The historical rank and industry rank for Inversiones La Construccion's Pretax Margin % or its related term are showing as below:
XSGO:ILC'
s Pretax Margin % Range Over the Past 10 Years
Min: 5.1 Med: 6.99 Max: 11.5
Current: 10.54
XSGO:ILC's Pretax Margin % is ranked worse than 55.16% of 504
companies
in the Insurance industry
Industry Median: 11.98
vs XSGO:ILC: 10.54
Inversiones La Construccion (XSGO:ILC) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Inversiones La Construccion Pretax Margin % Related Terms
Inversiones La Construccion Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSGO:ILC vs AFL, MET, PRU: Pretax Margin % Comparison
For the Insurance - Life subindustry, Inversiones La Construccion's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Inversiones La Construccion Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Inversiones La Construccion's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Inversiones La Construccion's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Inversiones La Construccion (XSGO:ILC) has a Pretax Margin % of 11.37% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Inversiones La Construccion and its competitors. This is 63% above median its historical median of 6.99. Over the past decade, Inversiones La Construccion's Pretax Margin % has ranged from 5.10 to 11.50. According to the industry distribution chart, Inversiones La Construccion ranks #278 out of 504 companies in the Insurance industry, placing it in the top 55.2%.
Is Inversiones La Construccion's Pretax Margin % too high?
Inversiones La Construccion's current Pretax Margin % of 11.37% is 63% above median its 10-year median of 6.99. Over the past 10 years, this metric has ranged from a low of 5.10 to a high of 11.50. The Insurance industry median Pretax Margin % is 11.98. Inversiones La Construccion's value of 11.37% is 5.1% below this industry median. Based on the distribution chart, Inversiones La Construccion ranks #278 out of 504 companies in the Insurance industry, which is below the industry midpoint. Overall, Inversiones La Construccion has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Inversiones La Construccion's Pretax Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Inversiones La Construccion ranks #278 out of 504 companies for Pretax Margin %. This places Inversiones La Construccion in the lower half of its industry. The industry median Pretax Margin % is 11.98. Inversiones La Construccion's value of 11.37% is 5.1% below this benchmark. Historically, Inversiones La Construccion's own Pretax Margin % has ranged from 5.10 to 11.50 over the past decade. While the company's 10-year median is 6.99 vs. the industry median of 11.98, Inversiones La Construccion has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 11.98, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Inversiones La Construccion's current Pretax Margin % of 11.37% is 5.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Inversiones La Construccion and its competitors. For the Insurance industry, the median Pretax Margin % is 11.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Inversiones La Construccion's current Pretax Margin % is 11.37%, which is 63% above median its own 10-year median of 6.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inversiones La Construccion stock overvalued right now?
Based on GuruFocus' analysis, Inversiones La Construccion (XSGO:ILC) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP12,271.20, compared to a current price of CLP22,327.00 — trading 81.9% above its estimated fair value. The current Pretax Margin % is 11.37%, which is 63% above median its 10-year median of 6.99 and 5.1% below the Insurance industry median of 11.98. Inversiones La Construccion's overall GF Score™ is 63/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Inversiones La Construccion (XSGO:ILC), the current Pretax Margin % is 11.37% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Inversiones La Construccion (XSGO:ILC) Overvalued in 2026?
Based on GuruFocus' analysis, Inversiones La Construccion stock appears to be overvalued.
The current stock price of CLP22,327.00 is trading 81.9% above its estimated GF Value™ of CLP12,271.20.
GuruFocus considers Inversiones La Construccion to be Significantly Overvalued.
Key valuation signals for XSGO:ILC:
Pretax Margin %: 11.37% (63% above median its 10-year median of 6.99)
GF Value™: CLP12,271.20 vs. price of CLP22,327.00 (81.9% above fair value)
Industry Position: 5.1% below the Insurance median (#278 of 504)
No single metric tells the full story. See the XSGO:ILC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Inversiones La Construccion SA is a Chile-based holding company with its presence in Chile and Peru. Along with its subsidiaries, the company operates in the following business segments: AFP, ISAPRE, Insurance, Health, Banking, and Others. The majority of the group's revenue is generated from the Insurance segment, which provides individual, group, disability, and survivorship insurance, and life annuity products. The AFP segment includes the administration of pension funds; the ISAPRE segment includes the administration of health contributions; the Health segment provides health benefits and benefits, either directly or through the financing of these related or complementary activities; and the Bank segment represents results from the group's banking business.
63GF Score
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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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