The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Inversiones La Construccion's current ratio for the quarter that ended in Mar. 2026 was 2.63.
Inversiones La Construccion has a current ratio of 2.63. It generally indicates good short-term financial strength.
The historical rank and industry rank for Inversiones La Construccion's Current Ratio or its related term are showing as below:
XSGO:ILC'
s Current Ratio Range Over the Past 10 Years
Min: 1.34 Med: 3.13 Max: 7.1
Current: 2.63
During the past 13 years, Inversiones La Construccion's highest Current Ratio was 7.10. The lowest was 1.34. And the median was 3.13.
XSGO:ILC's Current Ratio is ranked better than 75.76% of 66
companies
in the Insurance industry
Industry Median: 1.675
vs XSGO:ILC: 2.63
Inversiones La Construccion (XSGO:ILC) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Inversiones La Construccion Current Ratio Related Terms
Inversiones La Construccion Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSGO:ILC vs AFL, MET, PRU: Current Ratio Comparison
For the Insurance - Life subindustry, Inversiones La Construccion's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Inversiones La Construccion Current Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Inversiones La Construccion's Current Ratio distribution charts can be found below:
* The bar in red indicates where Inversiones La Construccion's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Inversiones La Construccion (XSGO:ILC) has a Current Ratio of 2.63 as of Mar. 2026. This is 16% below median its historical median of 3.13. Over the past decade, Inversiones La Construccion's Current Ratio has ranged from 1.34 to 7.10. According to the industry distribution chart, Inversiones La Construccion ranks #16 out of 66 companies in the Insurance industry, placing it in the top 24.2%.
Is Inversiones La Construccion's Current Ratio too high?
Inversiones La Construccion's current Current Ratio of 2.63 is 16% below median its 10-year median of 3.13. Over the past 10 years, this metric has ranged from a low of 1.34 to a high of 7.10. The Insurance industry median Current Ratio is 1.68. Inversiones La Construccion's value of 2.63 is 57% above this industry median. Based on the distribution chart, Inversiones La Construccion ranks #16 out of 66 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Inversiones La Construccion has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Inversiones La Construccion's Current Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, Inversiones La Construccion ranks #16 out of 66 companies for Current Ratio. This places Inversiones La Construccion in the top 24% of its industry — outperforming the majority of peers. The industry median Current Ratio is 1.68. Inversiones La Construccion's value of 2.63 is 57% above this benchmark. Historically, Inversiones La Construccion's own Current Ratio has ranged from 1.34 to 7.10 over the past decade. While the company's 10-year median is 3.13 vs. the industry median of 1.68, Inversiones La Construccion has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for an Insurance company?
The median Current Ratio among Insurance companies is 1.68, based on 66 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Inversiones La Construccion's current Current Ratio of 2.63 is 57% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Current Ratio is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Inversiones La Construccion's current Current Ratio is 2.63, which is 16% below median its own 10-year median of 3.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inversiones La Construccion stock overvalued right now?
Based on GuruFocus' analysis, Inversiones La Construccion (XSGO:ILC) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP12,271.20, compared to a current price of CLP22,327.00 — trading 81.9% above its estimated fair value. The current Current Ratio is 2.63, which is 16% below median its 10-year median of 3.13 and 57% above the Insurance industry median of 1.68. Inversiones La Construccion's overall GF Score™ is 63/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Inversiones La Construccion (XSGO:ILC), the current Current Ratio is 2.63 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Inversiones La Construccion (XSGO:ILC) Overvalued in 2026?
Based on GuruFocus' analysis, Inversiones La Construccion stock appears to be overvalued.
The current stock price of CLP22,327.00 is trading 81.9% above its estimated GF Value™ of CLP12,271.20.
GuruFocus considers Inversiones La Construccion to be Significantly Overvalued.
Key valuation signals for XSGO:ILC:
Current Ratio: 2.63 (16% below median its 10-year median of 3.13)
GF Value™: CLP12,271.20 vs. price of CLP22,327.00 (81.9% above fair value)
Industry Position: 57% above the Insurance median (#16 of 66)
No single metric tells the full story. See the XSGO:ILC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Inversiones La Construccion SA is a Chile-based holding company with its presence in Chile and Peru. Along with its subsidiaries, the company operates in the following business segments: AFP, ISAPRE, Insurance, Health, Banking, and Others. The majority of the group's revenue is generated from the Insurance segment, which provides individual, group, disability, and survivorship insurance, and life annuity products. The AFP segment includes the administration of pension funds; the ISAPRE segment includes the administration of health contributions; the Health segment provides health benefits and benefits, either directly or through the financing of these related or complementary activities; and the Bank segment represents results from the group's banking business.
63GF Score
Get the complete analysis for XSGO:ILC
Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XSGO:ILC has been successfully added to your 
