Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Inversiones La ConstruccionXSGO:ILC 64 5-Year Yield-on-Cost % is 8.55 as of Aug. 04, 2026, which is 25% below its 10-year median of 11.43. GuruFocus rates XSGO:ILC with a GF Score™ of 64/100 and a GF Value™ of CLP12,394.39 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 419 Insurance companies, Inversiones La Construccion ranks better than 85.92% on this metric.
Inversiones La Construccion (XSGO:ILC) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Inversiones La Construccion 5-Year Yield-on-Cost % Related Terms
XSGO:ILC vs AFL, MET, PRU: 5-Year Yield-on-Cost % Comparison
For the Insurance - Life subindustry, Inversiones La Construccion's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Inversiones La Construccion 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Inversiones La Construccion's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Inversiones La Construccion's 5-Year Yield-on-Cost % falls into.
Inversiones La Construccion 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Inversiones La Construccion (XSGO:ILC) has a 5-Year Yield-on-Cost % of 8.55 as of Aug. 04, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Inversiones La Construccion and its competitors. This is 25% below median its historical median of 11.43. Over the past decade, Inversiones La Construccion's 5-Year Yield-on-Cost % has ranged from 4.17 to 24.02. According to the industry distribution chart, Inversiones La Construccion ranks #59 out of 419 companies in the Insurance industry, placing it in the top 14.1%.
Is Inversiones La Construccion's 5-Year Yield-on-Cost % too high?
Inversiones La Construccion's current 5-Year Yield-on-Cost % of 8.55 is 25% below median its 10-year median of 11.43. Over the past 10 years, this metric has ranged from a low of 4.17 to a high of 24.02. The Insurance industry median 5-Year Yield-on-Cost % is 3.87. Inversiones La Construccion's value of 8.55 is 120.9% above this industry median. Based on the distribution chart, Inversiones La Construccion ranks #59 out of 419 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Inversiones La Construccion has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Inversiones La Construccion's 5-Year Yield-on-Cost % compare to AFL and MET?
According to the Insurance industry distribution chart, Inversiones La Construccion ranks #59 out of 419 companies for 5-Year Yield-on-Cost %. This places Inversiones La Construccion in the top 14% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.87. Inversiones La Construccion's value of 8.55 is 120.9% above this benchmark. Historically, Inversiones La Construccion's own 5-Year Yield-on-Cost % has ranged from 4.17 to 24.02 over the past decade. While the company's 10-year median is 11.43 vs. the industry median of 3.87, Inversiones La Construccion has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.87, based on 419 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Inversiones La Construccion's current 5-Year Yield-on-Cost % of 8.55 is 120.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Inversiones La Construccion and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Inversiones La Construccion's current 5-Year Yield-on-Cost % is 8.55, which is 25% below median its own 10-year median of 11.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inversiones La Construccion stock overvalued right now?
Based on GuruFocus' analysis, Inversiones La Construccion (XSGO:ILC) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP12,394.39, compared to a current price of CLP21,450.00 — trading 73.1% above its estimated fair value. The current 5-Year Yield-on-Cost % is 8.55, which is 25% below median its 10-year median of 11.43 and 120.9% above the Insurance industry median of 3.87. Inversiones La Construccion's overall GF Score™ is 64/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Inversiones La Construccion (XSGO:ILC), the current 5-Year Yield-on-Cost % is 8.55 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Inversiones La Construccion (XSGO:ILC) Overvalued in 2026?
Based on GuruFocus' analysis, Inversiones La Construccion stock appears to be overvalued.
The current stock price of CLP21,450.00 is trading 73.1% above its estimated GF Value™ of CLP12,394.39.
GuruFocus considers Inversiones La Construccion to be Significantly Overvalued.
Key valuation signals for XSGO:ILC:
5-Year Yield-on-Cost %: 8.55 (25% below median its 10-year median of 11.43)
GF Value™: CLP12,394.39 vs. price of CLP21,450.00 (73.1% above fair value)
Industry Position: 120.9% above the Insurance median (#59 of 419)
No single metric tells the full story. See the XSGO:ILC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Inversiones La Construccion SA is a Chile-based holding company with its presence in Chile and Peru. Along with its subsidiaries, the company operates in the following business segments: AFP, ISAPRE, Insurance, Health, Banking, and Others. The majority of the group's revenue is generated from the Insurance segment, which provides individual, group, disability, and survivorship insurance, and life annuity products. The AFP segment includes the administration of pension funds; the ISAPRE segment includes the administration of health contributions; the Health segment provides health benefits and benefits, either directly or through the financing of these related or complementary activities; and the Bank segment represents results from the group's banking business.
64GF Score
Get the complete analysis for XSGO:ILC
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XSGO:ILC has been successfully added to your 
