Inversiones La Construccion (XSGO:ILC) GF Value Rank: 1 (As of Aug. 08, 2026) — 75% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XSGO:ILC Inversiones La Construccion SA XSGO:ILC
64 GF Score
Price CLP21,450.00
GF Value CLP12,419.25
Valuation Significantly Overvalued
! 10 Warning Signs
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What is Inversiones La Construccion GF Value Rank?

Inversiones La Construccion XSGO:ILC 64 GF Value Rank is 1 as of Aug. 08, 2026, which is 75% below its 10-year median of 4.00. GuruFocus rates XSGO:ILC with a GF Score™ of 64/100 and a GF Value™ of CLP12,419.25 (Significantly Overvalued). The stock has 10 warning signs investors should review.

Inversiones La Construccion has the GF Value Rank of 1.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Inversiones La Construccion GF Value Rank Related Terms

XSGO:ILC vs AFL, MET, PRU: GF Value Rank Comparison

For the Insurance - Life subindustry, Inversiones La Construccion's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Inversiones La Construccion GF Value Rank vs Insurance Industry

For the Insurance industry and Financial Services sector, Inversiones La Construccion's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Inversiones La Construccion's GF Value Rank falls into.


XSGO:ILC
64GF Score
Inversiones La Construccion SA XSGO:ILC
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 1 mean?
Inversiones La Construccion (XSGO:ILC) has a GF Value Rank of 1 as of Aug. 08, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Inversiones La Construccion and its competitors. This is 75% below median its historical median of 4.00. Over the past decade, Inversiones La Construccion's GF Value Rank has ranged from 1.00 to 10.00.
Is Inversiones La Construccion's GF Value Rank too high?
Inversiones La Construccion's current GF Value Rank of 1 is 75% below median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Inversiones La Construccion has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Inversiones La Construccion's GF Value Rank compare to AFL and MET?
Inversiones La Construccion's GF Value Rank of 1 can be compared against companies in the Insurance industry. Historically, Inversiones La Construccion's own GF Value Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for an Insurance company?
A good GF Value Rank depends on the Insurance industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Inversiones La Construccion and its competitors. Inversiones La Construccion's current GF Value Rank is 1, which is 75% below median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inversiones La Construccion stock overvalued right now?
Based on GuruFocus' analysis, Inversiones La Construccion (XSGO:ILC) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP12,419.25, compared to a current price of CLP21,450.00 — trading 72.7% above its estimated fair value. The current GF Value Rank is 1, which is 75% below median its 10-year median of 4.00. Inversiones La Construccion's overall GF Score™ is 64/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Inversiones La Construccion (XSGO:ILC), the current GF Value Rank is 1 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Inversiones La Construccion (XSGO:ILC) Overvalued in 2026?

Based on GuruFocus' analysis, Inversiones La Construccion stock appears to be overvalued. The current stock price of CLP21,450.00 is trading 72.7% above its estimated GF Value™ of CLP12,419.25. GuruFocus considers Inversiones La Construccion to be Significantly Overvalued.

Key valuation signals for XSGO:ILC:

  • GF Value Rank: 1 (75% below median its 10-year median of 4.00)
  • GF Value™: CLP12,419.25 vs. price of CLP21,450.00 (72.7% above fair value)
  • GF Score™: 64/100 with 10 warning signs

No single metric tells the full story. See the XSGO:ILC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Inversiones La Construccion Business Description

Address Apoquindo Avenue 6750, 20th Floor, Las Condes, Santiago, CHL
Inversiones La Construccion SA is a Chile-based holding company with its presence in Chile and Peru. Along with its subsidiaries, the company operates in the following business segments: AFP, ISAPRE, Insurance, Health, Banking, and Others. The majority of the group's revenue is generated from the Insurance segment, which provides individual, group, disability, and survivorship insurance, and life annuity products. The AFP segment includes the administration of pension funds; the ISAPRE segment includes the administration of health contributions; the Health segment provides health benefits and benefits, either directly or through the financing of these related or complementary activities; and the Bank segment represents results from the group's banking business.
64GF Score

Get the complete analysis for XSGO:ILC

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP21,450.00
Price
CLP12,419.25
GF Value