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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSGO:ILC vs MET, AFL, PRU: Days Payable Comparison
For the Insurance - Life subindustry, Inversiones La Construccion's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Inversiones La Construccion Days Payable vs Insurance Industry
For the Insurance industry and Financial Services sector, Inversiones La Construccion's Days Payable distribution charts can be found below:
* The bar in red indicates where Inversiones La Construccion's Days Payable falls into.
Inversiones La Construccion Days Payable Calculation
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Inversiones La Construccion (XSGO:ILC) has a Days Payable of 0.00 as of Jun. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Inversiones La Construccion and its competitors. Over the past decade, Inversiones La Construccion's Days Payable has ranged from 25.01 to 41.74. According to the industry distribution chart, Inversiones La Construccion ranks #37 out of 53 companies in the Insurance industry, placing it in the top 69.8%.
Is Inversiones La Construccion's Days Payable too high?
Inversiones La Construccion's current Days Payable is 0.00. Over the past 10 years, this metric has ranged from a low of 25.01 to a high of 41.74. Based on the distribution chart, Inversiones La Construccion ranks #37 out of 53 companies in the Insurance industry, which is below the industry midpoint. Overall, Inversiones La Construccion has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Inversiones La Construccion's Days Payable compare to MET and AFL?
According to the Insurance industry distribution chart, Inversiones La Construccion ranks #37 out of 53 companies for Days Payable. This places Inversiones La Construccion in the lower half of its industry. The industry median Days Payable is 52.56. Historically, Inversiones La Construccion's own Days Payable has ranged from 25.01 to 41.74 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for an Insurance company?
The median Days Payable among Insurance companies is 52.56, based on 53 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Inversiones La Construccion and its competitors. For the Insurance industry, the median Days Payable is 52.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Inversiones La Construccion's current Days Payable is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inversiones La Construccion stock overvalued right now?
Based on GuruFocus' analysis, Inversiones La Construccion (XSGO:ILC) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP13,487.96, compared to a current price of CLP21,450.00 — trading 59% above its estimated fair value. The current Days Payable is 0.00. Inversiones La Construccion's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Inversiones La Construccion (XSGO:ILC), the current Days Payable is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Inversiones La Construccion (XSGO:ILC) Overvalued in 2026?
Based on GuruFocus' analysis, Inversiones La Construccion stock appears to be overvalued.
The current stock price of CLP21,450.00 is trading 59% above its estimated GF Value™ of CLP13,487.96.
GuruFocus considers Inversiones La Construccion to be Significantly Overvalued.
Key valuation signals for XSGO:ILC:
Days Payable: 0.00
GF Value™: CLP13,487.96 vs. price of CLP21,450.00 (59% above fair value)
No single metric tells the full story. See the XSGO:ILC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Inversiones La Construccion SA is a Chile-based holding company with its presence in Chile and Peru. Along with its subsidiaries, the company operates in the following business segments: AFP, ISAPRE, Insurance, Health, Banking, and Others. The majority of the group's revenue is generated from the Insurance segment, which provides individual, group, disability, and survivorship insurance, and life annuity products. The AFP segment includes the administration of pension funds; the ISAPRE segment includes the administration of health contributions; the Health segment provides health benefits and benefits, either directly or through the financing of these related or complementary activities; and the Bank segment represents results from the group's banking business.
74GF Score
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