This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Inversiones La Construccion's Median PS Value or its related term are showing as below:
XSGO:ILC'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.2 Med: 0.46 Max: 3.14
Current: 3.14
During the past 13 years, the highest Price to Median PS Value of Inversiones La Construccion was 3.14. The lowest was 0.20. And the median was 0.46.
XSGO:ILC's Price-to-Median-PS-Value is ranked worse than 93.91% of 345
companies
in the Insurance industry
Industry Median: 1
vs XSGO:ILC: 3.14
Inversiones La Construccion (XSGO:ILC) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Inversiones La Construccion's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
21996.00
/
7,001.65
=
3.14
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Inversiones La Construccion Median PS Value Related Terms
Inversiones La Construccion Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSGO:ILC vs AFL, MET, PRU: Median PS Value Comparison
For the Insurance - Life subindustry, Inversiones La Construccion's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Inversiones La Construccion Price-to-Median-PS-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Inversiones La Construccion's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Inversiones La Construccion's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 0.3667.
Inversiones La Construccion's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CLP19093.668.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Inversiones La Construccion (XSGO:ILC) has a Median PS Value of CLP7,001.65 as of Jun. 30, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Inversiones La Construccion and its competitors. This is 1521998% above median its historical median of 0.46. Over the past decade, Inversiones La Construccion's Median PS Value has ranged from 0.20 to 3.14. According to the industry distribution chart, Inversiones La Construccion ranks #324 out of 345 companies in the Insurance industry, placing it in the top 93.9%.
Is Inversiones La Construccion's Median PS Value too high?
Inversiones La Construccion's current Median PS Value of CLP7,001.65 is 1521998% above median its 10-year median of 0.46. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 3.14. Based on the distribution chart, Inversiones La Construccion ranks #324 out of 345 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Inversiones La Construccion has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Inversiones La Construccion's Median PS Value compare to AFL and MET?
According to the Insurance industry distribution chart, Inversiones La Construccion ranks #324 out of 345 companies for Median PS Value. This places Inversiones La Construccion in the lower half of its industry. The industry median Median PS Value is 1.00. Historically, Inversiones La Construccion's own Median PS Value has ranged from 0.20 to 3.14 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for an Insurance company?
The median Median PS Value among Insurance companies is 1.00, based on 345 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Inversiones La Construccion and its competitors. For the Insurance industry, the median Median PS Value is 1.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Inversiones La Construccion's current Median PS Value is CLP7,001.65, which is 1521998% above median its own 10-year median of 0.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inversiones La Construccion stock overvalued right now?
Based on GuruFocus' analysis, Inversiones La Construccion (XSGO:ILC) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP12,228.44, compared to a current price of CLP21,996.00 — trading 79.9% above its estimated fair value. The current Median PS Value is CLP7,001.65, which is 1521998% above median its 10-year median of 0.46. Inversiones La Construccion's overall GF Score™ is 63/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Inversiones La Construccion (XSGO:ILC), the current Median PS Value is CLP7,001.65 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Inversiones La Construccion (XSGO:ILC) Overvalued in 2026?
Based on GuruFocus' analysis, Inversiones La Construccion stock appears to be overvalued.
The current stock price of CLP21,996.00 is trading 79.9% above its estimated GF Value™ of CLP12,228.44.
GuruFocus considers Inversiones La Construccion to be Significantly Overvalued.
Key valuation signals for XSGO:ILC:
Median PS Value: CLP7,001.65 (1521998% above median its 10-year median of 0.46)
GF Value™: CLP12,228.44 vs. price of CLP21,996.00 (79.9% above fair value)
No single metric tells the full story. See the XSGO:ILC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Inversiones La Construccion SA is a Chile-based holding company with its presence in Chile and Peru. Along with its subsidiaries, the company operates in the following business segments: AFP, ISAPRE, Insurance, Health, Banking, and Others. The majority of the group's revenue is generated from the Insurance segment, which provides individual, group, disability, and survivorship insurance, and life annuity products. The AFP segment includes the administration of pension funds; the ISAPRE segment includes the administration of health contributions; the Health segment provides health benefits and benefits, either directly or through the financing of these related or complementary activities; and the Bank segment represents results from the group's banking business.
63GF Score
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Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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