Inversiones La Construccion (XSGO:ILC) Margin of Safety % (DCF Earnings Based): 47.73% (As of Jun. 26, 2026)


XSGO:ILC Inversiones La Construccion SA XSGO:ILC
63 GF Score
Price CLP21,960.00
GF Value CLP12,228.44
Valuation Significantly Overvalued
! 10 Warning Signs
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What is Inversiones La Construccion Margin of Safety % (DCF Earnings Based)?

Inversiones La Construccion XSGO:ILC +0.41% 63 Margin of Safety % (DCF Earnings Based) is 47.73% as of Jun. 26, 2026. GuruFocus rates XSGO:ILC with a GF Score™ of 63/100 and a GF Value™ of CLP12,228.44 (Significantly Overvalued). The stock has 10 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-26), Inversiones La Construccion's Predictability Rank is 3-Stars. Inversiones La Construccion's intrinsic value calculated from the Discounted Earnings model is CLP42013.74 and current share price is CLP21960.00. Consequently,

Inversiones La Construccion's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 47.73%.

XSGO:ILC vs AFL, MET, PRU: Margin of Safety % (DCF Earnings Based) Comparison

For the Insurance - Life subindustry, Inversiones La Construccion's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Inversiones La Construccion Margin of Safety % (DCF Earnings Based) vs Insurance Industry

For the Insurance industry and Financial Services sector, Inversiones La Construccion's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Inversiones La Construccion's Margin of Safety % (DCF Earnings Based) falls into.


XSGO:ILC
63GF Score
Inversiones La Construccion SA XSGO:ILC
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Inversiones La Construccion Margin of Safety % (DCF Earnings Based) Calculation

Inversiones La Construccion's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(42013.74-21960.00)/42013.74
=47.73 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 47.73% mean?
Inversiones La Construccion (XSGO:ILC) has a Margin of Safety % (DCF Earnings Based) of 47.73% as of Jun. 26, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Inversiones La Construccion.
Is Inversiones La Construccion's Margin of Safety % (DCF Earnings Based) too high?
Inversiones La Construccion's current Margin of Safety % (DCF Earnings Based) is 47.73%. Overall, Inversiones La Construccion has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Inversiones La Construccion's Margin of Safety % (DCF Earnings Based) compare to AFL and MET?
Inversiones La Construccion's Margin of Safety % (DCF Earnings Based) of 47.73% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for an Insurance company?
A good Margin of Safety % (DCF Earnings Based) depends on the Insurance industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Inversiones La Construccion. Inversiones La Construccion's current Margin of Safety % (DCF Earnings Based) is 47.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inversiones La Construccion stock overvalued right now?
Based on GuruFocus' analysis, Inversiones La Construccion (XSGO:ILC) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP12,228.44, compared to a current price of CLP21,960.00 — trading 79.6% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 47.73%. Inversiones La Construccion's overall GF Score™ is 63/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Inversiones La Construccion (XSGO:ILC), the current Margin of Safety % (DCF Earnings Based) is 47.73% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Inversiones La Construccion (XSGO:ILC) Overvalued in 2026?

Based on GuruFocus' analysis, Inversiones La Construccion stock appears to be overvalued. The current stock price of CLP21,960.00 is trading 79.6% above its estimated GF Value™ of CLP12,228.44. GuruFocus considers Inversiones La Construccion to be Significantly Overvalued.

Key valuation signals for XSGO:ILC:

  • Margin of Safety % (DCF Earnings Based): 47.73%
  • GF Value™: CLP12,228.44 vs. price of CLP21,960.00 (79.6% above fair value)
  • GF Score™: 63/100 with 10 warning signs

No single metric tells the full story. See the XSGO:ILC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Inversiones La Construccion Business Description

Address Apoquindo Avenue 6750, 20th Floor, Las Condes, Santiago, CHL
Inversiones La Construccion SA is a Chile-based holding company with its presence in Chile and Peru. Along with its subsidiaries, the company operates in the following business segments: AFP, ISAPRE, Insurance, Health, Banking, and Others. The majority of the group's revenue is generated from the Insurance segment, which provides individual, group, disability, and survivorship insurance, and life annuity products. The AFP segment includes the administration of pension funds; the ISAPRE segment includes the administration of health contributions; the Health segment provides health benefits and benefits, either directly or through the financing of these related or complementary activities; and the Bank segment represents results from the group's banking business.
63GF Score

Get the complete analysis for XSGO:ILC

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP21,960.00
Price
CLP12,228.44
GF Value