Inversiones La Construccion (XSGO:ILC) Dividend Payout Ratio: 1.29 (As of Jun. 2026) — 111% Above Median

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XSGO:ILC Inversiones La Construccion SA XSGO:ILC
61 GF Score
Price CLP21,450.00
GF Value CLP12,568.46
Valuation Significantly Overvalued
! 10 Warning Signs
View Full Analysis

What is Inversiones La Construccion Dividend Payout Ratio?

Inversiones La Construccion XSGO:ILC 61 Dividend Payout Ratio is 1.29 as of Jun. 2026, which is 111% above its 10-year median of 0.61. GuruFocus rates XSGO:ILC with a GF Score™ of 61/100 and a GF Value™ of CLP12,568.46 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 331 Insurance companies, Inversiones La Construccion ranks better than 87.01% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Inversiones La Construccion's Dividend Payout Ratio for the months ended in Jun. 2026 was 1.29.

The historical rank and industry rank for Inversiones La Construccion's Dividend Payout Ratio or its related term are showing as below:

XSGO:ILC' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.15   Med: 0.61   Max: 1.57
Current: 0.15

During the past 13 years, the highest Dividend Payout Ratio of Inversiones La Construccion was 1.57. The lowest was 0.15. And the median was 0.61.

XSGO:ILC's Dividend Payout Ratio is ranked better than
87.01% of 331 companies
in the Insurance industry
Industry Median: 0.38 vs XSGO:ILC: 0.15

As of today (2026-09-01), the Dividend Yield % of Inversiones La Construccion is 4.00%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Inversiones La Construccion was 11.24%. The lowest was 1.95%. And the median was 5.35%.

Inversiones La Construccion's Dividends per Share for the months ended in Jun. 2026 was CLP857.01.

During the past 12 months, Inversiones La Construccion's average Dividends Per Share Growth Rate was 11.30% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 7.50% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 16.40% per year. During the past 10 years, the average Dividends Per Share Growth Rate was -0.30% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Inversiones La Construccion was 35.60% per year. The lowest was -33.30% per year. And the median was 7.50% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Inversiones La Construccion (XSGO:ILC) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Inversiones La Construccion Dividend Payout Ratio Related Terms

Inversiones La Construccion Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Inversiones La Construccion's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Inversiones La Construccion Dividend Payout Ratio Chart

Inversiones La Construccion Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.57 0.28 0.48 0.45 0.19

Inversiones La Construccion Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.65 0.00 0.00 0.00 1.29

XSGO:ILC vs MET, AFL, PRU: Dividend Payout Ratio Comparison

For the Insurance - Life subindustry, Inversiones La Construccion's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Inversiones La Construccion Dividend Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Inversiones La Construccion's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Inversiones La Construccion's Dividend Payout Ratio falls into.


XSGO:ILC
61GF Score
Inversiones La Construccion SA XSGO:ILC
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Inversiones La Construccion Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Inversiones La Construccion's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=453.808/ 2441.308
=0.19

Inversiones La Construccion's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=857.008/ 667.095
=1.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 1.29 mean?
Inversiones La Construccion (XSGO:ILC) has a Dividend Payout Ratio of 1.29 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Inversiones La Construccion and its competitors. This is 111% above median its historical median of 0.61. Over the past decade, Inversiones La Construccion's Dividend Payout Ratio has ranged from 0.15 to 1.57. According to the industry distribution chart, Inversiones La Construccion ranks #43 out of 331 companies in the Insurance industry, placing it in the top 13%.
Is Inversiones La Construccion's Dividend Payout Ratio too high?
Inversiones La Construccion's current Dividend Payout Ratio of 1.29 is 111% above median its 10-year median of 0.61. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 1.57. The Insurance industry median Dividend Payout Ratio is 0.38. Inversiones La Construccion's value of 1.29 is 239.5% above this industry median. Based on the distribution chart, Inversiones La Construccion ranks #43 out of 331 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Inversiones La Construccion has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Inversiones La Construccion's Dividend Payout Ratio compare to MET and AFL?
According to the Insurance industry distribution chart, Inversiones La Construccion ranks #43 out of 331 companies for Dividend Payout Ratio. This places Inversiones La Construccion in the top 13% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.38. Inversiones La Construccion's value of 1.29 is 239.5% above this benchmark. Historically, Inversiones La Construccion's own Dividend Payout Ratio has ranged from 0.15 to 1.57 over the past decade. While the company's 10-year median is 0.61 vs. the industry median of 0.38, Inversiones La Construccion has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 331 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Inversiones La Construccion's current Dividend Payout Ratio of 1.29 is 239.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Inversiones La Construccion and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Inversiones La Construccion's current Dividend Payout Ratio is 1.29, which is 111% above median its own 10-year median of 0.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inversiones La Construccion stock overvalued right now?
Based on GuruFocus' analysis, Inversiones La Construccion (XSGO:ILC) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP12,568.46, compared to a current price of CLP21,450.00 — trading 70.7% above its estimated fair value. The current Dividend Payout Ratio is 1.29, which is 111% above median its 10-year median of 0.61 and 239.5% above the Insurance industry median of 0.38. Inversiones La Construccion's overall GF Score™ is 61/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Inversiones La Construccion (XSGO:ILC), the current Dividend Payout Ratio is 1.29 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Inversiones La Construccion (XSGO:ILC) Overvalued in 2026?

Based on GuruFocus' analysis, Inversiones La Construccion stock appears to be overvalued. The current stock price of CLP21,450.00 is trading 70.7% above its estimated GF Value™ of CLP12,568.46. GuruFocus considers Inversiones La Construccion to be Significantly Overvalued.

Key valuation signals for XSGO:ILC:

  • Dividend Payout Ratio: 1.29 (111% above median its 10-year median of 0.61)
  • GF Value™: CLP12,568.46 vs. price of CLP21,450.00 (70.7% above fair value)
  • GF Score™: 61/100 with 10 warning signs
  • Industry Position: 239.5% above the Insurance median (#43 of 331)

No single metric tells the full story. See the XSGO:ILC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Inversiones La Construccion Business Description

Address Apoquindo Avenue 6750, 20th Floor, Las Condes, Santiago, CHL
Inversiones La Construccion SA is a Chile-based holding company with its presence in Chile and Peru. Along with its subsidiaries, the company operates in the following business segments: AFP, ISAPRE, Insurance, Health, Banking, and Others. The majority of the group's revenue is generated from the Insurance segment, which provides individual, group, disability, and survivorship insurance, and life annuity products. The AFP segment includes the administration of pension funds; the ISAPRE segment includes the administration of health contributions; the Health segment provides health benefits and benefits, either directly or through the financing of these related or complementary activities; and the Bank segment represents results from the group's banking business.
61GF Score

Get the complete analysis for XSGO:ILC

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP21,450.00
Price
CLP12,568.46
GF Value