Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Inversiones La ConstruccionXSGO:ILC 73 ROC (Joel Greenblatt) % is 47.46% as of Mar. 2026, which is 95% above its 10-year median of 24.40. GuruFocus rates XSGO:ILC with a GF Score™ of 73/100 and a GF Value™ of CLP12,344.65 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 66 Insurance companies, Inversiones La Construccion ranks worse than 60.61% on this metric.
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. Inversiones La Construccion's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 47.46%.
The historical rank and industry rank for Inversiones La Construccion's ROC (Joel Greenblatt) % or its related term are showing as below:
XSGO:ILC'
s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 9.41 Med: 24.4 Max: 47.68
Current: 47.68
During the past 13 years, Inversiones La Construccion's highest ROC (Joel Greenblatt) % was 47.68%. The lowest was 9.41%. And the median was 24.40%.
XSGO:ILC's ROC (Joel Greenblatt) % is ranked worse than 60.61% of 66
companies
in the Insurance industry
Industry Median: 74.89
vs XSGO:ILC: 47.68
Inversiones La Construccion (XSGO:ILC) ROC (Joel Greenblatt) % Explanation
The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Inversiones La Construccion ROC (Joel Greenblatt) % Chart
XSGO:ILC vs AFL, MET, PRU: ROC (Joel Greenblatt) % Comparison
For the Insurance - Life subindustry, Inversiones La Construccion's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Inversiones La Construccion ROC (Joel Greenblatt) % vs Insurance Industry
For the Insurance industry and Financial Services sector, Inversiones La Construccion's ROC (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where Inversiones La Construccion's ROC (Joel Greenblatt) % falls into.
Inversiones La Construccion ROC (Joel Greenblatt) % Calculation
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:
EBIT stands for Earnings Before Interest and Taxes.
Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.
GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.
Note:
The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROC (Joel Greenblatt) % of 47.46% mean?
Inversiones La Construccion (XSGO:ILC) has a ROC (Joel Greenblatt) % of 47.46% as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Inversiones La Construccion and its competitors. This is 95% above median its historical median of 24.40. Over the past decade, Inversiones La Construccion's ROC (Joel Greenblatt) % has ranged from 9.41 to 47.68. According to the industry distribution chart, Inversiones La Construccion ranks #40 out of 66 companies in the Insurance industry, placing it in the top 60.6%.
Is Inversiones La Construccion's ROC (Joel Greenblatt) % too high?
Inversiones La Construccion's current ROC (Joel Greenblatt) % of 47.46% is 95% above median its 10-year median of 24.40. Over the past 10 years, this metric has ranged from a low of 9.41 to a high of 47.68. The Insurance industry median ROC (Joel Greenblatt) % is 74.89. Inversiones La Construccion's value of 47.46% is 36.6% below this industry median. Based on the distribution chart, Inversiones La Construccion ranks #40 out of 66 companies in the Insurance industry, which is below the industry midpoint. Overall, Inversiones La Construccion has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Inversiones La Construccion's ROC (Joel Greenblatt) % compare to AFL and MET?
According to the Insurance industry distribution chart, Inversiones La Construccion ranks #40 out of 66 companies for ROC (Joel Greenblatt) %. This places Inversiones La Construccion in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 74.89. Inversiones La Construccion's value of 47.46% is 36.6% below this benchmark. Historically, Inversiones La Construccion's own ROC (Joel Greenblatt) % has ranged from 9.41 to 47.68 over the past decade. While the company's 10-year median is 24.40 vs. the industry median of 74.89, Inversiones La Construccion has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for an Insurance company?
The median ROC (Joel Greenblatt) % among Insurance companies is 74.89, based on 66 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Inversiones La Construccion's current ROC (Joel Greenblatt) % of 47.46% is 36.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Inversiones La Construccion and its competitors. For the Insurance industry, the median ROC (Joel Greenblatt) % is 74.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Inversiones La Construccion's current ROC (Joel Greenblatt) % is 47.46%, which is 95% above median its own 10-year median of 24.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inversiones La Construccion stock overvalued right now?
Based on GuruFocus' analysis, Inversiones La Construccion (XSGO:ILC) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP12,344.65, compared to a current price of CLP21,450.00 — trading 73.8% above its estimated fair value. The current ROC (Joel Greenblatt) % is 47.46%, which is 95% above median its 10-year median of 24.40 and 36.6% below the Insurance industry median of 74.89. Inversiones La Construccion's overall GF Score™ is 73/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Inversiones La Construccion (XSGO:ILC), the current ROC (Joel Greenblatt) % is 47.46% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Inversiones La Construccion (XSGO:ILC) Overvalued in 2026?
Based on GuruFocus' analysis, Inversiones La Construccion stock appears to be overvalued.
The current stock price of CLP21,450.00 is trading 73.8% above its estimated GF Value™ of CLP12,344.65.
GuruFocus considers Inversiones La Construccion to be Significantly Overvalued.
Key valuation signals for XSGO:ILC:
ROC (Joel Greenblatt) %: 47.46% (95% above median its 10-year median of 24.40)
GF Value™: CLP12,344.65 vs. price of CLP21,450.00 (73.8% above fair value)
Industry Position: 36.6% below the Insurance median (#40 of 66)
No single metric tells the full story. See the XSGO:ILC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Inversiones La Construccion SA is a Chile-based holding company with its presence in Chile and Peru. Along with its subsidiaries, the company operates in the following business segments: AFP, ISAPRE, Insurance, Health, Banking, and Others. The majority of the group's revenue is generated from the Insurance segment, which provides individual, group, disability, and survivorship insurance, and life annuity products. The AFP segment includes the administration of pension funds; the ISAPRE segment includes the administration of health contributions; the Health segment provides health benefits and benefits, either directly or through the financing of these related or complementary activities; and the Bank segment represents results from the group's banking business.
73GF Score
Get the complete analysis for XSGO:ILC
ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XSGO:ILC has been successfully added to your 
