors.
Is Inversiones La Construccion's Sloan Ratio % too high?
Inversiones La Construccion's current Sloan Ratio % is 1.96%. Overall, Inversiones La Construccion has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Inversiones La Construccion's Sloan Ratio % compare to MET and AFL?
Inversiones La Construccion's Sloan Ratio % of 1.96% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Sloan Ratio % for an Insurance company?
A good Sloan Ratio % depends on the Insurance industry context. However, Sloan Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Sloan Ratio % mean?
A high Sloan Ratio % can signal that a stock is expensive relative to its fundamentals. Sloan ratio measures earnings quality based on the amount of accruals. View historical data on Inversiones La Construccion and its competitors. Inversiones La Construccion's current Sloan Ratio % is 1.96%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inversiones La Construccion stock overvalued right now?
Based on GuruFocus' analysis, Inversiones La Construccion (XSGO:ILC) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP13,406.55, compared to a current price of CLP21,450.00 — trading 60% above its estimated fair value. The current Sloan Ratio % is 1.96%. Inversiones La Construccion's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Sloan Ratio % calculated?
Sloan Ratio % is calculated from a company's financial statements. For Inversiones La Construccion (XSGO:ILC), the current Sloan Ratio % is 1.96% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Inversiones La Construccion (XSGO:ILC) Overvalued in 2026?
Based on GuruFocus' analysis, Inversiones La Construccion stock appears to be overvalued.
The current stock price of CLP21,450.00 is trading 60% above its estimated GF Value™ of CLP13,406.55.
GuruFocus considers Inversiones La Construccion to be Significantly Overvalued.
Key valuation signals for XSGO:ILC:
Sloan Ratio %: 1.96%
GF Value™: CLP13,406.55 vs. price of CLP21,450.00 (60% above fair value)
No single metric tells the full story. See the XSGO:ILC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Inversiones La Construccion SA is a Chile-based holding company with its presence in Chile and Peru. Along with its subsidiaries, the company operates in the following business segments: AFP, ISAPRE, Insurance, Health, Banking, and Others. The majority of the group's revenue is generated from the Insurance segment, which provides individual, group, disability, and survivorship insurance, and life annuity products. The AFP segment includes the administration of pension funds; the ISAPRE segment includes the administration of health contributions; the Health segment provides health benefits and benefits, either directly or through the financing of these related or complementary activities; and the Bank segment represents results from the group's banking business.
70GF Score
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