Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Inversiones La Construccion's
Operating Income
for the
three
months ended in Mar. 2026 was CLP-62,398 Mil. Inversiones La Construccion's Interest Expense for the
three
months ended in Mar. 2026 was CLP-14,273 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Inversiones La Construccion's Interest Coverage or its related term are showing as below:
XSGO:ILC's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 16.245 * Ranked among companies with meaningful Interest Coverage only.
Inversiones La Construccion (XSGO:ILC) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Inversiones La Construccion Interest Coverage Related Terms
Inversiones La Construccion Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Inversiones La Construccion Interest Coverage Chart
XSGO:ILC vs AFL, MET, PRU: Interest Coverage Comparison
For the Insurance - Life subindustry, Inversiones La Construccion's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Inversiones La Construccion Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Inversiones La Construccion's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Inversiones La Construccion's Interest Coverage falls into.
Inversiones La Construccion Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Inversiones La Construccion did not have earnings to cover the interest expense.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
Inversiones La Construccion (XSGO:ILC) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Inversiones La Construccion and its competitors. According to the industry distribution chart, Inversiones La Construccion ranks #999999 out of 352 companies in the Insurance industry.
Is Inversiones La Construccion's Interest Coverage too high?
Inversiones La Construccion's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Inversiones La Construccion ranks #999999 out of 352 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Inversiones La Construccion has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Inversiones La Construccion's Interest Coverage compare to AFL and MET?
According to the Insurance industry distribution chart, Inversiones La Construccion ranks #999999 out of 352 companies for Interest Coverage. This places Inversiones La Construccion in the lower half of its industry. The industry median Interest Coverage is 16.25. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.25, based on 352 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Inversiones La Construccion and its competitors. For the Insurance industry, the median Interest Coverage is 16.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Inversiones La Construccion's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inversiones La Construccion stock overvalued right now?
Based on GuruFocus' analysis, Inversiones La Construccion (XSGO:ILC) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP12,258.99, compared to a current price of CLP22,250.00 — trading 81.5% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Inversiones La Construccion's overall GF Score™ is 63/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Inversiones La Construccion (XSGO:ILC), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Inversiones La Construccion (XSGO:ILC) Overvalued in 2026?
Based on GuruFocus' analysis, Inversiones La Construccion stock appears to be overvalued.
The current stock price of CLP22,250.00 is trading 81.5% above its estimated GF Value™ of CLP12,258.99.
GuruFocus considers Inversiones La Construccion to be Significantly Overvalued.
Key valuation signals for XSGO:ILC:
Interest Coverage: 0 (At Loss)
GF Value™: CLP12,258.99 vs. price of CLP22,250.00 (81.5% above fair value)
No single metric tells the full story. See the XSGO:ILC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Inversiones La Construccion SA is a Chile-based holding company with its presence in Chile and Peru. Along with its subsidiaries, the company operates in the following business segments: AFP, ISAPRE, Insurance, Health, Banking, and Others. The majority of the group's revenue is generated from the Insurance segment, which provides individual, group, disability, and survivorship insurance, and life annuity products. The AFP segment includes the administration of pension funds; the ISAPRE segment includes the administration of health contributions; the Health segment provides health benefits and benefits, either directly or through the financing of these related or complementary activities; and the Bank segment represents results from the group's banking business.
63GF Score
Get the complete analysis for XSGO:ILC
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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