Inversiones La Construccion (XSGO:ILC) PEG Ratio: 0.35 (As of Jul. 09, 2026) — 71% Below Median


XSGO:ILC Inversiones La Construccion SA XSGO:ILC
73 GF Score
Price CLP21,870.00
GF Value CLP12,232.74
Valuation Significantly Overvalued
! 10 Warning Signs
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What is Inversiones La Construccion PEG Ratio?

Inversiones La Construccion XSGO:ILC +0.78% 73 PEG Ratio is 0.35 as of Jul. 09, 2026, which is 71% below its 10-year median of 1.20. GuruFocus rates XSGO:ILC with a GF Score™ of 73/100 and a GF Value™ of CLP12,232.74 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 186 Insurance companies, Inversiones La Construccion ranks better than 79.03% on this metric.

PE Ratio without NRI / 5-Year EBITDA Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use is the 5-Year EBITDA growth rate. As of today, Inversiones La Construccion's PE Ratio without NRI is 7.44. Inversiones La Construccion's 5-Year EBITDA growth rate is 21.10%. Therefore, Inversiones La Construccion's PEG Ratio for today is 0.35.

* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Inversiones La Construccion's PEG Ratio or its related term are showing as below:

XSGO:ILC' s PEG Ratio Range Over the Past 10 Years
Min: 0.1   Med: 1.2   Max: 9.64
Current: 0.35


During the past 13 years, Inversiones La Construccion's highest PEG Ratio was 9.64. The lowest was 0.10. And the median was 1.20.


XSGO:ILC's PEG Ratio is ranked better than
79.03% of 186 companies
in the Insurance industry
Industry Median: 0.87 vs XSGO:ILC: 0.35

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Inversiones La Construccion  (XSGO:ILC) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Inversiones La Construccion PEG Ratio Related Terms


Inversiones La Construccion PEG Ratio Historical Data

* Premium members only.

The historical data trend for Inversiones La Construccion's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Inversiones La Construccion PEG Ratio Chart

Inversiones La Construccion Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.49 1.15 0.90 0.99 0.48

Inversiones La Construccion Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.71 0.57 0.52 0.48 0.38

XSGO:ILC vs AFL, MET, PRU: PEG Ratio Comparison

For the Insurance - Life subindustry, Inversiones La Construccion's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Inversiones La Construccion PEG Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Inversiones La Construccion's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Inversiones La Construccion's PEG Ratio falls into.


XSGO:ILC
73GF Score
Inversiones La Construccion SA XSGO:ILC
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Inversiones La Construccion PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year EBITDA growth rate.

Inversiones La Construccion's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year EBITDA Growth Rate*
=7.4393473784039/21.10
=0.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.35 mean?
Inversiones La Construccion (XSGO:ILC) has a PEG Ratio of 0.35 as of Jul. 09, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Inversiones La Construccion and its competitors. This is 71% below median its historical median of 1.20. Over the past decade, Inversiones La Construccion's PEG Ratio has ranged from 0.10 to 9.64. According to the industry distribution chart, Inversiones La Construccion ranks #39 out of 186 companies in the Insurance industry, placing it in the top 21%.
Is Inversiones La Construccion's PEG Ratio too high?
Inversiones La Construccion's current PEG Ratio of 0.35 is 71% below median its 10-year median of 1.20. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 9.64. The Insurance industry median PEG Ratio is 0.87. Inversiones La Construccion's value of 0.35 is 59.8% below this industry median. Based on the distribution chart, Inversiones La Construccion ranks #39 out of 186 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Inversiones La Construccion has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Inversiones La Construccion's PEG Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, Inversiones La Construccion ranks #39 out of 186 companies for PEG Ratio. This places Inversiones La Construccion in the top 21% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 0.87. Inversiones La Construccion's value of 0.35 is 59.8% below this benchmark. Historically, Inversiones La Construccion's own PEG Ratio has ranged from 0.10 to 9.64 over the past decade. While the company's 10-year median is 1.20 vs. the industry median of 0.87, Inversiones La Construccion has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for an Insurance company?
The median PEG Ratio among Insurance companies is 0.87, based on 186 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Inversiones La Construccion's current PEG Ratio of 0.35 is 59.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Inversiones La Construccion and its competitors. For the Insurance industry, the median PEG Ratio is 0.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Inversiones La Construccion's current PEG Ratio is 0.35, which is 71% below median its own 10-year median of 1.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inversiones La Construccion stock overvalued right now?
Based on GuruFocus' analysis, Inversiones La Construccion (XSGO:ILC) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP12,232.74, compared to a current price of CLP21,870.00 — trading 78.8% above its estimated fair value. The current PEG Ratio is 0.35, which is 71% below median its 10-year median of 1.20 and 59.8% below the Insurance industry median of 0.87. Inversiones La Construccion's overall GF Score™ is 73/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Inversiones La Construccion (XSGO:ILC), the current PEG Ratio is 0.35 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Inversiones La Construccion (XSGO:ILC) Overvalued in 2026?

Based on GuruFocus' analysis, Inversiones La Construccion stock appears to be overvalued. The current stock price of CLP21,870.00 is trading 78.8% above its estimated GF Value™ of CLP12,232.74. GuruFocus considers Inversiones La Construccion to be Significantly Overvalued.

Key valuation signals for XSGO:ILC:

  • PEG Ratio: 0.35 (71% below median its 10-year median of 1.20)
  • GF Value™: CLP12,232.74 vs. price of CLP21,870.00 (78.8% above fair value)
  • GF Score™: 73/100 with 10 warning signs
  • Industry Position: 59.8% below the Insurance median (#39 of 186)

No single metric tells the full story. See the XSGO:ILC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Inversiones La Construccion Business Description

Address Apoquindo Avenue 6750, 20th Floor, Las Condes, Santiago, CHL
Inversiones La Construccion SA is a Chile-based holding company with its presence in Chile and Peru. Along with its subsidiaries, the company operates in the following business segments: AFP, ISAPRE, Insurance, Health, Banking, and Others. The majority of the group's revenue is generated from the Insurance segment, which provides individual, group, disability, and survivorship insurance, and life annuity products. The AFP segment includes the administration of pension funds; the ISAPRE segment includes the administration of health contributions; the Health segment provides health benefits and benefits, either directly or through the financing of these related or complementary activities; and the Bank segment represents results from the group's banking business.
73GF Score

Get the complete analysis for XSGO:ILC

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP21,870.00
Price
CLP12,232.74
GF Value