Inversiones La Construccion (XSGO:ILC) Scaled Net Operating Assets: 0.16 (As of Mar. 2026)


XSGO:ILC Inversiones La Construccion SA XSGO:ILC
73 GF Score
Price CLP22,296.00
GF Value CLP12,277.31
Valuation Significantly Overvalued
! 10 Warning Signs
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What is Inversiones La Construccion Scaled Net Operating Assets?

Inversiones La Construccion XSGO:ILC -0.14% 73 Scaled Net Operating Assets is 0.16 as of Mar. 2026. GuruFocus rates XSGO:ILC with a GF Score™ of 73/100 and a GF Value™ of CLP12,277.31 (Significantly Overvalued). The stock has 10 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Inversiones La Construccion's operating assets for the quarter that ended in Mar. 2026 was CLP17,442,786 Mil. Inversiones La Construccion's operating liabilities for the quarter that ended in Mar. 2026 was CLP14,483,665 Mil. Inversiones La Construccion's Total Assets for the quarter that ended in Dec. 2025 was CLP18,192,025 Mil. Therefore, Inversiones La Construccion's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.16.


Inversiones La Construccion Scaled Net Operating Assets Historical Data

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The historical data trend for Inversiones La Construccion's Scaled Net Operating Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Inversiones La Construccion Scaled Net Operating Assets Chart

Inversiones La Construccion Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Scaled Net Operating Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.17 0.18 0.19 0.22 0.17

Inversiones La Construccion Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Dec25 Mar26
Scaled Net Operating Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.22 0.21 0.19 0.16 0.16

XSGO:ILC vs AFL, MET, PRU: Scaled Net Operating Assets Comparison

For the Insurance - Life subindustry, Inversiones La Construccion's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Inversiones La Construccion Scaled Net Operating Assets vs Insurance Industry

For the Insurance industry and Financial Services sector, Inversiones La Construccion's Scaled Net Operating Assets distribution charts can be found below:

* The bar in red indicates where Inversiones La Construccion's Scaled Net Operating Assets falls into.


XSGO:ILC
73GF Score
Inversiones La Construccion SA XSGO:ILC
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Inversiones La Construccion Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Inversiones La Construccion's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(16822886.27-14013284.344)/16490103.741
=0.17

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=18192024.846 - 1369138.576
=16822886.27

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=16813372.897 - 1051991.243 - 1748097.31
=14013284.344

Inversiones La Construccion's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(17442786.086-14483664.899)/18192024.846
=0.16

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=18837797.4 - 1395011.314
=17442786.086

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=17391581.965 - 1125572.162 - 1782344.904
=14483664.899

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.16 mean?
Inversiones La Construccion (XSGO:ILC) has a Scaled Net Operating Assets of 0.16 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Inversiones La Construccion and its competitors.
Is Inversiones La Construccion's Scaled Net Operating Assets too high?
Inversiones La Construccion's current Scaled Net Operating Assets is 0.16. Overall, Inversiones La Construccion has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Inversiones La Construccion's Scaled Net Operating Assets compare to AFL and MET?
Inversiones La Construccion's Scaled Net Operating Assets of 0.16 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Inversiones La Construccion and its competitors. Inversiones La Construccion's current Scaled Net Operating Assets is 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inversiones La Construccion stock overvalued right now?
Based on GuruFocus' analysis, Inversiones La Construccion (XSGO:ILC) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP12,277.31, compared to a current price of CLP22,296.00 — trading 81.6% above its estimated fair value. The current Scaled Net Operating Assets is 0.16. Inversiones La Construccion's overall GF Score™ is 73/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Inversiones La Construccion (XSGO:ILC), the current Scaled Net Operating Assets is 0.16 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Inversiones La Construccion (XSGO:ILC) Overvalued in 2026?

Based on GuruFocus' analysis, Inversiones La Construccion stock appears to be overvalued. The current stock price of CLP22,296.00 is trading 81.6% above its estimated GF Value™ of CLP12,277.31. GuruFocus considers Inversiones La Construccion to be Significantly Overvalued.

Key valuation signals for XSGO:ILC:

  • Scaled Net Operating Assets: 0.16
  • GF Value™: CLP12,277.31 vs. price of CLP22,296.00 (81.6% above fair value)
  • GF Score™: 73/100 with 10 warning signs

No single metric tells the full story. See the XSGO:ILC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Inversiones La Construccion Business Description

Address Apoquindo Avenue 6750, 20th Floor, Las Condes, Santiago, CHL
Inversiones La Construccion SA is a Chile-based holding company with its presence in Chile and Peru. Along with its subsidiaries, the company operates in the following business segments: AFP, ISAPRE, Insurance, Health, Banking, and Others. The majority of the group's revenue is generated from the Insurance segment, which provides individual, group, disability, and survivorship insurance, and life annuity products. The AFP segment includes the administration of pension funds; the ISAPRE segment includes the administration of health contributions; the Health segment provides health benefits and benefits, either directly or through the financing of these related or complementary activities; and the Bank segment represents results from the group's banking business.
73GF Score

Get the complete analysis for XSGO:ILC

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP22,296.00
Price
CLP12,277.31
GF Value