Inversiones La Construccion has a quick ratio of 2.63. It generally indicates good short-term financial strength.
The historical rank and industry rank for Inversiones La Construccion's Quick Ratio or its related term are showing as below:
XSGO:ILC'
s Quick Ratio Range Over the Past 10 Years
Min: 1.33 Med: 3.13 Max: 7.08
Current: 2.63
During the past 13 years, Inversiones La Construccion's highest Quick Ratio was 7.08. The lowest was 1.33. And the median was 3.13.
XSGO:ILC's Quick Ratio is ranked better than 77.27% of 66
companies
in the Insurance industry
Industry Median: 1.665
vs XSGO:ILC: 2.63
Inversiones La Construccion (XSGO:ILC) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Inversiones La Construccion Quick Ratio Related Terms
Inversiones La Construccion Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Inversiones La Construccion's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Inversiones La Construccion Quick Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Inversiones La Construccion's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Inversiones La Construccion's Quick Ratio falls into.
Inversiones La Construccion Quick Ratio Calculation
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Inversiones La Construccion (XSGO:ILC) has a Quick Ratio of 2.63 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Inversiones La Construccion and its competitors. This is 16% below median its historical median of 3.13. Over the past decade, Inversiones La Construccion's Quick Ratio has ranged from 1.33 to 7.08. According to the industry distribution chart, Inversiones La Construccion ranks #15 out of 66 companies in the Insurance industry, placing it in the top 22.7%.
Is Inversiones La Construccion's Quick Ratio too high?
Inversiones La Construccion's current Quick Ratio of 2.63 is 16% below median its 10-year median of 3.13. Over the past 10 years, this metric has ranged from a low of 1.33 to a high of 7.08. The Insurance industry median Quick Ratio is 1.67. Inversiones La Construccion's value of 2.63 is 58% above this industry median. Based on the distribution chart, Inversiones La Construccion ranks #15 out of 66 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Inversiones La Construccion has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Inversiones La Construccion's Quick Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, Inversiones La Construccion ranks #15 out of 66 companies for Quick Ratio. This places Inversiones La Construccion in the top 23% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 1.67. Inversiones La Construccion's value of 2.63 is 58% above this benchmark. Historically, Inversiones La Construccion's own Quick Ratio has ranged from 1.33 to 7.08 over the past decade. While the company's 10-year median is 3.13 vs. the industry median of 1.67, Inversiones La Construccion has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for an Insurance company?
The median Quick Ratio among Insurance companies is 1.67, based on 66 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Inversiones La Construccion's current Quick Ratio of 2.63 is 58% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Inversiones La Construccion and its competitors. For the Insurance industry, the median Quick Ratio is 1.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Inversiones La Construccion's current Quick Ratio is 2.63, which is 16% below median its own 10-year median of 3.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inversiones La Construccion stock overvalued right now?
Based on GuruFocus' analysis, Inversiones La Construccion (XSGO:ILC) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP12,258.99, compared to a current price of CLP22,250.00 — trading 81.5% above its estimated fair value. The current Quick Ratio is 2.63, which is 16% below median its 10-year median of 3.13 and 58% above the Insurance industry median of 1.67. Inversiones La Construccion's overall GF Score™ is 63/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Inversiones La Construccion (XSGO:ILC), the current Quick Ratio is 2.63 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Inversiones La Construccion (XSGO:ILC) Overvalued in 2026?
Based on GuruFocus' analysis, Inversiones La Construccion stock appears to be overvalued.
The current stock price of CLP22,250.00 is trading 81.5% above its estimated GF Value™ of CLP12,258.99.
GuruFocus considers Inversiones La Construccion to be Significantly Overvalued.
Key valuation signals for XSGO:ILC:
Quick Ratio: 2.63 (16% below median its 10-year median of 3.13)
GF Value™: CLP12,258.99 vs. price of CLP22,250.00 (81.5% above fair value)
Industry Position: 58% above the Insurance median (#15 of 66)
No single metric tells the full story. See the XSGO:ILC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Inversiones La Construccion SA is a Chile-based holding company with its presence in Chile and Peru. Along with its subsidiaries, the company operates in the following business segments: AFP, ISAPRE, Insurance, Health, Banking, and Others. The majority of the group's revenue is generated from the Insurance segment, which provides individual, group, disability, and survivorship insurance, and life annuity products. The AFP segment includes the administration of pension funds; the ISAPRE segment includes the administration of health contributions; the Health segment provides health benefits and benefits, either directly or through the financing of these related or complementary activities; and the Bank segment represents results from the group's banking business.
63GF Score
Get the complete analysis for XSGO:ILC
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