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Inversiones La ConstruccionXSGO:ILC 62 Return-on-Tangible-Asset is 1.94% as of Mar. 2026, which is 76% above its 10-year median of 1.10. GuruFocus rates XSGO:ILC with a GF Score™ of 62/100 and a GF Value™ of CLP12,375.74 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 505 Insurance companies, Inversiones La Construccion ranks worse than 61.19% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Inversiones La Construccion's annualizedNet Income for the quarter that ended in Mar. 2026 was CLP356,574 Mil. Inversiones La Construccion's average total tangible assets for the quarter that ended in Mar. 2026 was CLP18,385,566 Mil. Therefore, Inversiones La Construccion's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 1.94%.
The historical rank and industry rank for Inversiones La Construccion's Return-on-Tangible-Asset or its related term are showing as below:
XSGO:ILC'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.73 Med: 1.1 Max: 3.78
Current: 1.87
During the past 13 years, Inversiones La Construccion's highest Return-on-Tangible-Asset was 3.78%. The lowest was 0.73%. And the median was 1.10%.
XSGO:ILC's Return-on-Tangible-Asset is ranked worse than 61.19% of 505
companies
in the Insurance industry
Industry Median: 2.88
vs XSGO:ILC: 1.87
Inversiones La Construccion (XSGO:ILC) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Inversiones La Construccion Return-on-Tangible-Asset Related Terms
Inversiones La Construccion Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Inversiones La Construccion Return-on-Tangible-Asset Chart
XSGO:ILC vs AFL, MET, PRU: Return-on-Tangible-Asset Comparison
For the Insurance - Life subindustry, Inversiones La Construccion's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Inversiones La Construccion Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Inversiones La Construccion's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Inversiones La Construccion's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 1.94% mean?
Inversiones La Construccion (XSGO:ILC) has a Return-on-Tangible-Asset of 1.94% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Inversiones La Construccion and its competitors. This is 76% above median its historical median of 1.10. Over the past decade, Inversiones La Construccion's Return-on-Tangible-Asset has ranged from 0.73 to 3.78. According to the industry distribution chart, Inversiones La Construccion ranks #309 out of 505 companies in the Insurance industry, placing it in the top 61.2%.
Is Inversiones La Construccion's Return-on-Tangible-Asset too high?
Inversiones La Construccion's current Return-on-Tangible-Asset of 1.94% is 76% above median its 10-year median of 1.10. Over the past 10 years, this metric has ranged from a low of 0.73 to a high of 3.78. The Insurance industry median Return-on-Tangible-Asset is 2.88. Inversiones La Construccion's value of 1.94% is 32.6% below this industry median. Based on the distribution chart, Inversiones La Construccion ranks #309 out of 505 companies in the Insurance industry, which is below the industry midpoint. Overall, Inversiones La Construccion has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Inversiones La Construccion's Return-on-Tangible-Asset compare to AFL and MET?
According to the Insurance industry distribution chart, Inversiones La Construccion ranks #309 out of 505 companies for Return-on-Tangible-Asset. This places Inversiones La Construccion in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.88. Inversiones La Construccion's value of 1.94% is 32.6% below this benchmark. Historically, Inversiones La Construccion's own Return-on-Tangible-Asset has ranged from 0.73 to 3.78 over the past decade. While the company's 10-year median is 1.10 vs. the industry median of 2.88, Inversiones La Construccion has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.88, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Inversiones La Construccion's current Return-on-Tangible-Asset of 1.94% is 32.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Inversiones La Construccion and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Inversiones La Construccion's current Return-on-Tangible-Asset is 1.94%, which is 76% above median its own 10-year median of 1.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inversiones La Construccion stock overvalued right now?
Based on GuruFocus' analysis, Inversiones La Construccion (XSGO:ILC) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP12,375.74, compared to a current price of CLP21,450.00 — trading 73.3% above its estimated fair value. The current Return-on-Tangible-Asset is 1.94%, which is 76% above median its 10-year median of 1.10 and 32.6% below the Insurance industry median of 2.88. Inversiones La Construccion's overall GF Score™ is 62/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Inversiones La Construccion (XSGO:ILC), the current Return-on-Tangible-Asset is 1.94% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Inversiones La Construccion (XSGO:ILC) Overvalued in 2026?
Based on GuruFocus' analysis, Inversiones La Construccion stock appears to be overvalued.
The current stock price of CLP21,450.00 is trading 73.3% above its estimated GF Value™ of CLP12,375.74.
GuruFocus considers Inversiones La Construccion to be Significantly Overvalued.
Key valuation signals for XSGO:ILC:
Return-on-Tangible-Asset: 1.94% (76% above median its 10-year median of 1.10)
GF Value™: CLP12,375.74 vs. price of CLP21,450.00 (73.3% above fair value)
Industry Position: 32.6% below the Insurance median (#309 of 505)
No single metric tells the full story. See the XSGO:ILC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Inversiones La Construccion SA is a Chile-based holding company with its presence in Chile and Peru. Along with its subsidiaries, the company operates in the following business segments: AFP, ISAPRE, Insurance, Health, Banking, and Others. The majority of the group's revenue is generated from the Insurance segment, which provides individual, group, disability, and survivorship insurance, and life annuity products. The AFP segment includes the administration of pension funds; the ISAPRE segment includes the administration of health contributions; the Health segment provides health benefits and benefits, either directly or through the financing of these related or complementary activities; and the Bank segment represents results from the group's banking business.
62GF Score
Get the complete analysis for XSGO:ILC
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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